Best apps like Katapult | Shop & Lease to Own

22+ similar apps compared and reviewed

4.7 avg rating
10 free apps
Updated July 2026

Katapult | Shop & Lease to Own is great, but it's not the only option. Explore 22+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Katapult | Shop & Lease to Own

Tabby: Send, spend and save#1

Tabby: Send, spend and save by Tabby FZ LLC

Take power over money
Editor's Choice
πŸ’° Finance
4.8😞(83K ratings)
Free
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Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

What We Love

  • πŸ’‘ Convenient installment payments
  • πŸ‘ Easy to use app
  • πŸš€ Smooth and efficient service
  • πŸ€‘ Helps manage budget and afford purchases

Room to Improve

  • πŸ› Unclear purchasing power and lack of transparency
  • πŸ€·β€β™€οΈ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
Klarna: Smarter everyday money#2

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Strong Contender
πŸ’° Finance
4.9😞(2.3M ratings)
FreeAds
#11in Finance
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Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • πŸ’³ Easy payment process
  • πŸ“¦ Wide range of stores
  • πŸ•°οΈ Flexible payment plans
  • πŸ” Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • πŸ€– Automated decision-making issues
Perpay - Shop and Build Credit#3

Perpay - Shop and Build Credit by Perpay, Inc.

Shop, pay later, build credit
Worth Considering
πŸ’° Finance
4.9😐(11K ratings)
FreeAds
#98in Finance
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Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

What We Love

  • πŸ’³ Easy payment setup
  • πŸš€ Fast delivery
  • πŸ” Wide product selection
  • πŸ’³ Builds credit

Room to Improve

  • πŸ’° Overpriced items
  • πŸ•°οΈ Slow shipping and approval process
  • πŸ€– Poor app performance and glitches

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Manage your bills and budget with flexibility. This app allows you to pay almost any service bill in four smaller installments with no interest. It also helps you save money by negotiating better deals with providers and builds your credit history by reporting on-time payments.

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Build credit and increase your credit line with a small initial deposit and no credit check. Instantly access and use your credit as cash. The app reports to credit bureaus and offers personalized tips to improve your score.

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Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

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CredPal
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CredPal
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Access online loans and a buy now, pay later service for electronics and other purchases. Manage repayments, build credit, and even invest your money.

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Tamara | Shop Now Pay Later
Tamara | Shop Now Pay Later
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Pay in up to 24, No late fees
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This financial super-app offers flexible payment options, allowing you to shop now and pay later in installments or in full. Enjoy exclusive deals, cashback rewards, and buyer protection for a secure and seamless shopping experience.

Pay in installments or in fullSign up in minutesShop at thousands of partners
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PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
PayPal - Pay, Send, Save
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Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
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