Rating
Great app
It’s great
I love it
Good start
So far so good
Join app
Great financial
So far so good
I haven’t explored the app that much but I can’t say that I do like it thus far.
Free
About
Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.
✓Cashback rewards for financial goals
✓Personalized payment and savings goals
✓Weekly financial challenges
✓Money psychology courses
✓Debt payoff and savings tracking
✓Access to lower interest rates
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What users say
Summarized from real user reviews of Debbie. Based on 16K reviews and a 4.9/5 average, it highlights the 7 positives and 5 negatives reviewers mention most about this Finance app.
Positive things
- 💰Earn money for paying off debt
- 📚Helpful financial education modules
- 🎮Gamified approach to money management
- 👍Easy to use and intuitive interface
- 🤝Great customer support
- 🤑Able to cash out rewards
- 🚀Quick and easy to get started
Negative things
- 🔒Requires linking to specific credit union
- ⏱️Long wait to cash out rewards
- 🐛Connectivity issues with linked accounts
- 💸Difficult to reach cash out threshold
- 🤔Confusing or unclear features
What's New in Debbie
2.6.36
September 3, 2026
Debbie did some heavy lifting to tidy things up. We squashed some bugs, smoothed out rough spots, and made everything run better behind the scenes. As always, thanks for being part of the Debbie fam! For more updates, follow us on Instagram, TikTok, and Facebook @debbierewards.
MoreUser reviews
User experience
🐞
Reported Bugs
4 issues
Login/verification codes not working
Modules freezing or not loading properly
✨
Requested Features
5 requests
Allow linking to any bank account
Feature
Smaller cash out thresholds
Feature
FAQ
What does Debbie do?
Debbie is a personal finance app that rewards users with cash for achieving financial goals such as paying off credit card balances, building savings, and reducing debt. It also offers courses to help users understand their money psychology and improve their financial habits.
How does Debbie help me save money?
Debbie helps you save money by incentivizing positive financial behaviors and providing tools to stay on track with your financial freedom journey. It also aims to reduce the interest burden on your current debts by helping you find lower interest rates through its banking partners.
How much does Debbie cost?
Debbie is currently 100% free for users. The app is sponsored by partner financial institutions, primarily not-for-profit credit unions. While you can use Debbie for free without setting up new accounts, you will need to open a free checking or savings account with your matched sponsor to redeem your rewards.
What are the key features of Debbie?
Key features include personalized monthly goals for credit card payments and savings (Streaks), weekly financial challenges (Quick Wins), and courses on money psychology (Pathway). Users earn cash rewards for completing these tasks and reaching milestones.
How do I get started with Debbie?
To get started, download the app and complete an onboarding quiz to personalize your experience. You'll then accept a sponsor partner, connect your debt and savings accounts via Plaid for progress tracking, and begin your courses to learn about your money mindset and achieve your goals.
