Four | Buy Now, Pay Later User Reviews

Customer Experience

Positive experience48.4% of reviews
Neutral7.4% of reviews
Negative experience44.1% of reviews

~ Based on 1,745 written reviews from the US App Store.

What users say

Is Four | Buy Now, Pay Later Safe?

Four | Buy Now, Pay Later appears safe based on user ratings. AppsHunter Safety Score for Four | Buy Now, Pay Later is 96/100.

This assessment is based on 112,121 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.6% of ratings point to a safe experience
1.2% of ratings suggest some concerns
4.2% of ratings point to a risky experience

~ Based on 112,121 App Store ratings for Four | Buy Now, Pay Later.

Is Four | Buy Now, Pay Later Legit?

Four | Buy Now, Pay Later appears to be a legitimate app. AppsHunter Legitimacy Score for Four | Buy Now, Pay Later is 83/100.

Based on 83 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Life saver

Has been the best thing for me and my family during these challenging financial situations thank you APP FoUr!

Me encanta

Tiene mucha variedad de tiendas.. me encantaría que pudiera usar la tarjeta en mi Wallet .. pero aún así es muy buena la app

Thieves

Joined got a $2000 limit paid for their premium membership. $14 then they my limit was zero and they couldn’t change it. No refund on the $14 thieves. I can’t use your service give back the money. Registered with Bank and debit card.
Makes zero sense.

Buy

HIGHLY RECOMMENDED

All the stores you’d actually want are behind a 13$ pay wall

This is ridiculous you are already profiting off financing people purchases and yet you still think you get to hide the best stores to shop thru your service behind a paywall I don’t think so. I don’t even see how this is legal this is in the realm of paying to get credit which is not legal. So behave better and end this ridiculous greed.
And it’s also ridiculous that the main screen shows a limit way higher than even what you’ll approve at any one store and of which that approval number is still higher than they’ll even approve to actually spend this is lying and fraud you can say you have xx.xx to spend but then once you’re trying to spend that you say no sorry the amount is lower and we won’t tell you how low I just had to keep deleting items from the cart. This is not honest this is shady business.
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Scam

They want u to pay for subscription just to shop. Thanks no thanks

Bad customer service

If you have an issue with anything and need immediate attention or resolution you’re not going to get it here .The response time is bad it’s been days and still h ant gotten in touch with human being . You stuck with just a AI robotic auto response they need to do better with that .

Never again

I made a purchase through the four link and they provided a receipt with a bogus ID number. When I called the company regarding my order, they said they don’t have my order and the ID number was not valid . I made several claims to get my money back and four declined to refund me. I would never use their service again.
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Silver

It’s cool and not hard to use but the fluctuations in the spending amount and then that’s not the amount you can spend. That’s frustrating

Flexible and fair

I love it already!

Fraud

The card was flagged as fraud

Needs better customer service

It will not let me log in. I’ve chatted with no help. It keeps saying oops try again later after I have authenticated it. No customer service just the chat and email. I use to use this app all the time with no issues it was great. I’m not sure what’s happening now. Very frustrating. Could a customer service rep reach out, not just the chat!!!
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Adore the App

I love it! Been using it for a while. Since I get weekly pay now I feel comfortable with what all I can afford with four. My credit limit has increased tremendously and once I pay everything off I’ll be investing in getting more stuff for my new place!

The worst buy now pay later

They took funds a day later to charge a late fee to get extra money please delete this app

Amazing

Four comes in super clutch you do gotta wait a couple days in between purchases to get the max amount but super ez to work and get the the stuff you need

Thank You For the Help!

Thank you, Four, for giving me a chance when no one else would.” (more emotional). Ill never forget.

Helpfully

Made back to school shopping a little bit easier when you don’t have a lot of money

Love the app BUT

I’ve been having issues with the app. I pay all my orders on time and always have money in my account. And I keep getting the 0 purchase power. I don’t understand

Love it

So far loving the four app highly recommend

Over charge

Worst customer service..No one to answer any questions u may have but yet they keep charging late fees for absolutely no reason.When I reach out to find out why there is no one but a Bot there to repeat the same questions over and over! Worst nonexistent, Customer Service I ever dealt with!!