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Klover - Instant Cash Advance

Klover - Instant Cash Advance

Up to $750 Before Payday

372K ratings
2114 reviews
With Ads#47 in free Finance
💰 Finance
🛍️ Shopping
Free
With Ads

Details

  • Released
  • Updated
  • July 30, 2019
  • August 24, 2026

Features

Developer

Klover Holdings, Inc.
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About

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

✓Cash advances up to $750
✓No credit checks, late fees, or interest
✓Earn points for surveys and ads
✓Budgeting tools
✓Credit score tracking
✓Spend goals
Show original description

What users say

Summarized from real user reviews of Klover. Based on 372K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Quick and easy setup
  • 💰Helpful for financial emergencies
  • 👍Transparent and fair model
  • 🤝Reliable and efficient
  • 💳Seamless bank account integration

Negative things

  • 🔍Confusing point system
  • ⏱️Slow customer support response times
  • 🤔Inconsistent advance amounts
  • 💰High fees for instant transfers
  • 🐛Technical issues with receipt scanning and surveys
See all reviews
+1

What's New in Klover

2026.13.0

August 24, 2026

Bug fixes and improvements.

Charts

Top Free

📈 47+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 28, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Not legit

Won’t give you a cash advance unless you complete their offers on their page waste of time and they start you off at a tiny amount.
holo8199holo8199

long wait

takes to long for points to kick in
Chano_3Chano_3

Never offers $750

App is okay but terrible that you have to do all these offers to get a good loan amount. They never update your points. I always have to contact them to ask about my points. And they don’t have customer service to respond right away. Other companies offer loans after repayment. Klover makes you wait 5 days. There’s definitely better apps out there.
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Dutch fogDutch fog

worst lending app ever

i get $900 from Money Lion where you only pay every 2 weeks with paycheck, tilt gives me $400 similarly every two weeks, Earnin’ $250, Brigit $100. This app initially said $400 then i check later it is now $300 i check again they now only want to give me $125.00… oh also you only have 5 days to pay it back! worst lending app ever!
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lilspeedstacklilspeedstack

East peasy

Great
JennimwloJennimwlo
See 2109 more reviews

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User experience

🐞

Reported Bugs

3 issues

Account verification issues

Bug

Inconsistent point tracking

Bug

Advance repayment date mismatch

Bug
✨

Requested Features

4 requests

Allow repayment date changes

Feature

Improve point-earning opportunities

Feature

Provide more advance amount transparency

Feature

Enhance customer support channels

Feature

FAQ

What is Klover?

Klover is a financial app that provides cash advances up to $750 before your payday. It offers budgeting tools, credit score tracking, and allows users to earn points for surveys and watching ads to increase their advance amount. The app aims to provide financial freedom without the typical fees associated with traditional financial institutions.

How do I get a cash advance from Klover?

To get your first advance, you need to sign up with your name, email, and phone number. Then, connect your bank account so the funds can be sent to you. Once connected, you can receive cash in minutes, with advances ranging from $25 to $750.

Does Klover charge any fees or interest?

No, Klover does not charge late fees, credit checks, or interest charges on cash advances. By transparently leveraging your approved data, the app provides low to no-fee financial products and services. Express transfer fees may apply for faster transfers.

Is my data safe with Klover?

Yes, your data is securely stored using 256-bit encryption, which is military-grade technology. Your data is anonymized, meaning the app will never know who you are. By opting into the Truth in Data agreement, you unlock all app perks without compromising your data's security.

What are the budgeting features in Klover?

Klover+ offers innovative budgeting tools to help you manage your money. You can create spend goals, opt-in to track your credit score, and earn extra points when you reach savings targets. These features are designed to help you level up your money game and budget effectively.