Acima: Lease Now & Buy Later

Acima: Lease Now & Buy Later

Easy Leasing & Payment Options

26K ratings
500 reviews
#133 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • June 8, 2021
  • August 7, 2026

Features

Acima: Lease Now & Buy Later screenshot #1 for iPhone
Acima: Lease Now & Buy Later screenshot #2 for iPhone
Acima: Lease Now & Buy Later screenshot #3 for iPhone
Acima: Lease Now & Buy Later screenshot #4 for iPhone
Acima: Lease Now & Buy Later screenshot #5 for iPhone
Acima: Lease Now & Buy Later screenshot #6 for iPhone
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About

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect credit
Approved for up to $4,000
Shop at thousands of stores
Acima MarketPlace™
Flexible payment options
Purchase items early at a discount
Return items without penalties
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What users say

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+1

What's New in Acima

v5.3

August 7, 2026

Performance Enhancements

Charts

Top Free

📉 133-1

Shopping

This app dropped -1 position in Shopping chart.

Last updated on August 9, 2026.

User reviews

Mal procesamientos

De Nada sirve cancelar la deuda total, ellos te siguen cobrando.

TAKE ANOTHER ROUTE

If you are a customer and will be paying monthly payments please go another route. They do a mark up that is more than half of what you borrow and then you are charged additional fees in addition to their mark up.

Terrible app & service

The app is the worst. You have to log in twice every time. First in the Acima app, then again at your chosen place to shop, and sometimes even a 3rd time depending on if you’re logging into an account at the chosen store. I also had an issue with my purchase on Amazon, even though it was partially Amazon’s fault with how they time their payment processing, Acima customer service was no help at all. I do not recommend this service or app.
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Why

Ever since you guys did a new update or something with that plaid verification. It won’t let me verify although I’m approved. Kind of pathetic. Been using it for over two years now and never had a problem until now.

Ladrones!!!!

La peor experiencia Que pieces tener si Tomas un prestamo te cobran el doble de lo Que Compras termine mis pagos gracias a Dios por Que de vdd era un total dolor de cabeza immediate eliminare esta app y no de la recomiendo a nadie!!!!!!!

User experience

🐞

Reported Bugs

3 issues

App crashes and glitches

Bug

Payment issues and incorrect balances

Bug

Inability to update account information

Bug

Requested Features

4 requests

Improve customer service and communication

Feature

Provide more transparency on fees and charges

Feature

Fix technical issues with app

Feature

Offer more flexible payment options

Feature

FAQ

What is Acima: Lease Now & Buy Later?

Acima is a lease-to-own app that allows you to acquire merchandise like furniture, electronics, and appliances without needing perfect credit. It offers an alternative to traditional financing and credit cards, enabling you to get the items you need with flexible payment options.

How does Acima's lease-to-own work?

You can apply through the app to see if you're approved for up to $4,000 in merchandise. Once approved, you can shop at participating retail locations or through the Acima MarketPlace™. Acima purchases the items and leases them to you with easy payment options.

Do I need good credit to use Acima?

No, a key feature of Acima is that it allows you to lease items without perfect credit. The application process is designed to provide an option for those who may not qualify for traditional credit.

What kind of items can I lease with Acima?

You can lease a wide variety of merchandise, including furniture, electronics, appliances, tires, and much more. The app allows you to find retail partners that offer eligible items up to your approved lease amount.

Can I purchase items early or return them?

Yes, Acima offers the option to purchase items early at a discount. You can also return the item at any time without penalties, providing flexibility in your lease agreement.