Four | Buy Now, Pay Later User Reviews

Customer Experience

Positive experience49.2% of reviews
Neutral7.1% of reviews
Negative experience43.7% of reviews

~ Based on 1,898 written reviews from the US App Store.

What users say

Is Four | Buy Now, Pay Later Safe?

Four | Buy Now, Pay Later appears safe based on user ratings. AppsHunter Safety Score for Four | Buy Now, Pay Later is 96/100.

This assessment is based on 117,475 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.6% of ratings point to a safe experience
1.2% of ratings suggest some concerns
4.2% of ratings point to a risky experience

~ Based on 117,475 App Store ratings for Four | Buy Now, Pay Later.

Is Four | Buy Now, Pay Later Legit?

Four | Buy Now, Pay Later appears to be a legitimate app. AppsHunter Legitimacy Score for Four | Buy Now, Pay Later is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Scam

I spent 500 from Amazon and most of the payments wouldn’t go through so I had to reuse the app again and spent another 300 to use it and then months later they still didn’t refund the other money. I tried to tell them and show them proof about it and they still denied me three times. They stole $300 from me.
Show more

Single momma!

Thank you for being there when finances are tight and I can get groceries with your help!

worst fkn app

First of all they give you a purchase limit of $1000+ then to even buy anything worth it from major retailers like amazon,target,best buy they make you buy they membership for $12.99 a month. Ok cool but when that’s done they give you a whole different number for those retailers i got $600 available on best buy so why would u say i have $1200. completely misleading.
Show more

I got cheated

I paid for the virtual card and it kept getting declined. So I’m I’m out of $40 along with the membership fee.

Best By Far

Signed up 2 yrs ago, had forgotten this platform and came back after an Instagram post to find out account still active. I been using and love purchasing through Four with an option to pay less by paying early. I love it! I added it to my list of only 3 buy now pay later apps I will only use. Can literally shop through all major store brands. It helps you out of running into debt. Go Four!
Show more

Can’t use

I’ve had this app for a while now spending power going up yet I’ve never been able to place an order even with subscription and they don’t have real customer support, even after they responded to me they sent me to the same link that tells me they’ve escalated my issue and no one ever gets back to me 😂
Show more

Payments are incredibly hard to use

Be careful when using this it’ll stop letting you because it won’t take your payments and make you late then it won’t let you pay the late fees and when you try to reach out about the problems no one will get back to you

Unacceptable!!!

I have tried different buy now pay later apps. And all I can say is this is by far the worst. I placed a grocery order and went over not even a dollar and it would not take it. It would either be the precise amount that you asked for or less than the amount. Never again would I download or use this app again!!
Show more

Easy to use but…

Don’t get me wrong it is convenient to have this app.
I use other apps that allow you to pay in 4 or 6 payments as well, this is the only app that don’t raise your credit limit even with almost a year as a customer and have had no missed payments and being on time with every payment, unless you register a whole bunch of personal information with them.
Good app, just slow to catch up.
Show more

Customer service doesn’t exist

I have made all my payments in time- suddenly none of my cards work and It’s telling me I need to reverify my cards. I reach out to customer service and there is no such thing as a live agent. So now I’m being penalized everyday for a problem on four’s end for a late payment.

Loving the Four app

This is a really great way to shop now and pay off in installments! I Love Four 💞

Great

I love it and my spending limit increased so I’m so in love with this app

Es lo mejor

Es lo máximo

What spending amount?

Even though the app gives you a spending limit, they still say you have zero available, even though you’ve never used the app before. What’s the point of this when you can’t even use your own spending amount. Don’t bother with this app waste of time.

The best

I love it

The best thing since Nike shoes

💯

So convenient and easy to use!

Four has been a lifesaver for me! They were one of the only services that approved me to split my payments, which makes shopping so much easier. I also love that they accept credit cards as a payment option, because a lot of other companies require an actual Visa debit card. The app is easy to use, payments are straightforward, and the flexibility is really helpful. Definitely recommend Four!
Show more

False advertisement

When you are granted a spending amount you can not use it all at once. We were trying to get a room for our anniversary and it said we had a limit of 333. But we could only use 60.00 of it even after signing up for the membership.

Flexible Fun

We just moved in our new home so being able to buy the things we want without the stress of waiting for the next paycheck or even pulling from our emergency funds feels nice. I can buy what I want and set it to automatically come out on my next paycheck. Don’t worry about what others think about the pay in four method it’s flexible and fun! Do it. Take the stress off.
Show more

Right on Time

Easy to sign up and use immediately. Vast selection of retailers to select from.