Best Katapult Apps

Snap Finance

No credit? Shop now, pay later

Free

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

Acima: Lease Now & Buy Later

Easy Leasing & Payment Options

Free

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Free

This app offers flexible payment options for purchases, allowing users to split costs into interest-free installments. It also provides rewards, opportunities to build credit history, cash advances, and a mobile phone plan, all within a single platform.

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Free

Split purchases into flexible installments for everyday expenses, bills, and larger buys. Shop online or in-store using a virtual card, with no hard credit checks impacting your score. Manage payments and reschedule installments for greater flexibility.

Progressive Leasing

by Prog Leasing, LLC

Free

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

CirclePay - Buy Now Pay Later

by Circle Explorer PVT LTD

Free

This app allows users to shop at partner merchants and split purchases into interest-free monthly installments. Manage payments, track spending, and discover new places to shop, all within a secure platform.

Affirm: Buy now, pay over time

Flexible payments, big savings

Free

This app allows users to pay for purchases over time with flexible payment options. It offers a virtual card for use anywhere Visa is accepted and provides access to deals and 0% APR options.

ZOOD: Buy Now, Pay Later

Shop in up to 12 installments

Free

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

Suave: Buy now, pay later.

Easy shopping.

Free

Shop for items you need and pay them off over time with flexible monthly installments. Get prequalified instantly, then choose your preferred payment plan at your favorite stores. Manage your account and payments easily, with the potential to increase your spending limit by paying on time.

Tabby: Send, spend and save

Take power over money

Free

Manage your finances with a comprehensive money app. Split purchases into interest-free installments, earn cashback, and access exclusive deals. Send money internationally and track all your spending in one place.

Perpay - Shop and Build Credit

Shop, pay later, build credit

Free

Shop for electronics, home goods, and apparel with flexible payment options. Build your credit history by making on-time payments. Apply for a credit card with rewards and no annual fee.

Afterpay: Pay over time

Shop Now. Split your payments.

Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Flex - Split Your Rent in 2

The #1 rent splitting app*

Free

This app allows renters to split their monthly rent into smaller, manageable payments. It facilitates on-time rent payments, helps build credit history, and offers a flexible repayment schedule.

Deferit: Pay bills in 4

Take control of your bills

Free

Manage your bills and budget with flexibility. Upload any service bill and pay it in four smaller, manageable installments. The app also helps negotiate your bills and can report eligible on-time payments to credit bureaus to build your credit history.

PayLater: Split Your Payments

Relax, PayLater

Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Mintpay | Pay Better.

Unlimited Cashback I Pay in 3

Free

Shop smarter and earn rewards with this payment app. Choose to pay now for instant cashback in loyalty coins or pay later in three interest-free installments. Redeem your earned coins across a wide network of partner brands.