Katapult | Shop & Lease to Own

Katapult | Shop & Lease to Own

Browse, shop, lease, and own.

28K ratings
423 reviews
Free

Details

  • Released
  • Updated
  • April 5, 2022
  • September 11, 2026

Features

Katapult | Shop & Lease to Own screenshot #1 for iPhone
Katapult | Shop & Lease to Own screenshot #2 for iPhone
Katapult | Shop & Lease to Own screenshot #3 for iPhone
Katapult | Shop & Lease to Own screenshot #4 for iPhone
Katapult | Shop & Lease to Own screenshot #5 for iPhone
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About

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchases
No credit required
Flexible payment options
Shop 100+ retailers
Manage leases and payments
Get pre-approved for spending limit
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What users say

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+1

What's New in Katapult | Shop & Lease to Own

9.10.0

September 11, 2026

Bug fixes and Improvements

User reviews

Be careful

Was approved for 2800 went to purchase a computer that wasn’t even half and got denied right after being approved and now can’t make any purchase or try again for 30 days. Seems shady to me!

Quentin

Best thing I ever did was download katapult

Not a good company to do business with

I have had poor customer service from the moment that I’ve signed up to do business with this company. I would not advise anyone else to try to do business with them.

Great App

I have used the services now 3 times. Twice for tires & once for a computer. It is a great app if you cannot afford to buy something in one lump sum. I have successfully paid off all of mine within the 90 day window and this is the best way to do it. For a small fee you can have your payments split up over 90 days without paying a large amount of interest. I will continue to use Katapult. 5⭐️
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Doesn’t work

Tried using it in a couple online shops and the button to validate cart never works .. don’t waste your time it’s just a scam .. all these fake reviews are also a scam . It never lets you purchase anything even after supposedly getting a spending amount . Useless and a waste of time .

User experience

🐞

Reported Bugs

3 issues

App freezing during checkout process

Bug

Issues with payment method validation

Bug

Inconsistent account information display

Bug

Requested Features

4 requests

Improved app stability and user experience

Feature

More transparent payment and interest calculations

Feature

Ability to update personal information easily

Feature

Integration with more retail partners

Feature

FAQ

What is Katapult?

Katapult is a lease-to-own service that allows you to shop for items from over 100 retailers and pay for them over time. It offers a flexible way to acquire necessary goods like furniture, electronics, and appliances without requiring traditional credit or paying the full amount upfront.

How does Katapult work?

You can apply online or through the app, then shop supported retailers directly within the app. When checking out, select Katapult as your payment option. Once approved, you can sign your agreement and make your first payment, with options to pay over time, purchase early, or return items.

Does Katapult require a credit check?

Katapult does not require traditional credit. While they examine applications using numerous data points, they routinely accept clients with less-than-perfect credit history, making it an accessible option for many.

What kind of items can I lease with Katapult?

You can lease a variety of essential items, including furniture, electronics, home appliances, beds, mattresses, and tires. The service allows you to take home up to $3,000 in must-have items, though not every transaction or item is eligible.

What are the costs associated with Katapult?

The path to ownership with Katapult will cost more than the merchant's cash price. Specific payment amounts and rental terms are detailed in your lease agreement. There are no late fees ever, and you have the option to purchase early or return items.