Best Laybuy Apps

213+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Whether you're new to laybuy or looking for an upgrade, our curated collection of 213+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Laybuy Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Tamara | Own your DreamTamara | Own your DreamFree4.7★ (59K)NoNoSep 2026
2Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (85K)NoNoSep 2026
3NewpayNewpayFreeNoNoSep 2026
4Katapult | Shop & Lease to OwnKatapult | Shop & Lease to OwnFree4.8★ (28K)NoNoSep 2026
5Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (117K)NoNoSep 2026
6Bip: Simple cardless creditBip: Simple cardless creditFree4.4★ (7)YesNoSep 2026
7Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoSep 2026
8Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (16K)NoNoSep 2026

Top Picks for Laybuy

Tamara | Own your Dream#1

Tamara | Own your Dream by Tamara FZE

Pay in up to 24, No late fees
Editor's Choice
💰 Finance
4.7😞(59K ratings)
Free
Tamara | Own your Dream screenshot 1
Tamara | Own your Dream screenshot 2
Tamara | Own your Dream screenshot 3
Tamara | Own your Dream screenshot 4

This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

What We Love

  • 👍 Easy to use
  • 💡 Helpful payment splitting
  • 🚀 Smooth and fast transactions
  • 🙏 Excellent customer service

Room to Improve

  • 🐛 Unreliable payment processing
  • 🤬 Terrible customer support
  • ❌ Unauthorized charges
  • ⚠️ Limited availability in certain regions
Tabby: Send, spend and save#2

Tabby: Send, spend and save by Tabby FZ LLC

Take power over money
Strong Contender
💰 Finance
4.8😞(85K ratings)
Free
Tabby: Send, spend and save screenshot 1
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Tabby: Send, spend and save screenshot 4
Tabby: Send, spend and save screenshot 5
Tabby: Send, spend and save screenshot 6

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

What We Love

  • 💡 Convenient installment payments
  • 👍 Easy to use app
  • 🚀 Smooth and efficient service
  • 🤑 Helps manage budget and afford purchases

Room to Improve

  • 🐛 Unclear purchasing power and lack of transparency
  • 🤷‍♀️ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
  • 🤬 Inaccurate payment charges and unprofessional customer service
  • 🙅‍♀️ Unauthorized notifications and spam
  • 🤔 Inconsistent and unreliable service
  • 🚫 Limited availability in certain regions
Newpay#3

Newpay by NewDay Ltd

Buying big? Spread the cost.
Worth Considering
💰 Finance
0.0(0 ratings)
Free
Newpay screenshot 1
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Newpay screenshot 6

Manage your credit account on the go with this secure mobile app. View your balance, track transactions, make payments, and manage your direct debit. Access retailer information and update your contact details easily.

More Laybuy apps to explore

FAQ about Laybuy

What are the best laybuy apps for iPhone?
Tamara | Own your Dream tops our laybuy apps ranking as of September 2026, with a 4.7-star average from 59K App Store ratings, and it's free to download.
Yes — 20 of the top laybuy apps we rank are free to download, including Tamara | Own your Dream and Tabby: Send, spend and save.
Tamara | Own your Dream has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 213+ laybuy apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Tamara is a financial super-app that provides users with flexible payment options for their purchases. It allows you to shop now and pay later, either by splitting your payment into installments or paying in full. The app aims to give users more control over their finances and their shopping experience.
You can choose to pay for your purchases in installments, with options to split payments into 4 or more. This feature is available at thousands of partner stores, both online and in-store. The app emphasizes no late fees, ever, making it a predictable way to manage your spending.