SoFi: Bank, Invest & Crypto

SoFi: Bank, Invest & Crypto

Online Banking & Investing

386K ratings
2158 reviews
#19 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • April 10, 2017
  • July 17, 2026

Features

SoFi: Bank, Invest & Crypto screenshot #1 for iPhone
SoFi: Bank, Invest & Crypto screenshot #2 for iPhone
SoFi: Bank, Invest & Crypto screenshot #3 for iPhone
SoFi: Bank, Invest & Crypto screenshot #4 for iPhone
SoFi: Bank, Invest & Crypto screenshot #5 for iPhone
SoFi: Bank, Invest & Crypto screenshot #6 for iPhone
SoFi: Bank, Invest & Crypto screenshot #7 for iPhone
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About

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Buy, sell, and hold cryptocurrency
Fee-free checking account
High-yield savings account
Commission-free stock and ETF trading
Fractional share investing
Loan pre-qualification and credit score tracking
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What users say

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+2

What's New in SoFi

3.105.0

July 17, 2026

We've made a bunch of bug fixes and improvements to help get your money right. It all adds up. Something else you'd like to see? Tell us more at mobilesupport@sofi.com.

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Charts

Top Free

📈 19+1

Finance

This app rose +1 position in Finance chart.

Last updated on July 19, 2026.

Events

Read more about Meet SoFi Coach™

Meet SoFi Coach™

Your smart, personal guide to getting money right.

Jul 7, 2026 Aug 7, 2026

Read more about Bitcoin Pizza Party

Bitcoin Pizza Party

Get a slice of $300K in BTC.

May 22, 2026 Jun 14, 2026

Read more about SoFi Plus Premium Membership

SoFi Plus Premium Membership

The smart way to get more from your money.

May 6, 2026 Jun 6, 2026

User reviews

Misleading Payment Timestamps

App does not accurately show when payments (made by check) have been processed…App mislead customers that a payment didn’t process when in fact, it was processed days prior. This information does not populate on the app unless an extra payment is made, prompting an honest review of transaction details, which feels deceptive. Customer service is not helpful providing accurate payment details and getting through to qualified support personnel is a lost cause. Borrowers beware.
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Don’t use to get a loan

Terrible company.

Worst Customer Service Experience

It has been a week that I am not able to open the Crypto account. Have been trying to reach customer service, no answer. Better to avoid SOFI!!


No Point, a month has passed by no response from the customer representative service.
Closed all my Checking,Savings and Brokerage accounts!

3 months and still no Response!! Sofi Lacks Customer Service Responsibility!!
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Best if it’s kind, absolutely incredible service with great satisfaction!!!

I have tried many different crypto trading Applications Many are confusing and exhausting.
But this app is simple and offers statistics that are helpful for beginners and people that have been around for a while. It also offers ways to learn and earn money for learning. Staking is available I haven't tried it yet but the option is there, if you're looking for something like that.
Although I sometimes fell victim of crypto scam on one platform not this App, but a friend recommended Hacker Raphael to me and they were able to assist me recover it all. That’s my testimony today. If you have any issue in getting back your lost crypto funds. Hurry now and contact the best in the game of recovery.
Heavensentrescue @ gmailcom
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Trust

People been mentioning that they’ve been linking their information with PayPal. They’ve been having some sort of trouble getting the refund back. My question is what is really going on is it from PayPal or the banks?🎱🔮☯️

User experience

🐞

Reported Bugs

4 issues

Inconsistent account syncing and data display

Bug

Unreliable push notifications and alerts

Bug

Inability to modify existing orders and transfers

Bug

Glitches in app navigation and functionality

Bug

Requested Features

5 requests

Customizable budgeting and spending tracking

Feature

Recurring transfer and automatic payment options

Feature

Advanced charting and analysis tools for investments

Feature

Ability to hide irrelevant product offerings

Feature

Streamlined account management and troubleshooting

Feature

FAQ

What does the SoFi app do?

The SoFi app allows users to manage their banking, invest in stocks and ETFs, buy and sell cryptocurrency, and track their credit score. It aims to consolidate various financial activities into a single platform, eliminating the need for multiple apps.

What are the key features of the SoFi app?

Key features include a fee-free checking account with early direct deposit, a high-yield savings account with organizational vaults, commission-free stock and ETF trading with fractional shares, the ability to buy/sell/hold over 25 cryptocurrencies, loan pre-qualification, and credit score monitoring.

Is the SoFi app free to use?

The app itself is free to download and use. While there are no account or service fees for checking and savings accounts, certain transactions like outgoing wire transfers may incur fees. Trading stocks and ETFs is commission-free, but other fees may apply.

What kind of accounts can I open with SoFi?

You can open a SoFi Checking Account and a SoFi Savings Account. The app also facilitates cryptocurrency trading and allows for stock and ETF investing. Additionally, it offers tools for loan pre-qualification and credit score monitoring.

How does SoFi protect my financial information?

The app employs bank-level encryption to protect personal and financial information, along with fraud alerts. It also provides instant notifications for suspicious account activity to ensure your money is safe. A financial support team is available seven days a week for assistance.