1. Home
  2. 💰 Finance
  3. Neu Money
Neu Money: Build Your Credit

Neu Money: Build Your Credit

Build Credit, No Credit Needed

1.3K ratings
88 reviews
🌟 Lifestyle
💰 Finance
Free

Details

  • Released
  • Updated
  • September 16, 2023
  • August 27, 2026

Features

Developer

Neu Money Inc.
✨Promote your app ✨
Neu Money: Build Your Credit screenshot #1 for iPhone
Neu Money: Build Your Credit screenshot #2 for iPhone
Neu Money: Build Your Credit screenshot #3 for iPhone
Neu Money: Build Your Credit screenshot #4 for iPhone
Neu Money: Build Your Credit screenshot #5 for iPhone
Neu Money: Build Your Credit screenshot #6 for iPhone
Neu Money: Build Your Credit screenshot #7 for iPhone
Neu Money: Build Your Credit screenshot #8 for iPhone
Neu Money: Build Your Credit screenshot #9 for iPhone
Neu Money: Build Your Credit screenshot #10 for iPhone
📌Ready
Reviews summary↘︎
⭐88
Reviews↘︎
📝8+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
🎪2 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 2 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Build your credit history with flexible card options. Choose between 0% APR with a monthly fee or a card with no annual fee. Enjoy benefits like cashback rewards and easy mobile payments.

✓0% APR or No Annual Fee options
✓3% cashback on air travel
✓Tap and pay functionality
✓Account freeze capability
✓Real human customer service
✓Credit limit increases over time
Show original description

What users say

Summarized from real user reviews of Neu Money. Based on 1.3K reviews and a 4.8/5 average, it highlights the 12 positives and 8 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast approval process
  • 👍Easy application process
  • 👍User-friendly app interface
  • 💳Great for building credit
  • 🎓Good for students
  • 💡0% APR offers
  • 🤝Helpful customer service
  • 💰Cash back rewards
  • 📈Credit score tracking
  • 📱Digital wallet integration
  • ✅No credit history required
  • 💯Transparent fees

Negative things

  • ❌Hard credit pull concerns
  • 📉Low credit limit increases
  • 🐛App not opening
  • ⚠️Issues connecting bank accounts
  • ⏳Slow decision process
  • 🚫Limited bank account additions
  • ❌Inconsistent customer service
  • 👎Declines for everything
See all reviews

What's New in Neu Money

1.1.61

August 27, 2026

UX enhancements and security improvements.

Events

Read more about Smarter Card Activation
Event EndedMajor Update

Smarter Card Activation

Smarter links for faster activation

Jan 8, 2026 — Feb 8, 2026

Read More

Read more about Improved Card Details View
Event EndedMajor Update

Improved Card Details View

Quick access to your card details and benefits

Jan 8, 2026 — Feb 8, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Easy

This is by far the easiest card to manage that I have ever had. The app is easy to maneuver and in the year I have had this card, never one has there been any problem. Great job Neu!
2019rock2019rock

Response from developer

Hi There, thanks for sharing! We're happy to hear that both your Neu card and the app have been easy to manage, and that you’ve had such a smooth experience over the past year. We appreciate your support and are glad to have you with us!

So far so good!

Just got the card and it’s been ok except low limit
Divine beginningsDivine beginnings

Response from developer

Hi there! Thanks for sharing! We’re glad things have been going well so far, and we appreciate your feedback. We hope your experience with your Neu card continues to be a positive one!

Nice Credit Card!

This card helps you build your credit! Easy to apply! Give it a try!
sherryj421sherryj421

Response from developer

Hi Sherry, thanks for sharing! We're glad you found the application process easy and are enjoying your Neu card. We appreciate the recommendation and are happy to be part of your credit-building journey!

Neu

So far the application was easy and great. Let’s hope having the card is this great!
Trying OverTrying Over

Response from developer

Hi there! We’re glad to hear your application experience has been positive so far. We hope your experience with your Neu card is just as great. Thank you for sharing your first impressions with us!

Very happy

Card is very easy to use.
AaliyahsNina8!!AaliyahsNina8!!

Response from developer

Hi There, thanks for your review! We're so happy to hear you're having a great experience with your Neu card and finding it easy to use. We're glad to have you with us!

See 83 more reviews

User experience

🐞

Reported Bugs

5 issues

App won't open, stuck on proxy server screen

Bug

Unable to connect social/address information

Bug

Verification code not provided

Bug

Cannot remove bank accounts

Bug

App is awful, messes with credit without approval

Bug
✨

Requested Features

2 requests

Allow more than 3 bank accounts

Feature

Provide option to choose plan during approval

Feature

FAQ

What does Neu Money do?

Neu Money offers credit cards designed to help users build their credit history. Users can choose between a card with 0% Annual Percentage Rate (APR) for a monthly fee or a card with no annual fee but a standard APR. The app provides features like cashback rewards and mobile payment capabilities.

What are the key features of Neu Money cards?

Key features include the choice of 0% APR or no annual fee, 3% cashback on air travel purchases up to $1,000 annually, tap-to-pay functionality, account freeze capability, and access to real human customer service. Credit limits can also increase over time.

How much does Neu Money cost?

There are two main card options. The 0% APR Neu Card has a simple monthly fee of $7. The No Annual Fee Neu Card has no annual fee but carries an APR of 26.99%–29.99%. Both cards offer a credit limit of $350 and up.

Who is Neu Money for?

This app is ideal for individuals starting their credit journey, including recent graduates, international workers, immigrants, and anyone who has been overlooked by traditional banks. It provides a straightforward and inclusive way to establish credit history.

How can I use Neu Money to build credit?

Every payment you make on your Neu Card is reported to credit bureaus, automatically and effortlessly strengthening your credit history. The app is designed to make this process simple and transparent for users looking to build a strong financial foundation.