Best apps like Acima: Lease Now & Buy Later

36+ similar apps compared and reviewed

4.9 avg rating
10 free apps
Updated July 2026

Acima is great, but it's not the only option. Explore 36+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Acima

Amazon Shopping#1

Amazon Shopping by AMZN Mobile LLC

More benefits, fewer steps
Editor's Choice
πŸ›οΈ Shopping
4.8😐(8.4M ratings)
FreeAdsIn-App Purchases
#8in Shopping
Amazon Shopping screenshot 1
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Shop millions of products with app-exclusive benefits for a faster, easier experience. Track deliveries in real-time, view products in 360Β°, get sale alerts, and enjoy secure sign-in. Access 24/7 live chat support and find items by scanning them.

What We Love

  • πŸš€ Easy to navigate
  • πŸ”’ Secure transactions
  • πŸ‘ Convenient delivery options
  • πŸš€ Quick app performance

Room to Improve

  • πŸ› Buggy search and filtering
  • πŸ” Difficult to find products
  • πŸ€– Frustrating AI chatbot
Afterpay: Pay over time#2

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Strong Contender
πŸ›οΈ Shopping
4.9😐(752K ratings)
Free
#33in Shopping
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Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

What We Love

  • πŸš€ Convenient payment plan
  • πŸ’³ No interest or hidden fees
  • 🀝 Good customer service (initially)
  • πŸ“ˆ Increasing credit limit with usage

Room to Improve

  • πŸ› App/website technical issues
  • πŸ”’ Security and privacy concerns
  • πŸ€– Lack of human customer support
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
πŸ›οΈ Shopping
4.9😞(1.7M ratings)
Free
#21in Shopping
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This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • πŸ™ Helpful in tough times
  • πŸ’³ Convenient financing option
  • πŸ“ˆ Improved credit score

Room to Improve

  • πŸ€” Confusing payment process
  • πŸ”’ Security and privacy concerns
  • πŸ” Difficulty verifying identity

More apps like Acima

4
Shop: All your favorite brands
Shop: All your favorite brands
Shop: All your favorite brands
Shopping app & package tracker
Free

Discover and shop from your favorite brands and local stores, receiving alerts for deals and new arrivals. Organize wishlists, track all your orders in one place, and enjoy a seamless one-tap checkout experience.

Shop favorite brands and local storesPrice drop and restock alertsSave and organize items into collections
πŸ›οΈ Shopping
(7M)
ad-supported
5
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
πŸ›οΈ Shopping
(112K)
freemium
6
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Groceries & essentials, fast.
Free

Shop for groceries, essentials, and more with convenient pickup, delivery, and shipping options. Features an AI assistant for shopping help, real-time order tracking, and in-store tools like store maps and price scanning.

AI shopping assistantPickup and delivery optionsFast two-day shipping
πŸ›οΈ Shopping
(18M)
free with in-app purchases
7
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Free

Shop the latest Nike and Jordan footwear, apparel, and accessories. Become a member for exclusive access to new releases, personalized style advice, and rewards. Discover innovative sport styles and streetwear collections.

Exclusive member access to latest releasesPersonalized style adviceShop Jordan brand clothing and sneakers
πŸ›οΈ Shopping
(1.7M)
free with in-app purchases
8
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
πŸ›οΈ Shopping
(840K)
free with in-app purchases
9
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Shop & Pay in 4ΒΉ
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
πŸ›οΈ Shopping
(294K)
free with in-app purchases
10
eBay online shopping & selling
eBay online shopping & selling
eBay online shopping & selling
Buy, sell & resell marketplace
Free

Discover and purchase millions of items, from new to pre-loved, with personalized alerts and AI-powered listing tools. Shop sustainably, join live auctions, and buy with confidence through authenticity and money-back guarantees.

AI-powered item listingReal-time deal alertsSearch with images
πŸ›οΈ Shopping
(5M)
free with in-app purchases