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Klover - Instant Cash Advance

Klover - Instant Cash Advance

Up to $750 Before Payday

398K ratings
2386 reviews
With Ads#40 in free Finance
💰 Finance
🛍️ Shopping
Free
With Ads

Details

Released
July 30, 2019
Updated
October 20, 2026

Features

Developer

Klover Holdings, Inc.
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About

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

✓Cash advances up to $750
✓No credit checks, late fees, or interest
✓Earn points for surveys and ads
✓Budgeting tools
✓Credit score tracking
✓Spend goals
Show original description

What users say about Klover

Reviews of Klover are mixed: the Finance app is rated 4.8/5 from 398K App Store ratings. What users like most: quick and easy setup, helpful for financial emergencies. Top complaints: confusing point system, slow customer support response times. Summarized from real user reviews.

Positive things

  • 🚀Quick and easy setup
  • 💰Helpful for financial emergencies
  • 👍Transparent and fair model
  • 🤝Reliable and efficient
  • 💳Seamless bank account integration

Negative things

  • 🔍Confusing point system
  • ⏱️Slow customer support response times
  • 🤔Inconsistent advance amounts
  • 💰High fees for instant transfers
  • 🐛Technical issues with receipt scanning and surveys
See all reviews

What's New in Klover

2026.20.0

October 20, 2026

Bug fixes and improvements.

Charts

Top Free

📈 40+1

Finance

This app rose +1 position in Finance chart.

Last updated on October 28, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Scam like

I meant one star…does not deserve 5
IIshagirl223_

Concerned

They took all my personal info AND took money from account, said they were “verifying” my debit card. Now I’ve been kicked off the app. They took my money and then apparently deleted my account.
PPaulAThisNameIsntataken

Figuring it out

Still have not figured out enough to really know for sure but I’ll update my review. So far it’s great.
L7Lee Ann 78881

Life Saver!!

Came to Klover in a desperate situation and needed money fast. Not only did they come through for me, they also offer many financial resources and financial management tools to help you get back on track. Thank you Klover for being there when no one else was!!
Ssuppyp

Gracias

Excelente me a ayudado en mis peores momentos gracias
ECEl cómelos
See 2381 more reviews

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User experience

🐞

Reported Bugs

3 issues

Account verification issues

Bug

Inconsistent point tracking

Bug

Advance repayment date mismatch

Bug
✨

Requested Features

4 requests

Allow repayment date changes

Feature

Improve point-earning opportunities

Feature

Provide more advance amount transparency

Feature

Enhance customer support channels

Feature

FAQ

What is Klover?

Klover is a financial app that provides cash advances up to $750 before your payday. It offers budgeting tools, credit score tracking, and allows users to earn points for surveys and watching ads to increase their advance amount. The app aims to provide financial freedom without the typical fees associated with traditional financial institutions.

How do I get a cash advance from Klover?

To get your first advance, you need to sign up with your name, email, and phone number. Then, connect your bank account so the funds can be sent to you. Once connected, you can receive cash in minutes, with advances ranging from $25 to $750.

Does Klover charge any fees or interest?

No, Klover does not charge late fees, credit checks, or interest charges on cash advances. By transparently leveraging your approved data, the app provides low to no-fee financial products and services. Express transfer fees may apply for faster transfers.

Is my data safe with Klover?

Yes, your data is securely stored using 256-bit encryption, which is military-grade technology. Your data is anonymized, meaning the app will never know who you are. By opting into the Truth in Data agreement, you unlock all app perks without compromising your data's security.

What are the budgeting features in Klover?

Klover+ offers innovative budgeting tools to help you manage your money. You can create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets. These features are designed to help you level up your money game and budget effectively.