No!
American use

This app allows users to shop at partner merchants and split purchases into interest-free monthly installments. Manage payments, track spending, and discover new places to shop, all within a secure platform.
1.0.3
August 6, 2026
Minor bug fixes
CirclePay allows you to sign up, link your bank account or card, and then shop at partner merchants. You can choose to pay in 3 to 6 monthly installments with zero interest, with your first payment due in 30 days.
CirclePay offers zero interest installments for all purchases split into 3 to 6 monthly payments. There are no hidden fees or surprises.
You can pay with CirclePay at any of its partner merchants. The app provides a way to browse and discover shops and restaurants that accept Circle Pay.
CirclePay prioritizes security by verifying your identity through NIC upload and face liveness detection powered by AWS. Your account can also be protected with Face ID or fingerprint authentication.
No, CirclePay does not contain advertisements. It is a free application designed to provide financial services without ad interruptions.
You can link your bank account via Seylan Bank direct debit or add your credit/debit cards to your CirclePay account. You can choose your preferred payment method for each transaction.
The latest version of CirclePay is 1.0.3, and it was last updated on August 6, 2026. This indicates regular updates to improve functionality and security.
CirclePay is available on iPhone, iPad, and iPod devices, making it accessible to a wide range of Apple users.