Neu Money: Build Your Credit

Neu Money: Build Your Credit

Build Credit, No Credit Needed

1.3K ratings
90 reviews
#210 in free Finance
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • September 16, 2023
  • September 19, 2026

Features

Neu Money: Build Your Credit screenshot #1 for iPhone
Neu Money: Build Your Credit screenshot #2 for iPhone
Neu Money: Build Your Credit screenshot #3 for iPhone
Neu Money: Build Your Credit screenshot #4 for iPhone
Neu Money: Build Your Credit screenshot #5 for iPhone
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Neu Money: Build Your Credit screenshot #7 for iPhone
Neu Money: Build Your Credit screenshot #8 for iPhone
Neu Money: Build Your Credit screenshot #9 for iPhone
Neu Money: Build Your Credit screenshot #10 for iPhone
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About

Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.

0% APR or No Annual Fee options
3% cashback on air travel
Tap and pay functionality
Account freeze capability
Real human customer service
Credit limit increases over time
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What users say

See all reviews
+1

What's New in Neu Money

1.1.62

September 19, 2026

UX enhancements and security improvements.

Charts

Top Free

📉 210-14

Finance

This app dropped -14 positions in Finance chart.

Last updated on September 22, 2026.

Events

Read more about Smarter Card Activation

Smarter Card Activation

Smarter links for faster activation

Jan 8, 2026 Feb 8, 2026

Read more about Improved Card Details View

Improved Card Details View

Quick access to your card details and benefits

Jan 8, 2026 Feb 8, 2026

User reviews

Expectations

I’m very dissatisfied with the processing time for payments on this card. Neu really needs to find a better payment processing system or give cardholders the option to make an express payment for a faster posting time.

Waiting this long for a payment to become available makes the card difficult to rely on when you actually need to use it. At this point, I could have just kept my cash and used it instead, because cash is much more reliable when you need immediate access to your money.

I like the concept of the Neu card, but the long payment-processing wait is a major issue that needs to be addressed. Cardholders should not have to wait this long to access their available credit after the payment has already been taken from their bank account.
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Response from developer

Hi there, we appreciate you sharing your concerns about payment processing times. We understand your request for a faster payment option and how helpful that would be. It's certainly important to have your available credit restored when you need it. Kindly contact us at support@neumoney.app, and our team will be happy to look into this for you.

Great looking card

Love the art work and the way that the cars looks

Response from developer

Hi there, thanks so much for the kind words! We’re really happy to hear that you like the artwork and design of your Neu card. We truly appreciate you taking the time to share what you love about it!

Easy

This is by far the easiest card to manage that I have ever had. The app is easy to maneuver and in the year I have had this card, never one has there been any problem. Great job Neu!

Response from developer

Hi There, thanks for sharing! We're happy to hear that both your Neu card and the app have been easy to manage, and that you’ve had such a smooth experience over the past year. We appreciate your support and are glad to have you with us!

So far so good!

Just got the card and it’s been ok except low limit

Response from developer

Hi there! Thanks for sharing! We’re glad things have been going well so far, and we appreciate your feedback. We hope your experience with your Neu card continues to be a positive one!

Nice Credit Card!

This card helps you build your credit! Easy to apply! Give it a try!

Response from developer

Hi Sherry, thanks for sharing! We're glad you found the application process easy and are enjoying your Neu card. We appreciate the recommendation and are happy to be part of your credit-building journey!

User experience

🐞

Reported Bugs

5 issues

App won't open, stuck on proxy server screen

Bug

Unable to connect social/address information

Bug

Verification code not provided

Bug

Cannot remove bank accounts

Bug

App is awful, messes with credit without approval

Bug

Requested Features

2 requests

Allow more than 3 bank accounts

Feature

Provide option to choose plan during approval

Feature

FAQ

What does Neu Money do?

Neu Money offers credit cards designed to help users build their credit history. Users can choose between a card with 0% Annual Percentage Rate (APR) for a monthly fee or a card with no annual fee but a standard APR. The app provides features like cashback rewards and mobile payment capabilities.

What are the key features of Neu Money cards?

Key features include the choice of 0% APR or no annual fee, 3% cashback on air travel purchases up to $1,000 annually, tap-to-pay functionality, account freeze capability, and access to real human customer service. Credit limits can also increase over time.

How much does Neu Money cost?

There are two main card options. The 0% APR Neu Card has a simple monthly fee of $7. The No Annual Fee Neu Card has no annual fee but carries an APR of 26.99%–29.99%. Both cards offer a credit limit of $350 and up.

Who is Neu Money for?

This app is ideal for individuals starting their credit journey, including recent graduates, international workers, immigrants, and anyone who has been overlooked by traditional banks. It provides a straightforward and inclusive way to establish credit history.

How can I use Neu Money to build credit?

Every payment you make on your Neu Card is reported to credit bureaus, automatically and effortlessly strengthening your credit history. The app is designed to make this process simple and transparent for users looking to build a strong financial foundation.