Acima: Lease Now & Buy Later

Acima: Lease Now & Buy Later

Easy Leasing & Payment Options

27K ratings
517 reviews
#135 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • June 8, 2021
  • September 14, 2026

Features

Acima: Lease Now & Buy Later screenshot #1 for iPhone
Acima: Lease Now & Buy Later screenshot #2 for iPhone
Acima: Lease Now & Buy Later screenshot #3 for iPhone
Acima: Lease Now & Buy Later screenshot #4 for iPhone
Acima: Lease Now & Buy Later screenshot #5 for iPhone
Acima: Lease Now & Buy Later screenshot #6 for iPhone
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About

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect credit
Approved for up to $4,000
Shop at thousands of stores
Acima MarketPlace™
Flexible payment options
Purchase items early at a discount
Return items without penalties
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What users say

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+1

What's New in Acima

6.0.0

September 14, 2026

We've rebuilt Acima from the ground up to make the app faster, more stable, and better equipped for what's next. You'll notice a smoother experience... same features you rely on, with a stronger foundation underneath.

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Charts

Top Free

📉 135-7

Shopping

This app dropped -7 positions in Shopping chart.

Last updated on September 19, 2026.

User reviews

Estafadores

Estube pagando unos rines por año y medio el costo era de 2500$ termine pagando 6400$ ya que la tienda que me vendió el producto nunca me explicó que iva a aumentar tanto más de el doble pagué y por si fuera poco no me procesaba algunos pagos aunque tuviera dinero en mi cuenta y me pusieron 25 de multa como en 10 pagos los cuales yo no tenía idea por qué tenía pago automático son unos estafadores la verdad no le recomendaría esta app a nadie 0/10.
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Very nice

Work

I love Acima

I’ve been using Acima for years. I mostly use it on appliances or furniture. I love the early payoff. I’ve never went past that.

High interest rate almost 100%

Acima accepts nearly every one with a real bank . But once you’re approved they make you do weekly payments . And if you don’t pay within 3 months you have to pay double the amount of your loan .

Leasing

Would not recommend they try to add all these fees to your account for no reason. Will not use again.

User experience

🐞

Reported Bugs

3 issues

App crashes and glitches

Bug

Payment issues and incorrect balances

Bug

Inability to update account information

Bug

Requested Features

4 requests

Improve customer service and communication

Feature

Provide more transparency on fees and charges

Feature

Fix technical issues with app

Feature

Offer more flexible payment options

Feature

FAQ

What is Acima: Lease Now & Buy Later?

Acima is a lease-to-own app that allows you to acquire merchandise like furniture, electronics, and appliances without needing perfect credit. It offers an alternative to traditional financing and credit cards, enabling you to get the items you need with flexible payment options.

How does Acima's lease-to-own work?

You can apply through the app to see if you're approved for up to $4,000 in merchandise. Once approved, you can shop at participating retail locations or through the Acima MarketPlace™. Acima purchases the items and leases them to you with easy payment options.

Do I need good credit to use Acima?

No, a key feature of Acima is that it allows you to lease items without perfect credit. The application process is designed to provide an option for those who may not qualify for traditional credit.

What kind of items can I lease with Acima?

You can lease a wide variety of merchandise, including furniture, electronics, appliances, tires, and much more. The app allows you to find retail partners that offer eligible items up to your approved lease amount.

Can I purchase items early or return them?

Yes, Acima offers the option to purchase items early at a discount. You can also return the item at any time without penalties, providing flexibility in your lease agreement.