Best Katapult Pay Apps

170+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

If you already know Katapult | Shop & Lease to Own, this is the deeper bench. 170+ katapult pay apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of July 2026.

Compare top Katapult Pay Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Katapult | Shop & Lease to OwnKatapult | Shop & Lease to OwnFree4.8★ (28K)NoNoAug 2026
2Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
3Snap FinanceSnap FinanceFree4.9★ (25K)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
5ZOOD: Buy Now, Pay LaterZOOD: Buy Now, Pay LaterFree4.4★ (1.3K)NoNoAug 2026
6Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
7PayLater - Split in 4 paymentsPayLater - Split in 4 paymentsFree3.5★ (271)NoNoAug 2026
8Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (296K)NoNoAug 2026

Top Picks for Katapult Pay

Katapult | Shop & Lease to Own#1

Katapult | Shop & Lease to Own by Katapult

Browse, shop, lease, and own.
Editor's Choice
💰 Finance
4.8😐(28K ratings)
Free
Katapult | Shop & Lease to Own screenshot 1
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Katapult | Shop & Lease to Own screenshot 5

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

What We Love

  • 🚀 Easy financing
  • 💡 90-day early buyout option
  • 👍 Friendly customer service
  • 🚀 Quick approval process

Room to Improve

  • 🐛 App issues and glitches
  • 🔒 Security and privacy concerns
  • 💰 High interest rates after 90 days
Klarna: Smarter everyday money#2

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Strong Contender
💰 Finance
4.9😞(2.3M ratings)
FreeAds
#9in Finance
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Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
Snap Finance#3

Snap Finance by Snap Technology SRL

No credit? Shop now, pay later
Worth Considering
🛍️ Shopping
4.9😐(25K ratings)
Free
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Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

What We Love

  • 👍 Easy terms and upfront information
  • 👍 Friendly and helpful customer service
  • 👍 Reliable financing option
  • 👍 Excellent app for rebuilding credit

Room to Improve

  • 🐛 Buggy and unreliable mobile app
  • 🔒 Concerns about predatory lending practices
  • 🔒 Lack of transparency around fees and interest rates

More Katapult Pay apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
ZOOD: Buy Now, Pay Later
Shop in up to 12 installments
Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Buy now, pay laterUp to 12 installmentsFlexible payment plans
🛍️ Shopping
(1.3K)
free
6
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
7
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(271)
free
8
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay in 4 & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(296K)
free with in-app purchases
9
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
10
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Acima: Lease Now & Buy Later
Easy Leasing & Payment Options
Free

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect creditApproved for up to $4,000Shop at thousands of stores
🛍️ Shopping
(26K)
free
11
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
12
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores
🛍️ Shopping
(709)
free
13
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
14
Klarna Creator Platform
Klarna Creator Platform
Klarna Creator Platform
by APPRL Fashion AB
Free

This platform offers digital tools, analytics, and AI to help creators grow their audience, improve content, and maximize earnings. It provides unique data insights and early access to new product releases, with expert guidance available.

Digital tools suiteAdvanced analyticsArtificial intelligence integration
🔧 Utilities
(0)
free
15
Progressive Leasing
Progressive Leasing
Progressive Leasing
by Prog Leasing, LLC
Free

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

Apply from home or on the goLease-to-own purchase optionInstant decision for applications
🛍️ Shopping
(34K)
free with in-app purchases
16
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(84K)
free
17
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

Access your earned wages instantly, any day of the week, to avoid late fees and payday loans. This app offers financial wellness tools like overdraft prediction and educational resources. It also provides options for increased spending power on gift cards for essentials.

Instant wage accessAvoid payday loansOverdraft prediction
💰 Finance
(39K)
free with in-app purchases
18
KashKick: Get paid to have fun
KashKick: Get paid to have fun
KashKick: Get paid to have fun
Take Surveys, Get Rewarded
Free

Earn real cash by sharing your opinions through surveys and engaging in other rewarding activities. This platform offers a transparent way to boost your income in your spare time, with easy withdrawals and a focus on user privacy.

Take surveys for cashGet rewarded for opinionsTransparent earnings
🛍️ Shopping
(100K)
free
19
Weekly Pay Master (EN,ES)
Weekly Pay Master (EN,ES)
Weekly Pay Master (EN,ES)
English & Español Supported
Free
💰 Finance
(0)
20
Rover – Pet Sitters
Rover – Pet Sitters
Rover – Pet Sitters
Personalized care for your pet
Free

Find trusted local pet sitters and dog walkers for your furry friends. The app offers photo updates, GPS tracking for walks, and secure booking and payment. It also provides tools for pet care providers to manage their business and communicate with clients.

Book local pet sitters and dog walkersGPS tracking of dog walksPhoto and video updates from sitters
✈️ Travel
(516K)
free with in-app purchases

FAQ about Katapult Pay

What are the best katapult pay apps for iPhone?
Katapult | Shop & Lease to Own tops our katapult pay apps ranking as of July 2026, with a 4.8-star average from 28K App Store ratings, and it's free to download.
Yes — 20 of the top katapult pay apps we rank are free to download, including Katapult | Shop & Lease to Own and Klarna: Smarter everyday money.
Katapult | Shop & Lease to Own has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 170+ katapult pay apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Katapult is a lease-to-own service that allows you to shop for items from over 100 retailers and pay for them over time. It offers a flexible way to acquire necessary goods like furniture, electronics, and appliances without requiring traditional credit or paying the full amount upfront.
You can apply online or through the app, then shop supported retailers directly within the app. When checking out, select Katapult as your payment option. Once approved, you can sign your agreement and make your first payment, with options to pay over time, purchase early, or return items.