Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.
Summarized from real user reviews of Debbie. Based on 12K reviews and a 4.9/5 average, it highlights the 7 positives and 5 negatives reviewers mention most about this Finance app.
2.6.33
July 8, 2026
Debbie did some heavy lifting to tidy things up. We squashed some bugs, smoothed out rough spots, and made everything run better behind the scenes. As always, thanks for being part of the Debbie fam! For more updates, follow us on Instagram, TikTok, and Facebook @debbierewards.
More4 issues
Login/verification codes not working
Modules freezing or not loading properly
5 requests
Allow linking to any bank account
Smaller cash out thresholds
Debbie is a personal finance app that rewards users with cash for achieving financial goals such as paying off credit card balances, building savings, and reducing debt. It also offers courses to help users understand their money psychology and improve their financial habits.
Debbie helps you save money by incentivizing positive financial behaviors and providing tools to stay on track with your financial freedom journey. It also aims to reduce the interest burden on your current debts by helping you find lower interest rates through its banking partners.
Debbie is currently 100% free for users. The app is sponsored by partner financial institutions, primarily not-for-profit credit unions. While you can use Debbie for free without setting up new accounts, you will need to open a free checking or savings account with your matched sponsor to redeem your rewards.
Key features include personalized monthly goals for credit card payments and savings (Streaks), weekly financial challenges (Quick Wins), and courses on money psychology (Pathway). Users earn cash rewards for completing these tasks and reaching milestones.
To get started, download the app and complete an onboarding quiz to personalize your experience. You'll then accept a sponsor partner, connect your debt and savings accounts via Plaid for progress tracking, and begin your courses to learn about your money mindset and achieve your goals.
