Neu Money: Build Your Credit

Neu Money: Build Your Credit

Build Credit, No Credit Needed

1.2K ratings
79 reviews
Free

Details

  • Released
  • Updated
  • September 16, 2023
  • July 23, 2026

Features

Neu Money: Build Your Credit screenshot #1 for iPhone
Neu Money: Build Your Credit screenshot #2 for iPhone
Neu Money: Build Your Credit screenshot #3 for iPhone
Neu Money: Build Your Credit screenshot #4 for iPhone
Neu Money: Build Your Credit screenshot #5 for iPhone
Neu Money: Build Your Credit screenshot #6 for iPhone
Neu Money: Build Your Credit screenshot #7 for iPhone
Neu Money: Build Your Credit screenshot #8 for iPhone
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About

Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.

βœ“0% APR or No Annual Fee options
βœ“3% cashback on air travel
βœ“Tap and pay functionality
βœ“Account freeze capability
βœ“Real human customer service
βœ“Credit limit increases over time
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What users say

See all reviews
+1

What's New in Neu Money

1.1.59

July 23, 2026

UX enhancements and security improvements.

Events

Read more about Smarter Card Activation

Smarter Card Activation

Smarter links for faster activation

Jan 8, 2026 β€” Feb 8, 2026

Read more about Improved Card Details View

Improved Card Details View

Quick access to your card details and benefits

Jan 8, 2026 β€” Feb 8, 2026

User reviews

I’m still waiting to find out if I was approved or not

Because I have to right now, my credit is not good so I am hoping with all my heart

Response from developer

Hey Anna! Thanks for sharing your experience. We understand how important this is, and we appreciate your excitement! Please keep an eye on your email for any updates. If you need further help, feel free to contact us at support@neumoney.app.

Neu Credit Card!

The credit card that gives you a second chance to buy and pay for things when times are tough!
I am beyond grateful for the opportunity given to me. I will definitely recommend friends, colleagues and family who can benefit from this experience and opportunity! Once again NEU you are a blessing to my family!
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Response from developer

Hi MadyBen, glad to hear this! Thanks for leaving a review.

First time

This is my first time to have credit card I’m glad Neu they approved me to start building my credit thanks to you guys

Response from developer

Hey king, thank you and enjoy your Neu card!

App glitch

This open but stays blank with the company logo and it won’t do anything else ! So I delete it and downloaded again several times but still doing the same thing 😑😑😑

Response from developer

Hi there, we’d like to hear more about what happened, if that’s okay with you. Please message us at support@neumoney.app and our team will be in touch.

Max limit is $350 with no increases in the limit for about 8 months now.

Can’t buy a plane ticket worthy of travel for under $350 so the rewards are useless.

Wish I had looked into this company more before applying

Response from developer

Hey Chrystal, we regret the inconvenience that has caused to you in this regard. Hence, we would like to hear more about your concern. Please message us at support@neumoney.app and our team will be in touch.

User experience

🐞

Reported Bugs

5 issues

App won't open, stuck on proxy server screen

Bug

Unable to connect social/address information

Bug

Verification code not provided

Bug

Cannot remove bank accounts

Bug

App is awful, messes with credit without approval

Bug
✨

Requested Features

2 requests

Allow more than 3 bank accounts

Feature

Provide option to choose plan during approval

Feature

FAQ

What does Neu Money do?

Neu Money offers credit cards designed to help users build their credit history. Users can choose between a card with 0% Annual Percentage Rate (APR) for a monthly fee or a card with no annual fee but a standard APR. The app provides features like cashback rewards and mobile payment capabilities.

What are the key features of Neu Money cards?

Key features include the choice of 0% APR or no annual fee, 3% cashback on air travel purchases up to $1,000 annually, tap-to-pay functionality, account freeze capability, and access to real human customer service. Credit limits can also increase over time.

How much does Neu Money cost?

There are two main card options. The 0% APR Neu Card has a simple monthly fee of $7. The No Annual Fee Neu Card has no annual fee but carries an APR of 26.99%–29.99%. Both cards offer a credit limit of $350 and up.

Who is Neu Money for?

This app is ideal for individuals starting their credit journey, including recent graduates, international workers, immigrants, and anyone who has been overlooked by traditional banks. It provides a straightforward and inclusive way to establish credit history.

How can I use Neu Money to build credit?

Every payment you make on your Neu Card is reported to credit bureaus, automatically and effortlessly strengthening your credit history. The app is designed to make this process simple and transparent for users looking to build a strong financial foundation.