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Afterpay: Pay over time

Afterpay: Pay over time

Shop Now. Split your payments.

753K ratings
1040 reviews
#30 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • August 7, 2018
  • September 17, 2026

Features

Developer

Afterpay
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📊no. 30
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Reviews summary↘︎
⭐1K
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📝40+ tags
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🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 2 weeks
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About

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

✓Split purchases into 4 payments
✓Monthly payment options available
✓Discover exclusive deals and brands
✓Shop in-store with tap-to-pay
✓Manage payments and orders
✓Unlock spending power
✓Gift card purchases
Show original description

What users say

Summarized from real user reviews of Afterpay. Based on 753K reviews and a 4.9/5 average, it highlights the 7 positives and 7 negatives reviewers mention most about this Shopping app.

Positive things

  • 🚀Convenient payment plan
  • 💳No interest or hidden fees
  • 🤝Good customer service (initially)
  • 📈Increasing credit limit with usage
  • 🛒Wide range of participating stores
  • 🕰️Flexible payment scheduling
  • 💰Helps with budgeting and affordability

Negative things

  • 🐛App/website technical issues
  • 🔒Security and privacy concerns
  • 🤖Lack of human customer support
  • 🔽Drastic credit limit reductions
  • 🚫Accounts closed/banned for minor issues
  • 💳Incompatibility with certain payment methods
  • 🕰️Automatic payments causing overdraft issues
See all reviews
+1

What's New in Afterpay

1.145.0

September 17, 2026

Improved experience with bug fixes and updates.

Charts

Top Free

📊 30

Shopping

The app has maintained its position at 30 recently.

Last updated on September 19, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Afterpay is awesome

The app is easy to use and the card generation feature is a lifesaver!
Will Van RandleWill Van Randle

Poor Customer Service Response

Account blocked, no outstanding balance, no late payments, no changes to my bank account information and no resolution from their customer service team!
ELadyGELadyG

Se dañó

Antes permitida comprar sin tener ss ahora lo pide por más que tengas un historial
Limpio y sin falla ningún pago
Alebrr23Alebrr23

Cashapp Card

I like having this app but after being offered it within the cashapp app with a new card and using it that way I’m now unable to use this app as it wants me to go thru cashapp . Cashapp doesn’t offer many stores to create a single use card and make a purchase in payments, that’s why I had both apps. Now I can’t use my favorite store because it’s not offered on the Cashapp App and when I’m trying to login to my Afterpay App it says that I have to go thru Cashapp. Smh, the stores are now limited!
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htx_stephaniehtx_stephanie

Es muy bueno lo garantizo 😌

Súper bueno excelente 😌
Eri almonteEri almonte
See 1035 more reviews

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User experience

🐞

Reported Bugs

4 issues

Orders not processing properly

Bug

Payment issues and declined transactions

Bug

Inability to update payment information

Bug

App crashes and login problems

Bug
✨

Requested Features

4 requests

Report payments to credit bureaus

Feature

More flexible payment scheduling options

Feature

In-app customer service chat/phone support

Feature

Ability to use Afterpay for recurring bills/expenses

Feature

FAQ

What is Afterpay?

Afterpay is a service that allows you to shop now and pay for your purchases over time. You can split your payments into manageable installments, typically paying in 4 over six weeks or opting for monthly payments on eligible orders.

How does the 'Pay in 4' feature work?

With the 'Pay in 4' feature, you can split your purchase into four equal installments. The first payment is due at the time of purchase, and the remaining three are generally paid every two weeks over the course of six weeks.

Can I shop in physical stores with Afterpay?

Yes, you can shop in-store with Afterpay. You can use the app to get a pre-approved spending limit and then tap to pay at participating retailers, taking your items home today and paying over time.

What are the eligibility requirements for Afterpay?

To use Afterpay, you must be 18 or older, a resident of the U.S., and meet additional eligibility criteria. For in-store purchases, further verification may be required. Late fees may apply if payments are missed.

How can I manage my payments and orders?

The Afterpay app allows you to easily review your orders and manage your payments. You can also select your preferred payment day to align with your schedule and stay informed with notifications about your account activity and payment schedules.