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Best Buy Now Pay Later Food Apps

223+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated June 2026

If you already know Afterpay, this is the deeper bench. 223+ buy now pay later food apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of June 2026.

Top Picks for Buy Now Pay Later Food

Afterpay: Pay over time#1

Afterpay: Pay over time by Afterpay Holdings Ltd

Shop Now. Split your payments.
Editor's Choice
🛍️ Shopping
4.9😐(752K ratings)
FreeAds
#32in Shopping
Afterpay: Pay over time screenshot 1
Afterpay: Pay over time screenshot 2
Afterpay: Pay over time screenshot 3
Afterpay: Pay over time screenshot 4
Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
Sezzle - Buy Now, Pay Later#2

Sezzle - Buy Now, Pay Later by Sezzle Inc.

Shop & Pay in 4¹
Strong Contender
🛍️ Shopping
4.9😞(290K ratings)
FreeAds
Sezzle - Buy Now, Pay Later screenshot 1
Sezzle - Buy Now, Pay Later screenshot 2
Sezzle - Buy Now, Pay Later screenshot 3
Sezzle - Buy Now, Pay Later screenshot 4
Sezzle - Buy Now, Pay Later screenshot 5

Shop clothing, beauty products, electronics, and more with flexible payment options through our app. Buy now and pay later in easy installments to make shopping convenient and affordable for you. Start shopping today and enjoy the freedom to pay at your own pace.

What We Love

  • 🚀 Convenient payment option
  • 💳 Flexible payment plans
  • 🏪 Wide range of partner stores
  • 🆙 Increased spending limit with on-time payments

Room to Improve

  • 🤖 Poor customer service
  • 🔒 Concerns about security and fraud
  • 🔄 Issues with rescheduling payments
Four | Buy Now, Pay Later#3

Four | Buy Now, Pay Later by Four Technologies, Inc.

Flexible Shopping & Payments
Worth Considering
🛍️ Shopping
4.8😞(109K ratings)
Free
#64in Shopping
Four | Buy Now, Pay Later screenshot 1
Four | Buy Now, Pay Later screenshot 2
Four | Buy Now, Pay Later screenshot 3
Four | Buy Now, Pay Later screenshot 4
Four | Buy Now, Pay Later screenshot 5

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

What We Love

  • 💳 Convenient payment option
  • 🛒 Wide variety of stores
  • 🤑 Affordable payment plans
  • 📈 Increasing spending limits

Room to Improve

  • 🤖 Poor customer service
  • ❌ Declined/canceled orders
  • 💰 Unauthorized charges

More Buy Now Pay Later Food apps to explore

4
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(823K)
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

💰 Finance
(2.2M)
6
Tabby: Pay over time
Tabby: Pay over time
Tabby: Pay over time
Pay in 4. No hidden fees
Free

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

💰 Finance
(82K)
7
Fingerhut Mobile
Fingerhut Mobile
Fingerhut Mobile
by Bluestem Brands, Inc.
Free

Stay connected on the go with our mobile app. Shop, track orders, manage payments, and enjoy exclusive deals with ease. Download now!

🛍️ Shopping
(94K)
8
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

This application provides on-demand access to earned wages, allowing users to choose how much of their wages they'd like to receive instantly. It includes financial wellness tools, instant money transfers, flat fee access, and the option to boost spending power. To use the app, employers must have an agreement with the service. Visit the website to learn more.

💰 Finance
(36K)
9
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
10
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(11K)
11
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
💰 Finance
(258)
12
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Discover a revolutionary all-in-one shopping platform connecting users to a wide range of products and services from various retailers. Shop, compare prices, and access exclusive deals all in one place. Join ZOOD Mall now for a seamless and convenient shopping experience!

🛍️ Shopping
(1.3K)
13
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

An all-in-one app for sending money, managing your account, earning cash back, and growing your savings with high-yield options. Easily send money for free, get cash back on purchases, and manage your finances all in one place. Check it out now for a simple and secure way to stay on top of your financial transactions!

💰 Finance
(6.3M)
14
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
Pay in up to 24, No late fees
Free

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

💰 Finance
(59K)
15
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop with ease using Suave: Buy now, pay later. Get prequalified for flexible monthly payments and shop at your favorite stores stress-free. Start shopping smarter today!

🛍️ Shopping
(664)
16
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

💰 Finance
(27K)
17
Gerald - Cash Advance
Gerald - Cash Advance
Gerald - Cash Advance
Instant Cash Advance App
Free

Get instant cash advances without credit checks or hidden fees, shop for household essentials, pay bills, and more with this convenient app. Earn rewards, play games to earn coins, and experience a new way to shop for everyday needs. Join now and download the app to start saving and shopping smart today!

💰 Finance
(27K)
18
Odiopay - Buy now pay later
Odiopay - Buy now pay later
Odiopay - Buy now pay later
The most convenient way to pay
Free

Say goodbye to budget constraints and hello to a world of seamless and flexible payments. Download the app to buy now and pay later, with secure and hassle-free transactions, flexible repayment plans, and exclusive offers.

🌟 Lifestyle
(6)
19
Toast - Local Restaurants
Toast - Local Restaurants
Toast - Local Restaurants
Discover, Reserve, Order & Pay
Free

Order food from your favorite local restaurants for pickup or delivery with just a few taps. Discover new eateries, customize your orders, and track your food in real-time. Download now and satisfy your cravings with ease!

🍔 Food & Drink
(157K)
20
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

💼 Business
(40K)

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