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True Finance: Cash Advance

True Finance: Cash Advance

Get, Earn, and Save Money

68K ratings
797 reviews
With Ads#84 in free Finance
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • December 21, 2022
  • August 20, 2026

Features

Developer

True Finance LLC
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True Finance: Cash Advance screenshot #1 for iPhone
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True Finance: Cash Advance screenshot #8 for iPhone
📈no. 84
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🔄6+ apps
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❓5 answered
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📦~ in 1 month
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About

Access instant cash advances, manage your budget with smart tools, and track your credit score. Earn extra income by playing games or taking surveys. Explore financial products from trusted partners.

✓Instant cash advances up to $150
✓Smart budgeting and spending tracker
✓Earn rewards by playing games and surveys
✓Credit score monitoring and alerts
✓Financial marketplace for loans and credit cards
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What users say

Summarized from real user reviews of True Finance. Based on 68K reviews and a 4.8/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💰Quick cash advances
  • 🤑Easy to earn extra money
  • 📈Helpful for credit score tracking
  • 🤝Good customer service

Negative things

  • 💸Upfront fees required
  • 🚫Limited eligibility and availability
  • ⏱️Slow payout times
  • 🔒Compatibility issues with certain banks
  • 🤔Unclear policies and requirements
See all reviews

What's New in True Finance

10.6.0

August 20, 2026

Important updates under the hood to make True experience even better.

Charts

Top Free

📈 84+2

Finance

This app rose +2 positions in Finance chart.

Last updated on September 19, 2026.

User reviews

Most RecentHighest RatedLowest Rated

👎🏾

My advances have to be repaid within 2 days sucks
ⓂⓎⓏⒺⓁⓁⓂⓎⓏⒺⓁⓁ

Backwards

Why would I risk $7 to see if I’m approved or not? Deleted the app with a swiftness
SeymourLittleSeymourLittle

Great App, Great Service!

Hi there, I’ve been a customer for 3 months and have enjoy the ease and reliability of your app and service you provide. Now that you’ve upgraded to iOS 18.1 or later, I can’t access your services any longer. Unfortunately since I can’t login anymore or update(my iOS IS NOT AN 18.1 or later) I will need to cancel my account with True. So I’ll need your help in canceling. Please contact me with information on how to do that. Thank you and when or if I ever upgrade, I’ll be back.
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Elain36Elain36

I love it

I don’t appreciate the $6.99 monthly fee but I have no issues getting a cash loan. I’m up to $85 that I can get a cash loan. However I have two issues:

1). My last repayment went towards my credit card instead of coming out of my bank account like it normally does

2)I’m on day three of playing games and my earnings are still pending.
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Nycrhythm0617Nycrhythm0617

Need help

I tried to download the app and it keeps telling me I have to update it so it doesn’t allow me, but it took the payment now it’s not letting me refresh it or anything
Nena NavarreteNena Navarrete
See 792 more reviews

User experience

🐞

Reported Bugs

3 issues

Account review/suspension issues

Bug

App crashes and login problems

Bug

Delayed or missing payouts

Bug
✨

Requested Features

4 requests

Instant cash advance payouts

Feature

Higher advance limits

Feature

More flexible eligibility criteria

Feature

Improved communication and transparency

Feature

FAQ

What is True Finance?

True Finance is a mobile application designed to help users manage their finances. It offers instant cash advances, smart budgeting tools, credit score monitoring, and opportunities to earn extra income through various tasks and games.

How can I get a cash advance?

You can access cash advances up to $150 with no credit checks. Approval is based on eligibility and requires a connected, qualifying bank account. Funds can arrive within minutes for an optional instant fee or within three business days via standard processing.

What is the cost of using True Finance?

Membership is required to request cash advances and use the Budget tab, costing $6.99 per month. This membership renews automatically until canceled in-app. Instant transfer fees for cash advances range from $1.99 to $5.99 and are not included in the membership cost.

What are the budgeting features?

The app provides a reliable budgeting tool with automatic transaction categorization into 16 categories. It features a simple dashboard to view all spending in one place and offers flexible tracking by category, time period, or custom tags. More advanced features like custom categories and alerts are coming soon.

How can I earn money with the app?

The 'Earn Tab' allows users to turn spare time into cash by playing games, completing tasks, and taking surveys. Top users have reported earning up to $1,200 per month through these activities. Premium members may earn up to 10% more in the Earn tab.