Acima: Lease Now & Buy Later

Acima: Lease Now & Buy Later

Easy Leasing & Payment Options

26K ratings
511 reviews
#122 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • June 8, 2021
  • August 7, 2026

Features

Acima: Lease Now & Buy Later screenshot #1 for iPhone
Acima: Lease Now & Buy Later screenshot #2 for iPhone
Acima: Lease Now & Buy Later screenshot #3 for iPhone
Acima: Lease Now & Buy Later screenshot #4 for iPhone
Acima: Lease Now & Buy Later screenshot #5 for iPhone
Acima: Lease Now & Buy Later screenshot #6 for iPhone
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About

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect credit
Approved for up to $4,000
Shop at thousands of stores
Acima MarketPlace™
Flexible payment options
Purchase items early at a discount
Return items without penalties
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What users say

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What's New in Acima

v5.3

August 7, 2026

Performance Enhancements

Charts

Top Free

📉 122-1

Shopping

This app dropped -1 position in Shopping chart.

Last updated on August 29, 2026.

User reviews

Acima

Acima is there when you Need it

Great way to buy!!!

I been using Acima for about 7 months bought a lot stuff fridge stove furniture, but it has option to purchase things from many retailers even online, just make sure you make 90 day same as cash payment to really save, no credit check easy approval, so if don't like paying things all at once spending a lump sum or don't have the money to buy what want or need for house or entertainment or necessities,this the app for you, only thing I don't like is the extra fees but it not to much, overall love it, and customer service is always there to help with any situation they help me 2 where I had problems processing a payment or using my remainder approval, thats a super plus for me good customer service!!!
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Dreams do come true

Acima is so easy to use, allowing my hard working dreams to come true. Thank you Acima!!! Woot woot!

Intereses altos , no te dejan pagar al capital, cobran más del triple del préstamo.

Intereses altos , no te dejan pagar al capital, cobran más del triple del préstamo.

Trash App

This company needs to fix this app and its business practice. I got my initial deposit charged from my card but they never completed my purchase! Yeah I DO NOT recommend using them!

User experience

🐞

Reported Bugs

3 issues

App crashes and glitches

Bug

Payment issues and incorrect balances

Bug

Inability to update account information

Bug

Requested Features

4 requests

Improve customer service and communication

Feature

Provide more transparency on fees and charges

Feature

Fix technical issues with app

Feature

Offer more flexible payment options

Feature

FAQ

What is Acima: Lease Now & Buy Later?

Acima is a lease-to-own app that allows you to acquire merchandise like furniture, electronics, and appliances without needing perfect credit. It offers an alternative to traditional financing and credit cards, enabling you to get the items you need with flexible payment options.

How does Acima's lease-to-own work?

You can apply through the app to see if you're approved for up to $4,000 in merchandise. Once approved, you can shop at participating retail locations or through the Acima MarketPlace™. Acima purchases the items and leases them to you with easy payment options.

Do I need good credit to use Acima?

No, a key feature of Acima is that it allows you to lease items without perfect credit. The application process is designed to provide an option for those who may not qualify for traditional credit.

What kind of items can I lease with Acima?

You can lease a wide variety of merchandise, including furniture, electronics, appliances, tires, and much more. The app allows you to find retail partners that offer eligible items up to your approved lease amount.

Can I purchase items early or return them?

Yes, Acima offers the option to purchase items early at a discount. You can also return the item at any time without penalties, providing flexibility in your lease agreement.