Best Installments Apps

Afterpay: Pay over time

Shop Now. Split your payments.

Free

Shop your favorite brands online or in-store and split payments over time. Access exclusive deals and manage your purchases with flexible payment options. Get what you want now and pay later with convenient installment plans.

Klarna: Smarter everyday money

Cashback, payments, savings

Free

Shop smarter with flexible payment options, earn up to 10% cashback, and compare prices across stores. Manage your money, unlock savings, and even get mobile coverage, all in one app.

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Free

Split purchases into flexible installments for everyday expenses, bills, and larger purchases. This service offers a virtual card for online and in-store use, with no hard credit checks impacting your score. Manage payments and reschedule installments for greater flexibility.

PayLater: Split Your Payments

Relax, PayLater

Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Shop for electronics, home goods, and apparel with flexible payment options. Build your credit history by making on-time payments. Apply for a credit card with rewards and no annual fee.

Tabby: Send, spend and save

Take power over money

Free

Manage your finances with a comprehensive money app. Split purchases into interest-free installments, earn cashback, and find exclusive deals. Send money internationally and track your spending with ease.

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Free

Shop now and pay later with flexible, interest-free installment plans. Build credit, earn rewards, and access cash advances. Also offers a mobile phone plan.

Fingerhut Mobile

by Bluestem Brands

Free

Manage your credit accounts and make payments conveniently. View your available credit, current balance, and past payment history. Set up recurring payments for your Fingerhut Fetti and Advantage accounts.

ZOOD: Buy Now, Pay Later

Shop in up to 12 installments

Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Katapult | Shop & Lease to Own

Browse, shop, lease, and own.

Free

This app offers a lease-to-own solution, allowing users to shop for items from over 100 retailers and pay over time with flexible payment options. It provides a way to acquire furniture, electronics, and appliances without upfront full payment, with no late fees and an option to purchase early.

Tamara | Own your Dream

Pay in up to 24, No late fees

Free

This platform offers flexible payment plans for purchases across various sectors like retail, travel, and education. Enjoy interest-free installments and discover exclusive deals with no late fees. Manage your spending and track payments easily.

Suave: Buy now, pay later.

Easy shopping.

Free

This app allows you to shop for items and pay for them over time with flexible monthly payment plans. Get prequalified instantly, choose a plan that fits your budget, and manage your purchases and payments easily. Increase your spending limit by shopping and paying back on time.