Acima: Lease Now & Buy Later

Acima: Lease Now & Buy Later

Easy Leasing & Payment Options

25K ratings
492 reviews
#139 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • June 8, 2021
  • July 1, 2026

Features

Acima: Lease Now & Buy Later screenshot #1 for iPad
Acima: Lease Now & Buy Later screenshot #2 for iPad
Acima: Lease Now & Buy Later screenshot #3 for iPad
Acima: Lease Now & Buy Later screenshot #4 for iPad
Acima: Lease Now & Buy Later screenshot #5 for iPad
Acima: Lease Now & Buy Later screenshot #6 for iPad
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About

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Lease without perfect credit
Approved for up to $4,000
Shop at thousands of stores
Acima MarketPlace™
Flexible payment options
Purchase items early at a discount
Return items without penalties
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What users say

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What's New in Acima

v5.2.0

July 1, 2026

Performance Enhancements

Charts

Top Free

📉 139-8

Shopping

This app dropped -8 positions in Shopping chart.

Last updated on July 19, 2026.

User reviews

Typical predatory rent to own

Target demo is obviously those of low income. These sort of companies love those who are in need, but don’t have enough money for retail. Will cost you a lot more than retail, but can do payments. Not worth it unless you’re able to pay off within 90 days. The full term cost will be way too much.

Acima Rocks

Saved me big time. My tires were gone and a couple clicks and now that took the weight of the world off my back

scammers, they deceive people

Don't use this app to make purchases; they are scammers and it's a nightmare. I bought an item for $1,350, but they’ve charged me $4,000 for the lease and keep charging me. I advise you not to even get involved with this app—it will be a headache for you.

Simple resist

The process of getting the stuff was easy The hard part was I changed my number and now they’re giving me a hard time updating it so I can use the portal. I’ve been asking for the portal to be updated for over four weeks now. At this point customer service having just sending me through a loop and have me questioning if this is even worth the hassle.
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Very vague app

No detailed information from the app or customer service agent.

User experience

🐞

Reported Bugs

3 issues

App crashes and glitches

Bug

Payment issues and incorrect balances

Bug

Inability to update account information

Bug

Requested Features

4 requests

Improve customer service and communication

Feature

Provide more transparency on fees and charges

Feature

Fix technical issues with app

Feature

Offer more flexible payment options

Feature

FAQ

What is Acima: Lease Now & Buy Later?

Acima is a lease-to-own app that allows you to acquire merchandise like furniture, electronics, and appliances without needing perfect credit. It offers an alternative to traditional financing and credit cards, enabling you to get the items you need with flexible payment options.

How does Acima's lease-to-own work?

You can apply through the app to see if you're approved for up to $4,000 in merchandise. Once approved, you can shop at participating retail locations or through the Acima MarketPlace™. Acima purchases the items and leases them to you with easy payment options.

Do I need good credit to use Acima?

No, a key feature of Acima is that it allows you to lease items without perfect credit. The application process is designed to provide an option for those who may not qualify for traditional credit.

What kind of items can I lease with Acima?

You can lease a wide variety of merchandise, including furniture, electronics, appliances, tires, and much more. The app allows you to find retail partners that offer eligible items up to your approved lease amount.

Can I purchase items early or return them?

Yes, Acima offers the option to purchase items early at a discount. You can also return the item at any time without penalties, providing flexibility in your lease agreement.