Best Free Savings Goal Apps

234+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Looking for free free savings goal apps? 20 of our 234+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Free Savings Goal Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Loot - Savings Goal & TrackerLoot - Savings Goal & TrackerFree4.8★ (7.5K)YesYesJul 2026
2Savings Challenge: Savvy GoalsSavings Challenge: Savvy GoalsFree4.8★ (83)NoYesJul 2026
3Oportun: Savings & LoansOportun: Savings & LoansFree4.7★ (289K)YesNoJul 2026
4Debbie - Payoff, Save, EarnDebbie - Payoff, Save, EarnFree4.9★ (12K)NoNoJul 2026
5Piggy Goals: Money SavingPiggy Goals: Money SavingFree4.7★ (2.7K)YesYesJul 2026
6Savings GoalSavings GoalFree3.7★ (22)YesYesJul 2026
7Money tracker: savings goalMoney tracker: savings goalFreeNoYesJun 2026
8Savings Tracker & GoalsSavings Tracker & GoalsFree4.7★ (20)YesYesJul 2026

Top Picks for Free Savings Goal

Loot - Savings Goal & Tracker#1

Loot - Savings Goal & Tracker by Polybit Studio Pty Ltd

Save with a 3D money box
Editor's Choice
💰 Finance
4.8😊(7.5K ratings)
FreeAdsIn-App Purchases
Loot - Savings Goal & Tracker screenshot 1
Loot - Savings Goal & Tracker screenshot 2
Loot - Savings Goal & Tracker screenshot 3
Loot - Savings Goal & Tracker screenshot 4
Loot - Savings Goal & Tracker screenshot 5
Loot - Savings Goal & Tracker screenshot 6

This app helps you visualize and manage your savings goals with a personalized 3D money jar. It creates a savings plan, tracks your progress, and sends reminders to keep you motivated. Personalize your jar and enjoy a dark mode option for a rewarding saving experience.

What We Love

  • 🚀 Simple and intuitive
  • 👍 Visually appealing design
  • 💰 Helps track savings progress
  • 🎉 Motivating and fun to use

Room to Improve

  • 🔒 Limited to one goal without paid upgrade
  • 💰 Paid version required for more features
  • 🐛 Bugs with removing/editing goals
Savings Challenge: Savvy Goals#2

Savings Challenge: Savvy Goals by East Frisia LLC

Money Goal Tracker
Strong Contender
💰 Finance
4.8(83 ratings)
FreeIn-App Purchases
Savings Challenge: Savvy Goals screenshot 1
Savings Challenge: Savvy Goals screenshot 2
Savings Challenge: Savvy Goals screenshot 3
Savings Challenge: Savvy Goals screenshot 4

This app helps you achieve your financial goals through interactive and customizable savings challenges. Track your progress visually, enjoy rewarding animations, and manage multiple savings plans simultaneously. It's designed to make saving money engaging and tailored to your personal style.

Oportun: Savings & Loans#3

Oportun: Savings & Loans by Oportun, Inc.

Build savings, track your loan
Worth Considering
💰 Finance
4.7😐(289K ratings)
FreeAds
Oportun: Savings & Loans screenshot 1
Oportun: Savings & Loans screenshot 2
Oportun: Savings & Loans screenshot 3
Oportun: Savings & Loans screenshot 4
Oportun: Savings & Loans screenshot 5
Oportun: Savings & Loans screenshot 6

This finance app helps you reach savings goals by automatically setting aside money based on your income and spending. It also allows existing loan members to easily manage their accounts and payments within the app.

What We Love

  • 💰 Helps save money
  • 🤖 Automated savings
  • 📊 Provides financial insights
  • 🤝 Good customer service

Room to Improve

  • 💸 Excessive/random withdrawals
  • 🕰️ Slow transfer times
  • 🚫 Difficulty closing account

More Free Savings Goal apps to explore

4
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Debbie - Payoff, Save, Earn
Cashback for good money habits
Free

Earn cash rewards for achieving financial goals like paying off debt and building savings. Understand your money mindset through personalized challenges and courses to build wealth and stay debt-free.

Cashback rewards for financial goalsPersonalized payment and savings goalsWeekly financial challenges
💰 Finance
(12K)
free
5
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Piggy Goals: Money Saving
Start Saving Money Now!
Free

This app helps you save money through a virtual piggy bank or by setting custom savings goals. Track your progress with visual aids and receive helpful reminders to stay on track with your financial objectives.

Virtual piggy bank for deposits and withdrawalsSet daily, weekly, or monthly savings goalsProgress visualization with graphs and animations
🔧 Utilities
(2.7K)
free with in-app purchases
6
Savings Goal
Savings Goal
Savings Goal
Keep track of your goals!
Free

This finance app helps you create and track savings goals with customizable icons and effortless transaction management. View your progress at a glance and stay motivated on your financial journey.

Create and customize savings goalsVariety of icons for goalsSimple transaction adding/withdrawing
💰 Finance
(22)
free with in-app purchases
7
Money tracker: savings goal
Money tracker: savings goal
Money tracker: savings goal
savings and smart spending
Free
💰 Finance
(0)
8
Savings Tracker & Goals
Savings Tracker & Goals
Savings Tracker & Goals
Track Goals & Save Smart
Free

This app helps you achieve your financial goals by allowing you to create and manage personalized savings targets. Track your progress with visualizations, set deadlines, and monitor your savings daily, weekly, or monthly to build better financial habits.

Personalized savings goalsProgress tracking with visualizationsTarget amounts and deadlines
🔧 Utilities
(20)
free with in-app purchases
9
Money Goals: Savings Box
Money Goals: Savings Box
Money Goals: Savings Box
Save Money with Goal Tracker
Free

Track personal savings and set financial goals with this intuitive app. Visualize your progress with custom images and receive reminders to stay on track. It's designed to help you achieve your dreams, big or small.

Set and track money goalsAdd photos to visualize goalsIntuitive user interface
💰 Finance
(1K)
free with in-app purchases
10
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Automate your savings, investments, and budgeting with intelligent rules based on your habits. Set unlimited financial goals, track progress, and even team up with a partner on shared objectives. Spend smarter with a dedicated debit card and real-time budget notifications.

Automated savings goalsSmart budgeting rulesInvest in ETFs
💰 Finance
(86K)
subscription
11
Savings Goals
Savings Goals
Savings Goals
Manage Your Money Better
Free

This app helps you track progress towards your financial goals, whether for a house, car, holiday, or bills. Set a target amount and date, and it will suggest a savings schedule and monitor your progress with clear visuals.

Set target amounts and datesCalculate required savings scheduleTrack progress against goals
💰 Finance
(218)
free with in-app purchases
12
KeepMoney – Savings Tracker
KeepMoney – Savings Tracker
KeepMoney – Savings Tracker
Откладывайте деньги онлайн
Free

This app helps you manage your finances by allowing you to set savings goals, track deposits, and monitor your progress. It's designed with a simple, intuitive interface suitable for all ages, promoting financial literacy.

Set savings goalsTrack deposit frequencyMonitor progress
🌟 Lifestyle
(112)
free
13
52 Week Challenge - Mobills
52 Week Challenge - Mobills
52 Week Challenge - Mobills
Save Money - Personal Finance
Free

This app helps you save money by guiding you through a 52-week savings challenge. It manages your weekly deposit amounts and provides reminders to help you reach your savings goals.

Create custom savings challengesTrack weekly depositsReceive deposit reminders
💰 Finance
(2.8K)
free with in-app purchases
14
Guac - Save While You Spend
Guac - Save While You Spend
Guac - Save While You Spend
Guac
Free

This app automatically saves money by linking to your bank account and setting personalized savings goals. It offers ways to accelerate savings through a marketplace and side hustles, allowing seamless fund transfers when goals are met.

Sync bank account for automatic savingCreate personalized savings goalsSet custom savings rules
💰 Finance
(2.1K)
free with in-app purchases
15
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(100K)
free with in-app purchases
16
Savings Goal - Money Saver
Savings Goal - Money Saver
Savings Goal - Money Saver
Saving Tracker & Goals App
Free

This app helps you achieve your financial aspirations by allowing you to set and track unlimited savings goals. Visualize your progress with charts, receive smart reminders, and celebrate milestones. Secure your data with biometric authentication and iCloud sync.

Unlimited savings goalsCustomizable goal images and iconsDeposit and withdrawal tracking
💰 Finance
(1)
free with in-app purchases
17
Iva Goal: Savings Planner
Iva Goal: Savings Planner
Iva Goal: Savings Planner
Map savings to financial goals
Free
$1.99 | 100% OFF

Organize your financial future by mapping savings to specific life goals. This app helps you visualize progress towards targets like retirement or college funding with automatic projections. It offers a clear roadmap to financial confidence.

Track multiple account balancesSet custom savings goals and datesMap savings percentages to goals
💰 Finance
(1)
free
18
Savings Tracker - Money Goals
Savings Tracker - Money Goals
Savings Tracker - Money Goals
Manage Your Piggy Bank
Free

Set and achieve your financial goals with this intuitive savings tracker. Create unlimited money goals, monitor progress in real-time, and simplify your saving journey with a clean, user-friendly interface. Watch your digital piggy banks fill up as you reach every target.

Set unlimited money goalsCustomized targets and deadlinesReal-time progress tracking
💰 Finance
(24)
free with in-app purchases
19
Savings Goal: Piggy Bank
Savings Goal: Piggy Bank
Savings Goal: Piggy Bank
Savings Goal Tracker
Free

Visualize and manage your savings goals with this app. Set targets, track progress with charts, and build good saving habits. Personalize goals with images and secure access with a lock function.

Visualize savings goalsSet multiple goals with target datesTrack savings progress with charts
💰 Finance
(11)
free with in-app purchases
20
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases

FAQ about Free Savings Goal

What are the best free savings goal apps for iPhone?
Loot - Savings Goal & Tracker tops our free savings goal apps ranking as of July 2026, with a 4.8-star average from 7.5K App Store ratings, and it's free to download.
Loot - Savings Goal & Tracker shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 234+ free savings goal apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Loot helps you track your savings goals by visualizing them in a personalized 3D money jar. It creates a savings plan based on your goal amount and desired timeline, and sends you push notifications to help you stay on track.
The app allows you to set a savings goal and calculates how long it will take to reach it. It generates a savings plan and provides reminders to make payments, helping you stay consistent with your saving efforts.