Best Acima Credit Apps

4.8😞(27K ratings)

Free

Acima: Lease Now & Buy Later screenshot 1

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Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

What We Love

🚀 Great service
👍 Customer service representatives
💡 Life saver
👍 Easy access of item even with low credit
👍 Pay off in 3 months
👍 Great lease to own plan
👍 Provides service for medium to low credit

Room to Improve

🐛 Customer service issues
🐛 Confusing fees and charges
🐛 Incorrect balances and payments
🐛 Technical issues with app
🐛 Predatory lending practices
🐛 Lack of transparency

Snap Finance by Snap Technology SRL

No credit? Shop now, pay later

Strong Contender

4.9😐(27K ratings)

Free

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

What We Love

👍 Easy terms and upfront information
👍 Friendly and helpful customer service
👍 Reliable financing option
👍 Excellent app for rebuilding credit
🚀 Fast and easy application process

Room to Improve

🐛 Buggy and unreliable mobile app
🔒 Concerns about predatory lending practices
🔒 Lack of transparency around fees and interest rates

ACIMA Mobile by Sophus Tecnologia

Worth Considering

Affirm: Buy now, pay over time

0.0(0 ratings)

Free

More Acima Credit apps to explore

Flexible payments, big savings

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

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Shop Now. Split your payments.

Afterpay: Pay over time

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

(753K)

Klarna: Smarter everyday money

Cashback, payments, savings

Flexible payment optionsInterest-free installmentsUp to 10% cashback

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

(2.4M)

Progressive Leasing

by Prog Leasing, LLC

Apply from home or on the goLease-to-own purchase optionInstant decision for applications

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

(34K)

Perpay - Shop and Build Credit

Shop, pay later, build credit

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

(16K)

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

(858K)

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

(301K)

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

(134K)

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Split purchases into 4 paymentsPay every two weeksManage orders in one app

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

by Benefit Marketing Solutions, LLC

Secure member loginAccess membership benefitsProgram information

Access your membership benefits and program information securely. This app connects you to exclusive advantages and details about your entitlements within the Acima Benefits Plus club.

💼 Business

(1)

Katapult | Shop & Lease to Own

Browse, shop, lease, and own.

Lease-to-own purchasesNo credit requiredFlexible payment options

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

(28K)

PayLater: Split Your Payments

Relax, PayLater

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

(292)

by Atlanticus Services Corporation

Fortiva Account Center

Manage credit cards, loans, and retail accountsCheck account balances and payment activityView transaction details

Manage your credit cards, personal loans, and retail credit accounts conveniently from your mobile device. View balances, transaction details, set up alerts, and monitor your credit score for free. Secure access with fingerprint or PIN.

(82)

Suave: Buy now, pay later.

Easy shopping.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

(783)

A Course in Miracles - ACIM App Deluxe Features

by Jennifer Hadley

Search all three books simultaneouslyCustomizable reminder alarms for daily practiceHighlight text and add personal notes

This app provides easy access to the core texts of A Course in Miracles, including the Text, Workbook, and Manual for Teachers. It offers features like search, customizable reminders, highlighting, note-taking, and sharing to support daily study and practice.

Live "A Course in Miracles"

Daily lesson remindersCustomizable meditation timerAudio readings with text sync

This app offers a comprehensive resource for studying and applying 'A Course in Miracles'. It features daily lesson reminders, a meditation timer, audio readings, and an AI assistant for personalized guidance. Enhance your spiritual journey with curated passages and teaching videos.

🌟 Lifestyle

(15)