Best Acima Finance Apps

210+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.8โ˜…, the acima finance category is one of the App Store's strongest. Browse all 210+ apps we track, sorted so the most loved ones surface first.

Top Picks for Acima Finance

Acima: Lease Now & Buy Later#1

Acima: Lease Now & Buy Later by Acima Credit, LLC

Easy Leasing & Payment Options
Editor's Choice
๐Ÿ›๏ธ Shopping
4.8๐Ÿ˜ž(25K ratings)
Free
Acima: Lease Now & Buy Later screenshot 1
Acima: Lease Now & Buy Later screenshot 2
Acima: Lease Now & Buy Later screenshot 3
Acima: Lease Now & Buy Later screenshot 4
Acima: Lease Now & Buy Later screenshot 5
Acima: Lease Now & Buy Later screenshot 6

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

What We Love

  • ๐Ÿš€ Great service
  • ๐Ÿ‘ Customer service representatives
  • ๐Ÿ’ก Life saver
  • ๐Ÿ‘ Easy access of item even with low credit

Room to Improve

  • ๐Ÿ› Customer service issues
  • ๐Ÿ› Confusing fees and charges
  • ๐Ÿ› Incorrect balances and payments
Snap Finance#2

Snap Finance by Snap Finance LLC

No credit? Shop now, pay later
Strong Contender
๐Ÿ›๏ธ Shopping
4.9๐Ÿ˜(22K ratings)
Free
Snap Finance screenshot 1
Snap Finance screenshot 2
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Snap Finance screenshot 5

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

What We Love

  • ๐Ÿ‘ Easy terms and upfront information
  • ๐Ÿ‘ Friendly and helpful customer service
  • ๐Ÿ‘ Reliable financing option
  • ๐Ÿ‘ Excellent app for rebuilding credit

Room to Improve

  • ๐Ÿ› Buggy and unreliable mobile app
  • ๐Ÿ”’ Concerns about predatory lending practices
  • ๐Ÿ”’ Lack of transparency around fees and interest rates
Progressive Leasing#3

Progressive Leasing by Prog Leasing, LLC

Worth Considering
๐Ÿ›๏ธ Shopping
4.7๐Ÿ˜(34K ratings)
FreeAds
Progressive Leasing screenshot 1
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Progressive Leasing screenshot 5
Progressive Leasing screenshot 6

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ’ก Helpful for building credit
  • ๐Ÿš€ Convenient payment options
  • ๐Ÿ”’ Good customer service

Room to Improve

  • ๐Ÿ› App issues (freezing, glitches, login problems)
  • ๐Ÿ’ฐ High interest rates and fees
  • ๐Ÿค” Confusing payment details and policies

More Acima Finance apps to explore

4
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
๐Ÿ›๏ธ Shopping
(1.7M)
free with in-app purchases
5
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
๐Ÿ’ฐ Finance
(11K)
free with in-app purchases
6
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
๐Ÿ’ฐ Finance
(2.3M)
free with in-app purchases
7
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
๐Ÿ’ฐ Finance
(436K)
freemium
8
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
๐Ÿ›๏ธ Shopping
(752K)
free with in-app purchases
9
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
๐Ÿ’ฐ Finance
(133K)
free with in-app purchases
10
ACIMA Mobile
ACIMA Mobile
ACIMA Mobile
by Sophus Tecnologia
Free
๐Ÿ’ฐ Finance
(0)
11
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
Ally: Bank, Auto & Invest
The app for all things money
Free

Manage your banking, investments, and auto payments all in one secure app. Features include smart savings tools, commission-free trading, and personalized investment advice. Get early direct deposit and free FICOยฎ Score updates.

Manage bank, auto, and investment accountsSchedule vehicle payments and use Auto PaySmart savings tools like buckets and boosters
๐Ÿ’ฐ Finance
(110K)
free
12
Ameriprise Financial
Ameriprise Financial
Ameriprise Financial
by Ameriprise
Free

Manage your finances and connect with your advisor on the go. Track investments, view account balances, and securely share documents. Make payments, deposit checks, and stay informed with market news.

Track asset value and account summaryView portfolio allocation and performanceAdd external accounts for a complete financial picture
๐Ÿ’ฐ Finance
(37K)
free
13
Beyond Finance
Beyond Finance
Beyond Finance
by Beyond Finance Inc.
Free

Track your financial program's progress and view enrolled accounts. Connect with your Client Success Team for support and receive personalized financial tips to inspire your journey.

Review program progressView enrolled accountsConnect with Client Success Team
๐Ÿ’ฐ Finance
(18K)
free
14
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4ยน
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
๐Ÿ›๏ธ Shopping
(831K)
free with in-app purchases
15
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
๐Ÿ’ฐ Finance
(27K)
free with in-app purchases
16
Nordea Mobile - Finland
Nordea Mobile - Finland
Nordea Mobile - Finland
Always close at hand
Free

Manage your finances from your phone with a secure and comprehensive banking app. View all your accounts, make payments, manage cards, and track spending. Explore savings, investments, and new financial products.

View and manage all finances in one placeMake bill payments and money transfersManage cards, view PIN, block cards
๐Ÿ’ฐ Finance
(1.7K)
free
17
Five Lakes
Five Lakes
Five Lakes
by Sergio Rabiela
Free

Track your financial program's progress and view enrolled accounts. Connect with a dedicated client success team for support and receive personalized financial tips and inspiration.

Program progress reviewEnrolled account managementClient Success Team connection
๐Ÿ’ฐ Finance
(4.4K)
free
18
FlexWallet
FlexWallet
FlexWallet
Shop In Store & Lease to Own
Free

Lease-to-own a variety of items like furniture, electronics, and appliances from your favorite retailers. Apply for a spending limit and receive a virtual card to make purchases, with flexible weekly payments.

Lease-to-own in-store and onlineApply for spending limit up to $2,500Virtual credit card for purchases
๐Ÿ›๏ธ Shopping
(2.7K)
free
19
Premier America Credit Union
Premier America Credit Union
Premier America Credit Union
by Premier America Credit Union
Free

Manage your finances effortlessly with this app. Plan, budget, track savings, and pay bills with ease. Features include quick money transfers, loan payments, and real-time transaction and fraud alerts to keep your money secure.

Plan and budget financesTrack savings goalsPay bills easily
๐Ÿ’ฐ Finance
(3.1K)
ad-supported
20
ACFCU Mobile Access
ACFCU Mobile Access
ACFCU Mobile Access
by Arlington Community FCU
Free

Manage your finances on the go with instant, secure access to your accounts. Deposit checks, view balances and transaction history, transfer funds, and pay bills and loans. Set up personalized alerts for important account activity.

Deposit checks remotelyCheck account balancesView transaction history
๐Ÿ’ฐ Finance
(5.7K)
free with in-app purchases