Best Katapult Apps

4.8😐(29K ratings)

Free

Katapult | Shop & Lease to Own screenshot 1

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Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

What We Love

🚀 Easy financing
💡 90-day early buyout option
👍 Friendly customer service
🚀 Quick approval process
👍 Convenient payment options

Room to Improve

🐛 App issues and glitches
🔒 Security and privacy concerns
💰 High interest rates after 90 days
🤔 Confusing payment tracking
🤔 Limited store selection

Katapulk by Katapulk Marketplace, LLC.

Strong Contender

4.8😐(7.5K ratings)

Free

An online marketplace connecting users with a wide range of products. It aims to provide better prices and faster delivery times, with a focus on serving the Cuban market.

What We Love

👍 Efficient delivery
🚀 Fast and reliable service
💯 Excellent quality products
🙏 Helpful customer service
🤩 Great shopping experience

Room to Improve

💰 Expensive shipping costs
🕰️ Slow delivery times
🐛 Login and checkout issues
🤔 Inconsistent product availability
🤯 Poor customer support

Acima: Lease Now & Buy Later by Acima

Easy Leasing & Payment Options

Worth Considering

No credit? Shop now, pay later

4.8😞(27K ratings)

Free

Acima: Lease Now & Buy Later screenshot 1

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Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

What We Love

🚀 Great service
👍 Customer service representatives
💡 Life saver
👍 Easy access of item even with low credit
👍 Pay off in 3 months
👍 Great lease to own plan
👍 Provides service for medium to low credit

Room to Improve

🐛 Customer service issues
🐛 Confusing fees and charges
🐛 Incorrect balances and payments
🐛 Technical issues with app
🐛 Predatory lending practices
🐛 Lack of transparency

More Katapult apps to explore

Snap Finance

Apply for financing up to $5,000No credit check requiredShop for furniture, electronics, and more

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

(27K)

Klarna: Smarter everyday money

Cashback, payments, savings

Flexible payment optionsInterest-free installmentsUp to 10% cashback

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

(2.4M)

Four | Buy Now, Pay Later

Flexible Shopping & Payments

Split purchases into 4 paymentsPay every two weeksManage orders in one app

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Affirm: Buy now, pay over time

(117K)

freemium

Flexible payments, big savings

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

(1.7M)

Zip - Buy Now, Pay Later

Shop Now & Pay Over Time

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

(866K)

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

(302K)

Suave: Buy now, pay later.

Easy shopping.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

Apply from home or on the goLease-to-own purchase optionInstant decision for applications

(34K)

Tabby: Send, spend and save

Take power over money

Split purchases into 4 monthly paymentsShop from top brands online and in-storeCompare prices and track deals

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

(85K)

Perpay - Shop and Build Credit

Shop, pay later, build credit

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

(16K)

Shop Now. Split your payments.

Afterpay: Pay over time

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

(753K)

Shop in up to 12 installments

ZOOD: Buy Now, Pay Later

Buy now, pay laterUp to 12 installmentsFlexible payment plans

Shop now and pay over time with flexible installment plans. Access a vast selection of products from trusted sellers and use a virtual card for seamless online purchases. Stay within your budget while getting what you need.

(1.3K)

CirclePay - Buy Now Pay Later

by Circle Explorer PVT LTD

Interest-free installmentsQR code paymentsLink bank accounts/cards

This app allows users to shop at partner merchants and split purchases into interest-free monthly installments. Manage payments, track spending, and discover new places to shop, all within a secure platform.

(2)

Beem: Cash Advance & Banking

Bank, Budget & Build Credit

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

(33K)

Buy now pay later for bills

Deferit: Pay bills in 4

Pay bills in 4 installmentsNegotiate lower bill ratesBuild credit history

Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

(34K)

PayLater: Split Your Payments

Relax, PayLater

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

(298)

Unlimited Cashback I Pay in 3

Mintpay | Pay Better.

Pay Now with instant cashbackPay Later in 3 interest-free installmentsEarn and redeem Mint Coins

Shop smarter and earn rewards with this payment app. Choose to pay now for instant cashback in loyalty coins or pay later in three interest-free installments. Redeem your earned coins across a wide network of partner brands.

(163)