Perpay User Reviews

Customer Experience

Positive experience82.1% of reviews
Neutral2.9% of reviews
Negative experience15.1% of reviews

~ Based on 1,255 written reviews from the US App Store.

What users say

Is Perpay Safe?

Perpay - Shop and Build Credit appears safe based on user ratings. AppsHunter Safety Score for Perpay is 98/100.

This assessment is based on 15,501 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.7% of ratings point to a safe experience
0.7% of ratings suggest some concerns
0.6% of ratings point to a risky experience

~ Based on 15,501 App Store ratings for Perpay.

Is Perpay Legit?

Perpay - Shop and Build Credit appears to be a legitimate app. AppsHunter Legitimacy Score for Perpay is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Amazing

PERPAY makes it where you can buy things you want with payments, all while building you credit!
I love it, I almost have my first purchase paid off!

Amazing

Works great, super easy to use and helps my credit.

First order I got came with defected items / Interest is added prior to each order

I spent 800 dollars on a Nintendo switch 2 item and it came with codes for subscriptions items to accommodate the switch all of the codes that I got failed to work it’s been almost 3 weeks now on speaking with support and they’ve failed to update me with any new details or accommodations for my inconvenience highly do not recommend using their services
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SCAM

Worst application
I tried to use this application to build my credit score and also purchased my father his birthday present. I put in my banking information because it pulls money directly from your account each week. The order is supposed to ship after your first payment after two weeks of no present for my father or anything I reach out and that’s it. The drills were previous models overpriced with high shipping, but said to be delivered within 3 to 5 days I figured setting this up on August 1 knowing my father’s birthday was the 11th gave me two weeks of Paychex for the orders to ship. Now it is the day after my father’s birthday he has no present. The customer service has no idea what is going on and now I have severe concerns of my banking information being compromised. Do not use this application no matter what you think my gut told me no and I was an idiot.UPDATE: received an email telling me to reach out to their customer service email which I already have his name is Franklin and he keeps playing dumb with me telling me he’s elevating the issue to someone who can better address the problem.
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I love Perpay

I absolutely love this app, Ive recommended to my friends and family. Ive gotten so far a nintendo oled, some nike shoes and a Swarovski bracelet! All for $57 total per pay🤩 I really love how convenient it is to be able to buy things I wouldn’t be able to afford without perpay. I do wish there were more options to choose from shoe/ electronics wise. They only have select options to choose from which is fine. Maybe in the future they’re will be more stock for other brand name things. But I will continue to use and love it.
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10/10

Credit increased within first payment and it’s supposed to build credit score!

Worst company ever!

Whatever you do do not download this app my friend put me onto this app and I was very excited about using this app because it’ll help manage my money, but when I actually purchased an item which was an Apple Watch, I never received the Apple Watch. The package was empty. I contacted people on the app and I’ve also contacted their email. I still don’t have a resolution and I still have no Apple Watch and it’s almost been a month since I purchased it. I am so upset because now this is coming out of my paycheck until it is all paid off. It’s so hard to get in touch with them overall it’s just ridiculous so this will be my first and last time ever buying something from them the app is actually deleted from my phone
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Amazing App

I have had Perpay for 4 years and I
Must say this is the best buy now pay later no interest service I have ever used.

Great card

This card has literally saved me a lot of times when I needed to buy something I really needed & pay unexpected bills, I’m glad I tried it out.

Good

Excellent

Understanding

Not only were they understanding when I lost my job, but somehow my credit limit got increased with my first deposit back

Great!

Perpay is great!!Very easy to set up. While building your credit!

Best credit building app

This app has a great acceptance rate for people with bad credit but good pay. Highly recommend.

Love it

I honestly love this app. I would like to see more stuff on here tho. Once I got dish washing liquids now when I check for dish washing liquid it’s no longer available. I would like to see more stuff for kids as well even clothes toddlers… Laundry detergent

Scam don’t miss payment. You’ll never get a line of credit from them again even if you pay it back.

This would’ve been a good company to go through, but they scammed you out of a lot of things. They don’t tell you if you miss a payment and end up paying your stuff off you can never get no credit from them no more they don’t tell you that it’s not worth anything to help your credit cause anything can happen anybody can go through a financial downfall, but if a person takes a time and pay off the stuff doesn’t mean a lot and show their credibility but instead to them, you have no reliable credit so you will never be able to order nothing from them no more so my advice to anybody is if anything happen and you fall behind on your payment don’t pay it off cause you’ll never get the credit again to be able to fix your credit so at the end of the day it’s a good company, but it also is a scam
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Response from developer

Thank you for sharing your feedback with us, and please accept our apologies for the frustration this situation has caused. We know that unexpected financial difficulties happen, and we want to ensure you have complete clarity on your account status and future eligibility after paying off your balance. Please communicate with our team at hello@perpay.com so we can investigate your profile and address your concerns directly.

Great Company

Helps out people when they don’t have all the money they need to buy something.

I love this app

No one else gave me a chance since I had low credit but they did and the product came fast.Thank you whoever thought of this app I highly recommend

Mhm

K

Driver

Love The experience to shop on line

Wonderful

Great app