Best Asema Apps & Games

146+ iOS apps & games curated and reviewed

4.8 avg rating
20 free apps & games
Updated June 2026

Finding the right asema app can be overwhelming with so many options. We've analyzed 146+ apps and games to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Top Picks for Asema

Acima: Lease Now & Buy Later#1

Acima: Lease Now & Buy Later by Acima Credit, LLC

Easy Leasing & Payment Options
Editor's Choice
🛍️ Shopping
4.8😞(25K ratings)
Free
Acima: Lease Now & Buy Later screenshot 1
Acima: Lease Now & Buy Later screenshot 2
Acima: Lease Now & Buy Later screenshot 3
Acima: Lease Now & Buy Later screenshot 4
Acima: Lease Now & Buy Later screenshot 5
Acima: Lease Now & Buy Later screenshot 6

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

What We Love

  • 🚀 Great service
  • 👍 Customer service representatives
  • 💡 Life saver
  • 👍 Easy access of item even with low credit

Room to Improve

  • 🐛 Customer service issues
  • 🐛 Confusing fees and charges
  • 🐛 Incorrect balances and payments
Affirm: Buy now, pay over time#2

Affirm: Buy now, pay over time by Affirm, Inc

Flexible payments, big savings
Strong Contender
🛍️ Shopping
4.9😞(1.7M ratings)
FreeAds
#20in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity
Snap Finance#3

Snap Finance by Snap Finance LLC

No credit? Shop now, pay later
Worth Considering
🛍️ Shopping
4.9😐(22K ratings)
Free
Snap Finance screenshot 1
Snap Finance screenshot 2
Snap Finance screenshot 3
Snap Finance screenshot 4
Snap Finance screenshot 5

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

What We Love

  • 👍 Easy terms and upfront information
  • 👍 Friendly and helpful customer service
  • 👍 Reliable financing option
  • 👍 Excellent app for rebuilding credit

Room to Improve

  • 🐛 Buggy and unreliable mobile app
  • 🔒 Concerns about predatory lending practices
  • 🔒 Lack of transparency around fees and interest rates

More Asema apps to explore

4
Progressive Leasing
Progressive Leasing
Progressive Leasing
by Prog Leasing, LLC
Free

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

Apply from home or on the goLease-to-own purchase optionInstant decision for applications
🛍️ Shopping
(34K)
free with in-app purchases
5
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.2M)
free with in-app purchases
6
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
💰 Finance
(27K)
free with in-app purchases
7
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
8
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Suave: Buy now, pay later.
Easy shopping.
Free

Shop for items you need and pay them off over time with flexible monthly payment plans. Get prequalified instantly, then use the app to manage your purchases and payments at your favorite stores.

Pay in 4, 6, or 12 monthly installmentsInstant prequalificationShop at favorite stores
🛍️ Shopping
(664)
free
9
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
10
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Sezzle - Buy Now, Pay Later
Shop & Pay in 4¹
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(290K)
free with in-app purchases
11
PayLater - Split in 4 payments
PayLater - Split in 4 payments
PayLater - Split in 4 payments
The Only Way to Split Pay
Free

Split your purchases into four easy installments with this buy now, pay later service. Enjoy flexible payment options and secure transactions with no hidden fees. Shop at a wide network of top retailers.

Split payments into 4 installmentsFast and easy onboardingSecure PCI DSS-compliant transactions
💰 Finance
(261)
free
12
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop & Pay in 4¹
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(823K)
free with in-app purchases
13
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(109K)
freemium
14
FlexWallet
FlexWallet
FlexWallet
Shop In Store & Lease to Own
Free

Lease-to-own a variety of items like furniture, electronics, and appliances from your favorite retailers. Apply for a spending limit and receive a virtual card to make purchases, with flexible weekly payments.

Lease-to-own in-store and onlineApply for spending limit up to $2,500Virtual credit card for purchases
🛍️ Shopping
(2.7K)
free
15
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
16
Acima Benefits Plus
Acima Benefits Plus
Acima Benefits Plus
by Benefit Marketing Solutions, LLC
Free
💼 Business
(1)
17
ACIMA Mobile
ACIMA Mobile
ACIMA Mobile
by Sophus Tecnologia
Free
💰 Finance
(0)
18
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
💰 Finance
(48K)
subscription
19
Purchasing Power
Purchasing Power
Purchasing Power
by Purchasing Power, LLc.
Free

Access an employer-provided benefit to purchase name-brand products and services. Pay over 12 months via payroll deduction. Manage your account, track orders, submit documents, and browse the catalog.

Search product catalogShop on mobile siteView order and shipping status
🛍️ Shopping
(32K)
free with in-app purchases
20
Buff Knight! - RPG Runner
Buff Knight! - RPG Runner
Buff Knight! - RPG Runner
by Buff Studio Co.Ltd.
Free

Embark on an epic retro RPG adventure as a valiant knight. Battle monsters, collect artifacts, and upgrade your character to save the princess from a fearsome dragon. Features include two distinct gameplay modes and two playable characters.

Retro pixel graphics and 8-bit soundStory mode and endless modeTwo playable characters
🎮 Games
(375)
free with in-app purchases

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