Best My Acima Apps

178+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated August 2026

Out of 178+ my acima apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top My Acima Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Acima: Lease Now & Buy LaterAcima: Lease Now & Buy LaterFree4.8★ (26K)NoNoAug 2026
2Snap FinanceSnap FinanceFree4.9★ (25K)NoNoAug 2026
3Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
4WeatherWeatherFree4.8★ (1.6M)NoNoAug 2026
5Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
6Acima Benefits PlusAcima Benefits PlusFree5.0★ (1)NoNoMay 2026
7Katapult | Shop & Lease to OwnKatapult | Shop & Lease to OwnFree4.8★ (28K)NoNoAug 2026
8Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (112K)NoNoAug 2026

Top Picks for My Acima

Acima: Lease Now & Buy Later#1

Acima: Lease Now & Buy Later by Acima

Easy Leasing & Payment Options
Editor's Choice
🛍️ Shopping
4.8😞(26K ratings)
Free
Acima: Lease Now & Buy Later screenshot 1
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Acima: Lease Now & Buy Later screenshot 4
Acima: Lease Now & Buy Later screenshot 5
Acima: Lease Now & Buy Later screenshot 6

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

What We Love

  • 🚀 Great service
  • 👍 Customer service representatives
  • 💡 Life saver
  • 👍 Easy access of item even with low credit

Room to Improve

  • 🐛 Customer service issues
  • 🐛 Confusing fees and charges
  • 🐛 Incorrect balances and payments
Snap Finance#2

Snap Finance by Snap Technology SRL

No credit? Shop now, pay later
Strong Contender
🛍️ Shopping
4.9😐(25K ratings)
Free
Snap Finance screenshot 1
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Snap Finance screenshot 5

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

What We Love

  • 👍 Easy terms and upfront information
  • 👍 Friendly and helpful customer service
  • 👍 Reliable financing option
  • 👍 Excellent app for rebuilding credit

Room to Improve

  • 🐛 Buggy and unreliable mobile app
  • 🔒 Concerns about predatory lending practices
  • 🔒 Lack of transparency around fees and interest rates
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#18in Shopping
Affirm: Buy now, pay over time screenshot 1
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Affirm: Buy now, pay over time screenshot 3
Affirm: Buy now, pay over time screenshot 4
Affirm: Buy now, pay over time screenshot 5
Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More My Acima apps to explore

4
Weather
Weather
Weather
by Apple
Free

Get detailed weather forecasts, including hourly and 10-day outlooks for temperature, precipitation, and wind. Explore weather patterns with interactive maps and receive timely alerts for severe conditions. Track air quality, sun and moon cycles, and historical trends to plan ahead.

Hourly and 10-day forecastsSevere weather alertsInteractive weather maps
☀️ Weather
(1.6M)
free
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
6
Acima Benefits Plus
Acima Benefits Plus
Acima Benefits Plus
by Benefit Marketing Solutions, LLC
Free

Access your membership benefits and program information securely. This app connects you to exclusive advantages and details about your entitlements within the Acima Benefits Plus club.

Secure member loginAccess membership benefitsProgram information
💼 Business
(1)
free
7
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
💰 Finance
(28K)
free with in-app purchases
8
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
9
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(16K)
free with in-app purchases
10
ACIM Original Edition
ACIM Original Edition
ACIM Original Edition
Original 1972 edition
Free

Access the complete original 1972 edition of A Course in Miracles. Read the Text, Workbook, and Manual, listen to audio recordings with music, and set personalized affirmations as reminders. A powerful search function allows you to find any word or phrase within the entire text.

Ebook reader for Text, Workbook, ManualAudiobook with narration and musicSet custom affirmation reminders
📚 Books
(36)
free
11
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
12
A Course in Miracles - ACIM App Deluxe Features
A Course in Miracles - ACIM App Deluxe Features
A Course in Miracles - ACIM App Deluxe Features
by Jennifer Hadley
Free

This app provides easy access to the core texts of A Course in Miracles, including the Text, Workbook, and Manual for Teachers. It offers features like search, customizable reminders, highlighting, note-taking, and sharing to support daily study and practice.

Search all three books simultaneouslyCustomizable reminder alarms for daily practiceHighlight text and add personal notes
📚 Books
(41)
free
13
Shashety
Shashety
Shashety
Shashety - شاشتي
Free

Discover details about movies and TV shows globally. Access comprehensive information for a wide range of entertainment content.

Global movie informationGlobal TV show informationComprehensive content details
🎬 Entertainment
(1.7K)
free
14
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(853K)
free with in-app purchases
15
Tabby: Send, spend and save
Tabby: Send, spend and save
Tabby: Send, spend and save
Take power over money
Free

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals
💰 Finance
(84K)
free
16
Douro Acima
Douro Acima
Douro Acima
by REALIZASOM
Free

Explore boat tours with a multimedia guide offering audio and text information in six languages. Navigate automatically or manually, with content triggered by your GPS location. Share your experiences and access useful contacts.

Multimedia guide6 language optionsAutomatic GPS navigation
✈️ Travel
(3)
free
17
ACIM Now
ACIM Now
ACIM Now
Live "A Course in Miracles"
Free

This app offers a comprehensive resource for studying and applying 'A Course in Miracles'. It features daily lesson reminders, a meditation timer, audio readings, and an AI assistant for personalized guidance. Enhance your spiritual journey with curated passages and teaching videos.

Daily lesson remindersCustomizable meditation timerAudio readings with text sync
🌟 Lifestyle
(15)
free
18
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay Over Time & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(298K)
free with in-app purchases
19
ACIM Meditations
ACIM Meditations
ACIM Meditations
A Course In Miracles Workbook
Free

This app offers guided audio lessons and meditations to help users practice and master the A Course in Miracles Workbook. It incorporates binaural beats to enhance relaxation and receptivity, making learning effortless and facilitating profound absorption of teachings.

Guided audio lessonsMeditationsBinaural beats integration
💪 Health & Fitness
(9)
free
20
ACIM Workbook
ACIM Workbook
ACIM Workbook
Workbook for Students
Free

This app provides all 365 lessons of "A Course in Miracles" Workbook, enhanced with high-quality audio narration and customizable fonts. It offers reminders and a favorites list to support your spiritual practice.

365 Workbook lessonsHigh-quality audio narrationCustomizable font choices
📚 Books
(5)
free with in-app purchases

FAQ about My Acima

What are the best my acima apps for iPhone?
Acima: Lease Now & Buy Later tops our my acima apps ranking as of August 2026, with a 4.8-star average from 26K App Store ratings, and it's free to download.
Yes — 20 of the top my acima apps we rank are free to download, including Acima: Lease Now & Buy Later and Snap Finance.
Acima: Lease Now & Buy Later has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 178+ my acima apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Acima is a lease-to-own app that allows you to acquire merchandise like furniture, electronics, and appliances without needing perfect credit. It offers an alternative to traditional financing and credit cards, enabling you to get the items you need with flexible payment options.
You can apply through the app to see if you're approved for up to $4,000 in merchandise. Once approved, you can shop at participating retail locations or through the Acima MarketPlace™. Acima purchases the items and leases them to you with easy payment options.