Best Free Savings Goal Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

Looking for free free savings goal apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Free Savings Goal Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.7★ (93)NoYesAug 2026
2Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)NoNoAug 2026
3Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (8.8K)YesYesAug 2026
4Money tracker: savings goalMoney tracker: savings goalFreeNoYesJun 2026
5Debbie - Payoff, Save, EarnDebbie - Payoff, Save, EarnFree4.9★ (12K)NoNoAug 2026
6EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
7Savings GoalSavings GoalFree3.9★ (29)YesYesAug 2026
8Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7★ (2.7K)YesYesAug 2026

Top Picks for Free Savings Goal

Savings Challenge: Savvy Goals#1

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Editor's Choice
💰 Finance
4.7(93 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Oportun: Savings & Loans#2

Oportun: Savings & Loans by Oportun, Inc

Build savings, track your loan
Strong Contender
💰 Finance
4.7😐(289K ratings)
Free
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account
Loot - Savings Goal & Tracker#3

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Worth Considering
💰 Finance
4.8😊(8.8K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals

More Free Savings Goal apps to explore

4
Money tracker: savings goal
Money tracker: savings goal
Money tracker: savings goal
savings and smart spending
Free
💰 Finance
(0)
5
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Cashback for good money habits
Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges
💰 Finance
(12K)
free
6
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
7
Savings Goal
Savings Goal
Savings Goal
Keep track of your goals!
Free

This finance app helps you create and track savings goals with customizable icons and effortless transaction management. View your progress at a glance and stay motivated on your financial journey.

Create and customize savings goalsVariety of icons for goalsSimple transaction adding/withdrawing
💰 Finance
(29)
free with in-app purchases
8
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
9
Savings Tracker & Goals
Savings Tracker & Goals
Savings Tracker & Goals
Track Goals & Save Smart
Free

This app helps you achieve your financial goals by allowing you to create and manage personalized savings targets. Track your progress with visualizations, set deadlines, and monitor your savings daily, weekly, or monthly to build better financial habits.

Personalized savings goalsProgress tracking with visualizationsTarget amounts and deadlines
🔧 Utilities
(20)
free with in-app purchases
10
Turbo Piggy: savings goal
Turbo Piggy: savings goal
Turbo Piggy: savings goal
Track goals, reach your dreams
Free
💰 Finance
(0)
11
Savings Goals
Savings Goals
Savings Goals
Manage Your Money Better
Free

This app helps you track progress towards your financial goals, whether for a house, car, holiday, or bills. Set a target amount and date, and it will suggest a savings schedule and monitor your progress with clear visuals.

Set target amounts and datesCalculate required savings scheduleTrack progress against goals
💰 Finance
(218)
free with in-app purchases
12
HiveCents: Savings Tracker
HiveCents: Savings Tracker
HiveCents: Savings Tracker
Reach Your Savings Goals
Free
$2.99 | 100% OFF
💰 Finance
(0)
13
GoalBox - Savings Tracker
GoalBox - Savings Tracker
GoalBox - Savings Tracker
Set savings goals,log progress
Free
🌟 Lifestyle
(0)
14
Stash - Savings Goal Tracker
Stash - Savings Goal Tracker
Stash - Savings Goal Tracker
Your wishlist as savings goals
Free
💰 Finance
(0)
15
Money Savings Goal Tracker Pro
Money Savings Goal Tracker Pro
Money Savings Goal Tracker Pro
Weekly deposit & progress
Free
💰 Finance
(0)
16
GoalSave Planner
GoalSave Planner
GoalSave Planner
by Gerardo Chevez
Free
💰 Finance
(0)
17
Cash Box - Save for Future
Cash Box - Save for Future
Cash Box - Save for Future
Smart Saving, Bright Future
Free

This app helps you set and track savings goals with a simple, visual interface. Monitor your progress with charts and statistics to achieve your financial dreams faster. It focuses on goal-oriented saving without complex budgeting features.

Personalized savings goal settingVisual progress tracking with barsDetailed financial statistics and charts
💰 Finance
(0)
subscription
18
vested - savings goals
vested - savings goals
vested - savings goals
A fitness tracker, for money
Free

This app helps you achieve your financial goals by making saving simple and enjoyable. It offers smart recommendations, guilt-free saving tools, and real-time clarity on your progress. Say goodbye to impulse purchases and hello to smarter financial decisions.

Monthly savings loops for real-time clarityGoal Wizard for instant recommendationsGuilt-free saving with automated math
💰 Finance
(6)
free with in-app purchases
19
Savings goal – Smart Planner
Savings goal – Smart Planner
Savings goal – Smart Planner
Create your savings plan
Free
🔧 Utilities
(0)
20
Nope: Saving Made Fun
Nope: Saving Made Fun
Nope: Saving Made Fun
Savings Goals Tracker
Free
🌟 Lifestyle
(0)

FAQ about Free Savings Goal

What are the best free savings goal apps for iPhone?
Savings Challenge: Savvy Goals tops our free savings goal apps ranking as of July 2026, with a 4.7-star average from 93 App Store ratings, and it's free to download.
Savings Challenge: Savvy Goals has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 249+ free savings goal apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Savvy Goals offers a 52 Week Challenge for incremental savings, a 100 Envelopes Challenge with randomized amounts, and the ability to create custom challenges with your own target amounts and timelines.
The app features visual progress tracking where colorful cards fill up as you save. It also provides satisfying animations like 'Pulse & Pop' effects and haptic feedback for each savings milestone.