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True Finance: Cash Advance

True Finance: Cash Advance

Get, Earn, and Save Money

77K ratings
836 reviews
With Ads#102 in free Finance
💰 Finance
Free
With Ads

Details

Released
December 21, 2022
Updated
October 22, 2026

Features

Developer

True Finance LLC
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True Finance: Cash Advance screenshot #1 for iPhone
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📊no. 102
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About

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

✓Instant cash advances up to $150
✓Smart budgeting and spending tracker
✓Earn rewards by playing games and surveys
✓Credit score monitoring and alerts
✓Financial marketplace for loans and credit cards
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What users say about True Finance

Reviews of True Finance are mostly negative: the Finance app is rated 4.8/5 from 77K App Store ratings. What users like most: quick cash advances, easy to earn extra money. Top complaints: upfront fees required, limited eligibility and availability. Summarized from real user reviews.

Positive things

  • 💰Quick cash advances
  • 🤑Easy to earn extra money
  • 📈Helpful for credit score tracking
  • 🤝Good customer service

Negative things

  • 💸Upfront fees required
  • 🚫Limited eligibility and availability
  • ⏱️Slow payout times
  • 🔒Compatibility issues with certain banks
  • 🤔Unclear policies and requirements
See all reviews

What's New in True Finance

11.1.0

October 22, 2026

• Budget widget: add the new Budget widget to your Home Screen to see this month's spending at a glance. • Refreshed sign-in: the sign-in and sign-up screens have a cleaner new design. • Various UI fixes and performance improvements.

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Charts

Top Free

📊 102

Finance

The app has maintained its position at 102 recently.

Last updated on November 12, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Hidden Agenda

If you charge people $6.99/mo to use the service, only offer them low starts of $10, $35… then they still get a fee on top of that, how exactly are you helping people who really need the money and are working possibly paycheck to paycheck or an unexpected expense? There are other apps that are better aligned for them. I suggest R&D to check those out and build better for people who would need this service (target audience).
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MMissBeckySims

Me gusta me a sacado mucho de apuro

10 de 10
RRparra73

Love it

Love it !!
JJstewartextm

Good

Instant Happiness
BBruhKev

Horrible

This app will rip you off, over charge you, decide when they want to take the payment out and overdraft your account. Do not use they will completely wipe your account out 2 months after your payment is due
RWRachelle Webster
See 831 more reviews

User experience

🐞

Reported Bugs

3 issues

Account review/suspension issues

Bug

App crashes and login problems

Bug

Delayed or missing payouts

Bug
✨

Requested Features

4 requests

Instant cash advance payouts

Feature

Higher advance limits

Feature

More flexible eligibility criteria

Feature

Improved communication and transparency

Feature

FAQ

What is True Finance?

True Finance is a mobile application designed to help users manage their finances. It offers instant cash advances, smart budgeting tools, credit score monitoring, and opportunities to earn extra income through various tasks and games.

How can I get a cash advance?

You can access cash advances up to $150 with no credit checks. Approval is based on eligibility and requires a connected, qualifying bank account. Funds can arrive within minutes for an optional instant fee or within three business days via standard processing.

What is the cost of using True Finance?

Membership is required to request cash advances and use the Budget tab, costing $6.99 per month. This membership renews automatically until canceled in-app. Instant transfer fees for cash advances range from $1.99 to $5.99 and are not included in the membership cost.

What are the budgeting features?

The app provides a reliable budgeting tool with automatic transaction categorization into 16 categories. It features a simple dashboard to view all spending in one place and offers flexible tracking by category, time period, or custom tags. More advanced features like custom categories and alerts are coming soon.

How can I earn money with the app?

The 'Earn Tab' allows users to turn spare time into cash by playing games, completing tasks, and taking surveys. Top users have reported earning up to $1,200 per month through these activities. Premium members may earn up to 10% more in the Earn tab.