Disconnects frequently
I love the concept for set it and forget, I’ve saved a lot more without thinking or noticing which I love.
My gripe is that it frequently disconnects from my bank account, every few weeks. This has been going on the 1.5 years I’ve been using the app but the frequency seems to be more recently.
My gripe is that it frequently disconnects from my bank account, every few weeks. This has been going on the 1.5 years I’ve been using the app but the frequency seems to be more recently.
Thanks
Thanks
Fast and Easy Loan processor
They approved me $500 but then when i connected my bank account, they gave me $2500 and loan process was only for 30 minutes and boom money in your account
Great way to save
The way that the funds are removed makes it less painful
Best way to save money
I do not do reviews but this app has helped me so much money! I love it!! The only thing I wish I could do is open another account for my joint account that I have with my significant other.
I have not gotten along with them. I only use the portion of the app that helps me save money without me having to think about it. I’ve looked at other money, saving apps, and nothing compares to this one.
I have not gotten along with them. I only use the portion of the app that helps me save money without me having to think about it. I’ve looked at other money, saving apps, and nothing compares to this one.
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Easy peasy
So easy to save and never overdrawn
Phenomenal
I love this App because it really helps me save without even thinking about it nor remembering to transfer every week. Thank You
It helps
Love this app
Great savings app
This app has helped me save money. I don’t know what I’d do without it.
Stole my money
This app randomly took 800+ dollars out of my account. Disconnected my bank account then told me the only way I can get my money back is if I send proof of residency so they can mail me my money. I send the proof of residency and now they are telling me they can’t find the transaction and how much was taken out because my bank is no longer connected. Please stay far far away from this app. It’s been a month and I still haven’t received my money. And my family is struggling to eat. Disgusting.
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Savings graph
I've been asking for a savings graph for years and what do we get. Spending graph lol.
My goal is to save.
My goal is to save.
Bank won’t connect for months
I’ve been using this service since it was Digit, where you could link your account, set up auto pay for phone, credit cards, car, etc and it would monitor and save and make the payments for you. Honestly so cool.
Ever since becoming Oportun, things have been going downhill. They don’t do auto payments anymore, prices are okay I guess, and I’ve been having WAY more technical issues which is my main reason for closing my account after so many years. I truly LOVED this app and told friends about it.
Ever since becoming Oportun, things have been going downhill. They don’t do auto payments anymore, prices are okay I guess, and I’ve been having WAY more technical issues which is my main reason for closing my account after so many years. I truly LOVED this app and told friends about it.
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Excellent investment!
Very helpful on managing your money! While the banks say they help you with your money, we know that is a lie! They are not like Oportun! They tell you what they are doing with every cent & they tell you where it go.
Love my Oportun
Love this opportunity to partner with oportun.
It was great until it wasn’t.
This app has been debuting more from my bank account then it reflects. I’ve requested transaction history and provided screenshots and I’m being ignored. *beware*
Great Savings Tool loving it. Have managed to save well beyond my expectations.
Saving money with Digit is so smooth and seamless. I absolutely love love it.
Le doy 10 estrellas el interes es es perfecto y esta app te inspira a ahorrar y superarte
Esta app me aprobó rápidamente 1000 dólares y el interés quincenal es muy bajo lo recomiendo al 100 y me motivó muchísimo el gran consejo que dá para ahorrar y superarse en la vida ningún banco te motiva tanto como este
Customer since 2017, but the app has become less flexible and cancellation has been a nightmare
I’ve used this app since 2017 before it was called Opportun, and it used to work exactly as advertised: it would quietly move small amounts of money that I barely noticed, and over time I’d end up with a meaningful amount saved.
One of the best features was being able to tell the app to “save less” or “save more,” and it would adjust future withdrawals accordingly. That gave me some control while still keeping the automated savings working in the background.
That option now seems to be gone. Instead of being able to reduce the withdrawal amounts, the only option is to pause saving altogether. I’m a single dad of two and I live paycheck to paycheck, and the cost of living is astronomical right now. So when this app withdraws around $40–$50 every day, I frequently find myself transferring money back. I believe the $0.99 “instant transfer” fee is a reasonable convenience cost, but only if I have some sort of control over how much this app withdraws each transaction.
The most frustrating part has been trying to cancel. I went through the cancellation process in the app, made an instant withdrawal, and arranged for the remaining balance to return to my bank within the stated several-day timeframe. Despite that, the app continues withdrawing money.
It now says my subscription will not end until October 15, 2026, and I’m apparently expected to continue paying $5.99 per month until then. There is also no longer an option in the app for me to end the subscription the way I previously did, so I’ve had to email customer support to try to resolve it.
This used to be a genuinely useful and flexible savings tool. When things were tighter financially, I could fine tune it all the way down to take $1-2 per day. Now this app disregards and effectively penalizes people like me who aren’t financially secure.
What makes this even harder to justify is that banking used to work the other way around: customers deposited their money, banks used those deposits to make loans and investments, and customers earned interest in return. Now so many financial services charge people for the privilege of holding and using their money. I’m giving you access to my money, along with millions of other customers, so you can earn money from it—and then I’m paying you too. That makes no logical sense to me but that’s what we’ve come to accept as normal apparently.
One of the best features was being able to tell the app to “save less” or “save more,” and it would adjust future withdrawals accordingly. That gave me some control while still keeping the automated savings working in the background.
That option now seems to be gone. Instead of being able to reduce the withdrawal amounts, the only option is to pause saving altogether. I’m a single dad of two and I live paycheck to paycheck, and the cost of living is astronomical right now. So when this app withdraws around $40–$50 every day, I frequently find myself transferring money back. I believe the $0.99 “instant transfer” fee is a reasonable convenience cost, but only if I have some sort of control over how much this app withdraws each transaction.
The most frustrating part has been trying to cancel. I went through the cancellation process in the app, made an instant withdrawal, and arranged for the remaining balance to return to my bank within the stated several-day timeframe. Despite that, the app continues withdrawing money.
It now says my subscription will not end until October 15, 2026, and I’m apparently expected to continue paying $5.99 per month until then. There is also no longer an option in the app for me to end the subscription the way I previously did, so I’ve had to email customer support to try to resolve it.
This used to be a genuinely useful and flexible savings tool. When things were tighter financially, I could fine tune it all the way down to take $1-2 per day. Now this app disregards and effectively penalizes people like me who aren’t financially secure.
What makes this even harder to justify is that banking used to work the other way around: customers deposited their money, banks used those deposits to make loans and investments, and customers earned interest in return. Now so many financial services charge people for the privilege of holding and using their money. I’m giving you access to my money, along with millions of other customers, so you can earn money from it—and then I’m paying you too. That makes no logical sense to me but that’s what we’ve come to accept as normal apparently.
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I recommend this app to every single person I know
I’ve had this app for yeeeears and it’s the only way I can save up for rent, trips, bills, literally anything. I had a hard time saving since I was always spending, now I know exactly where and when my money is going. I will never delete Oportun!
Wonderful!
I am over 50 years old I have never been able to save a penny, I literally live paycheque to pay check, with Digit I actually have a savings account! I am so happy and I don’t even notice because I don’t see the balance all the time so I don’t think of it as a place I need to go to to take the money out to pay bills! Thank you digit!
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