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Best Laybuy Apps

174+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated May 2026

Whether you're new to laybuy or looking for an upgrade, our curated collection of 174+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Top Picks for Laybuy

Tabby: Pay over time#1

Tabby: Pay over time by Tabby FZ LLC

Pay in 4. No hidden fees
Editor's Choice
💰 Finance
4.8😞(82K ratings)
Free
Tabby: Pay over time screenshot 1
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Tabby: Pay over time screenshot 4
Tabby: Pay over time screenshot 5
Tabby: Pay over time screenshot 6

Shop at your favorite brands and split purchases into 4 interest-free payments with Tabby. Track payments, get discounts, and explore thousands of products and brands. Take control of your spending with Tabby's convenient features and 24/7 chat support.

What We Love

  • 💡 Convenient installment payments
  • 👍 Easy to use app
  • 🚀 Smooth and efficient service
  • 🤑 Helps manage budget and afford purchases

Room to Improve

  • 🐛 Unclear purchasing power and lack of transparency
  • 🤷‍♀️ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
Tamara | Shop Now Pay Later#2

Tamara | Shop Now Pay Later by Tamara FZE

Pay in up to 24, No late fees
Strong Contender
💰 Finance
4.7😞(59K ratings)
Free
Tamara | Shop Now Pay Later screenshot 1
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Tamara | Shop Now Pay Later screenshot 6

Discover new and trending fashion items from top brands curated just for you. Get personalized recommendations based on your style preferences and shop the latest trends effortlessly. Update your wardrobe with ease!

What We Love

  • 👍 Easy to use
  • 💡 Helpful payment splitting
  • 🚀 Smooth and fast transactions
  • 🙏 Excellent customer service

Room to Improve

  • 🐛 Unreliable payment processing
  • 🤬 Terrible customer support
  • ❌ Unauthorized charges
Katapult | Shop & Lease to Own#3

Katapult | Shop & Lease to Own by Katapult Group Inc

Browse, shop, lease, and own.
Worth Considering
💰 Finance
4.8😐(27K ratings)
Free
Katapult | Shop & Lease to Own screenshot 1
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Discover a revolutionary shopping companion that uses cutting-edge technology to enhance your shopping experience. Find personalized recommendations, exclusive deals, and seamless checkout options all in one place. Elevate your shopping with Katapult today!

What We Love

  • 🚀 Easy financing
  • 💡 90-day early buyout option
  • 👍 Friendly customer service
  • 🚀 Quick approval process

Room to Improve

  • 🐛 App issues and glitches
  • 🔒 Security and privacy concerns
  • 💰 High interest rates after 90 days

More Laybuy apps to explore

4
Newpay
Newpay
Newpay
Buying big? Spread the cost.
Free

Manage your account on-the-go with this secure mobile app, allowing you to view balances, track transactions, make payments, and set up Direct Debit. Download now to easily manage your account and spread the cost of big purchases with a simple and convenient solution.

💰 Finance
(999)
5
PayUp Payments
PayUp Payments
PayUp Payments
Offer Buy Now Pay Later Today
Free

This application enables merchants to offer a buy now, pay later service to their customers, allowing shoppers to split payments into 3 interest-free instalments. Merchants can easily integrate this service at checkout, initiate transactions, process refunds, and access daily cash ups, all with direct support available.

💼 Business
(11)
6
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

Shop stress-free with the Affirm app: pay over time at any store, access exclusive deals with low rates, manage your account and payments, and open a high-yield Money Account. Use the Affirm Card online or in-person, request payment plans, link your bank account, and shop easily with flexible payment options.

🛍️ Shopping
(1.7M)
7
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Shop, pay later, and build credit with an all-in-one shopping app. Buy your favorite brands and pay over time to improve your credit score. Start shopping smart today!

💰 Finance
(11K)
8
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop now, pay later at your favorite stores with an app that allows you to split payments into four interest-free installments every 2 weeks. Manage orders, payments, and get notified before due dates. Discover new retailers in the app directory. Happy shopping!

🛍️ Shopping
(108K)
9
Klarna | Smarter payments
Klarna | Smarter payments
Klarna | Smarter payments
Shop anywhere, manage & save
Free

Shop now and pay later with our online shopping app. Enjoy the convenience of deferred payments with easy installment options. Download now for effortless shopping!

💰 Finance
(57K)
10
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop fashion, beauty, and tech with the app that lets you buy now, pay later in four interest-free payments. Browse brands, products, discounts, and gift cards across various categories, manage orders, get price drop alerts, use in stores, and access customer support. Download now and enjoy the benefits of Afterpay!

🛍️ Shopping
(752K)
11
Bip: Simple cardless credit
Bip: Simple cardless credit
Bip: Simple cardless credit
Spend, save & control money
Free

Get cardless credit for easy spending and saving with this simple app! No cards, no hassle - just convenience at your fingertips. Try it today for a smarter way to manage your finances.

💰 Finance
(7)
12
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Shop now and pay later with Zip! Enjoy the convenience of making purchases without upfront payments. Experience hassle-free shopping today.

🛍️ Shopping
(823K)
13
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease must-have merchandise up to $4,000 without credit or cash using Acima. Shop furniture, electronics, appliances, and more from thousands of stores. Manage your lease details, payments, and agreements conveniently with the app.

🛍️ Shopping
(25K)
14
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $400 Before Payday
Free

An app offering instant cash advances up to $200 without late fees, credit checks, or interest charges. Users can earn points, win daily cash prizes, and access innovative budgeting tools. Data is securely stored and anonymized, providing financial services without fees or charges. Unlock perks by opting into the Truth in Data agreement. Access money you've already earned by validating your employment. Contact info@joinklover.com for questions.

💰 Finance
(350K)
15
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free
💰 Finance
(3)
16
Aqua credit card
Aqua credit card
Aqua credit card
Build better credit with Aqua
Free

Easily manage your credit card account on-the-go with our secure mobile app. View balances, make payments, manage statements, and more. Download now to stay on top of your finances!

💰 Finance
(325)
17
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop with ease using Suave: Buy now, pay later. Get prequalified for flexible monthly payments and shop at your favorite stores stress-free. Start shopping smarter today!

🛍️ Shopping
(664)
18
FlexWallet
FlexWallet
FlexWallet
Shop In Store & Lease to Own
Free

FlexWallet is a convenient shopping app that lets you easily track your expenses and manage your budget while browsing in-store. Take control of your spending with just a few taps!

🛍️ Shopping
(2.7K)
19
PandaBuy
PandaBuy
PandaBuy
Easily buy from China!
Free

Shop hassle-free from China with our app! Easily purchase products, manage orders, view HD photos, and stay updated on live shipping data. No service fees, just convenient shopping at your fingertips.

🛍️ Shopping
(3K)
20
ezbuy - Online Shopping
ezbuy - Online Shopping
ezbuy - Online Shopping
Online Deals
Free

Shop for millions of quality products from around the world at the best prices, with free shipping on over 100,000 items and daily flash deals. Download the app now and enjoy a seamless shopping experience with features like cashback rewards, secure payments, and convenient delivery options.

🛍️ Shopping
(345)

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