Klover - Instant Cash Advance

Klover - Instant Cash Advance

Up to $750 Before Payday

379K ratings
2211 reviews
With Ads#44 in free Finance
💰 Finance
🛍️ Shopping
Free
With Ads

Details

  • Released
  • Updated
  • July 30, 2019
  • September 10, 2026

Features

Klover - Instant Cash Advance screenshot #1 for iPhone
Klover - Instant Cash Advance screenshot #2 for iPhone
Klover - Instant Cash Advance screenshot #3 for iPhone
Klover - Instant Cash Advance screenshot #4 for iPhone
Klover - Instant Cash Advance screenshot #5 for iPhone
Klover - Instant Cash Advance screenshot #6 for iPhone
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About

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750
No credit checks, late fees, or interest
Earn points for surveys and ads
Budgeting tools
Credit score tracking
Spend goals
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What users say

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What's New in Klover

2026.15.0

September 10, 2026

Bug fixes and improvements.

Charts

Top Free

📉 44-1

Finance

This app dropped -1 position in Finance chart.

Last updated on September 18, 2026.

User reviews

A joke. THERE ARE BETTER APPS.

The points and cash out process is a joke. They try to force you to gamble just to get points when the advance amounts are never consistent. Feels like a scam and is a waste of time. I’ve been a dedicated user for a couple years but now it’s apparent since their change with the point system, all they care about is getting you addicted to gambling.

Oh and doing tasks for points are rarely worth it because points rarely process correctly. Customer service is even a bigger joke.
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It holds me down

This thing is like the brother I never had lol, a brother u can borrow from

Scam

This is sad. I spent a WHOLE TWO DAYS playing games, doing surveys, just to get a $100 advance. Well I wanted it instantly, so I chose the faster option and the bank kept rejecting it.. so I went with the 3-5 business days.. well my payback day is today!!!! Yet I haven’t even received the $100 yet!!! Like tell me that’s not awkward … I’m not paying it back.. until I get my advance… the point of the advance was for extra cash, but here I am waiting for it yet I owe you $100 for money I haven’t even received. What a joke!!!
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Worst advance app

They take too long to verify your debit card. I have been waiting a whole week. By the way I have 5000 points and can’t get an advance. Ridiculous!!!!!

$

Takes way too long to process payment and make funds available again.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Account verification issues

Bug

Inconsistent point tracking

Bug

Advance repayment date mismatch

Bug

Requested Features

4 requests

Allow repayment date changes

Feature

Improve point-earning opportunities

Feature

Provide more advance amount transparency

Feature

Enhance customer support channels

Feature

FAQ

What is Klover?

Klover is a financial app that provides cash advances up to $750 before your payday. It offers budgeting tools, credit score tracking, and allows users to earn points for surveys and watching ads to increase their advance amount. The app aims to provide financial freedom without the typical fees associated with traditional financial institutions.

How do I get a cash advance from Klover?

To get your first advance, you need to sign up with your name, email, and phone number. Then, connect your bank account so the funds can be sent to you. Once connected, you can receive cash in minutes, with advances ranging from $25 to $750.

Does Klover charge any fees or interest?

No, Klover does not charge late fees, credit checks, or interest charges on cash advances. By transparently leveraging your approved data, the app provides low to no-fee financial products and services. Express transfer fees may apply for faster transfers.

Is my data safe with Klover?

Yes, your data is securely stored using 256-bit encryption, which is military-grade technology. Your data is anonymized, meaning the app will never know who you are. By opting into the Truth in Data agreement, you unlock all app perks without compromising your data's security.

What are the budgeting features in Klover?

Klover+ offers innovative budgeting tools to help you manage your money. You can create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets. These features are designed to help you level up your money game and budget effectively.