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Afterpay: Pay over time

Afterpay: Pay over time

Shop Now. Split your payments.

753K ratings
1071 reviews
#36 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • May 6, 2021
  • October 12, 2026

Features

Developer

Afterpay
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📊no. 36
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Reviews summary↘︎
⭐1.1K
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📝40+ tags
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🔄6+ apps
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❓5 answered
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📦~ in 2 weeks
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About

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

✓Split purchases into 4 payments
✓Monthly payment options available
✓Discover exclusive deals and brands
✓Shop in-store with tap-to-pay
✓Manage payments and orders
✓Unlock spending power
✓Gift card purchases
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What users say

Summarized from real user reviews of Afterpay. Based on 753K reviews and a 4.9/5 average, it highlights the 7 positives and 7 negatives reviewers mention most about this Shopping app.

Positive things

  • 🚀Convenient payment plan
  • 💳No interest or hidden fees
  • 🤝Good customer service (initially)
  • 📈Increasing credit limit with usage
  • 🛒Wide range of participating stores
  • 🕰️Flexible payment scheduling
  • 💰Helps with budgeting and affordability

Negative things

  • 🐛App/website technical issues
  • 🔒Security and privacy concerns
  • 🤖Lack of human customer support
  • 🔽Drastic credit limit reductions
  • 🚫Accounts closed/banned for minor issues
  • 💳Incompatibility with certain payment methods
  • 🕰️Automatic payments causing overdraft issues
See all reviews
+1

What's New in Afterpay

1.146.0

October 12, 2026

Improved experience with bug fixes and updates.

Charts

Top Free

📊 36

Shopping

The app has maintained its position at 36 recently.

Last updated on October 13, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Will not take my money

All I wanna do is pay my bill They can’t find a way to receive my money
No customer service just AI bots
Zero stars do not recommend
JackFrost5JackFrost5

Can’t login and card issues

On laptop can login not phone. Then phone it send verification code to phone but then asks credit card numbers on file. I DONT HAVE THAT CREDIT CARD ANYMORE. Pretty stupid. On laptop could login but both cards won’t work on system. There is nothing wrong with those cards.
CourtoMayCourtoMay

This app horrible

This app horrible. My card gotten stolen and had to wait for my card in mail. I’m 4 days late and they took away my spending limit. I had to Google search for their customer service number. You go to support. There’s no phone number to call them to tell them to move the payment. This the second time my card was stolen and had to cancel then search hard for their number and now my spending limit back to 1,000. This app disgusting. Telling me they can’t change the spending limit it’s all computerized. They need to be lenient. Being as tho. There’s no customer service number and only 4 days. Late. Not even a week. Soon as I received my card. Tried to make payment.
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HantayweeHantaywee

Afterpay

I didn’t receive an item they said I did and it finally came out I didn’t. Then they said it was returned and they didn’t return my money what a scam!
Earth_87Earth_87

I hate afterpay

Not helpful at all I tried to reset my password and keep saying that they couldn’t send it my email when I put the right one
TTJ95TTJ95
See 1066 more reviews

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User experience

🐞

Reported Bugs

4 issues

Orders not processing properly

Bug

Payment issues and declined transactions

Bug

Inability to update payment information

Bug

App crashes and login problems

Bug
✨

Requested Features

4 requests

Report payments to credit bureaus

Feature

More flexible payment scheduling options

Feature

In-app customer service chat/phone support

Feature

Ability to use Afterpay for recurring bills/expenses

Feature

FAQ

What is Afterpay?

Afterpay is a service that allows you to shop now and pay for your purchases over time. You can split your payments into manageable installments, typically paying in 4 over six weeks or opting for monthly payments on eligible orders.

How does the 'Pay in 4' feature work?

With the 'Pay in 4' feature, you can split your purchase into four equal installments. The first payment is due at the time of purchase, and the remaining three are generally paid every two weeks over the course of six weeks.

Can I shop in physical stores with Afterpay?

Yes, you can shop in-store with Afterpay. You can use the app to get a pre-approved spending limit and then tap to pay at participating retailers, taking your items home today and paying over time.

What are the eligibility requirements for Afterpay?

To use Afterpay, you must be 18 or older, a resident of the U.S., and meet additional eligibility criteria. For in-store purchases, further verification may be required. Late fees may apply if payments are missed.

How can I manage my payments and orders?

The Afterpay app allows you to easily review your orders and manage your payments. You can also select your preferred payment day to align with your schedule and stay informed with notifications about your account activity and payment schedules.