45+ iOS apps curated and reviewed
The best acima credit apps on iPhone average 4.5★ across 45+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.
| # | App | Price | Rating | Ads | In-App Purchases | Updated |
|---|---|---|---|---|---|---|
| 1 |  | Free | 4.8★ (26K) | No | No | Aug 2026 |
| 2 |  | Free | 4.9★ (25K) | No | No | Aug 2026 |
| 3 |  | Free | — | No | No | May 2026 |
| 4 |  | Free | 4.9★ (1.7M) | No | No | Aug 2026 |
| 5 |  | Free | 4.7★ (34K) | No | No | Aug 2026 |
| 6 |  | Free | 4.9★ (846K) | No | No | Aug 2026 |
| 7 |  | Free | 4.9★ (752K) | No | No | Aug 2026 |
| 8 |  | Free | 4.9★ (2.3M) | Yes | No | Aug 2026 |
Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.
Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.
This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.
Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.
Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.
Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.
Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.
This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.
Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.
Access your membership benefits and program information securely. This app connects you to exclusive advantages and details about your entitlements within the Acima Benefits Plus club.
Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.
Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.
Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.
Manage your credit cards, personal loans, and retail credit accounts conveniently from your mobile device. View balances, transaction details, set up alerts, and monitor your credit score for free. Secure access with fingerprint or PIN.
Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.
Explore boat tours with a multimedia guide offering audio and text information in six languages. Navigate automatically or manually, with content triggered by your GPS location. Share your experiences and access useful contacts.
This AI-powered tool analyzes your credit reports from major bureaus, providing clear insights into factors affecting your score. It helps identify negative items, offers personalized recommendations, and generates dispute letter templates to help you manage your credit.
Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.