Best Online Savings Account Apps

229+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good online savings account apps. We benchmark 229+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Online Savings Account

SoFi: Bank, Invest & Crypto#1

SoFi: Bank, Invest & Crypto by Social Finance, LLC

Online Banking & Investing
Editor's Choice
💰 Finance
4.7😐(386K ratings)
FreeAds
#26in Finance
SoFi: Bank, Invest & Crypto screenshot 1
SoFi: Bank, Invest & Crypto screenshot 2
SoFi: Bank, Invest & Crypto screenshot 3
SoFi: Bank, Invest & Crypto screenshot 4

This application is a comprehensive platform for banking, investing, and financial management. Users can earn high interest rates on savings, invest in stocks and ETFs, access financial planning tools, and enjoy various perks like cash back rewards and cell phone insurance.

What We Love

  • 🚀 Convenient all-in-one finance app
  • 💰 Competitive interest rates on savings
  • 👍 Intuitive and user-friendly interface
  • 📈 Integrated investment platform

Room to Improve

  • 🐛 Buggy and unreliable account management
  • 🕰️ Slow money transfer and withdrawal process
  • 💸 Unwarranted account freezes and fund holds
Marcus by Goldman Sachs®#2

Marcus by Goldman Sachs® by Goldman Sachs

Banking & Personal Finance
Strong Contender
💰 Finance
4.9😐(253K ratings)
FreeAds
Marcus by Goldman Sachs® screenshot 1
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Marcus by Goldman Sachs® screenshot 3
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A convenient and efficient banking app designed to help you manage your finances effortlessly. Experience seamless transactions, easy account monitoring, and personalized financial insights tailored to your needs. Take control of your money today.

What We Love

  • 🚀 Easy to use
  • 👍 Great app design
  • 🚀 Smooth performance
  • 💰 Competitive interest rates

Room to Improve

  • 🐛 Technical issues
  • 🔒 Difficulty accessing funds
  • 👎 Degraded app features
Ally: Bank, Auto & Invest#3

Ally: Bank, Auto & Invest by Ally Financial Inc.

The app for all things money
Worth Considering
💰 Finance
4.7😐(109K ratings)
Free
#84in Finance
Ally: Bank, Auto & Invest screenshot 1
Ally: Bank, Auto & Invest screenshot 2
Ally: Bank, Auto & Invest screenshot 3
Ally: Bank, Auto & Invest screenshot 4
Ally: Bank, Auto & Invest screenshot 5
Ally: Bank, Auto & Invest screenshot 6

A comprehensive financial app that combines banking and automotive services, offering an all-in-one solution for managing finances and car-related needs. Simplify your financial life and streamline car-related tasks in one convenient app.

What We Love

  • 🚀 Reliable app performance
  • 👍 Helpful customer service
  • 💡 Useful savings buckets feature
  • 🚀 Immediate fund transfers

Room to Improve

  • 🐛 Frequent app crashes and bugs
  • 🕰️ Slow mobile check deposit processing
  • 🔒 Lack of VPN compatibility

More Online Savings Account apps to explore

4
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
Save, Spend, Build Credit
Free

A banking app that offers security features, fee-free overdraft up to $200, early direct deposit, no monthly fees, and the ability to build credit through on-time payments. Trusted by millions, Chime also allows easy money transfers with no fees. Discover a new way to manage your finances and build credit.

💰 Finance
(1.5M)
5
OnePay – Mobile Banking
OnePay – Mobile Banking
OnePay – Mobile Banking
Bank. Borrow. Build Credit.
Free

A mobile banking app that allows you to easily manage your finances, pay bills, and access banking services on the go. Take control of your money with secure transactions and account management. Download now for seamless banking experience.

💰 Finance
(348K)
6
Qapital: The Money Saving App
Qapital: The Money Saving App
Qapital: The Money Saving App
Save. Invest. Budget.
Free

Qapital is a personal finance app that helps users save money towards their goals by allowing them to set up customized savings rules and automate their savings. With features like goal setting, automatic savings transfers, and round-up purchases, users can effortlessly work towards their financial objectives. Start saving smarter today!

💰 Finance
(86K)
7
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
U.S. Bank Mobile Banking
Personal Finance and Invest
Free

Access your finances securely from anywhere with this mobile banking app. Monitor your accounts, receive alerts for suspicious activities, and manage your cards all in one place. Experience convenience and peace of mind at your fingertips.

💰 Finance
(2M)
8
Varo Bank: Online Banking
Varo Bank: Online Banking
Varo Bank: Online Banking
Early Payday & Cash Advances
Free

Access a comprehensive mobile banking app that helps you manage your finances, build credit, and track your spending easily. Take control of your financial future with just a few taps - download now!

💰 Finance
(233K)
9
Current - Mobile Banking
Current - Mobile Banking
Current - Mobile Banking
Save, spend & get paid faster²
Free

A cutting-edge banking application revolutionizing financial management. Seamlessly integrating savings and spending tools for a futuristic banking experience. Join now for a glimpse into the future of banking.

💰 Finance
(194K)
10
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
PiggyVest: Save & Invest Today
Save, Invest & Manage Money
Free

A smart financial tool that helps users effortlessly save and invest their money through automated processes and various savings options. Start securing your financial future today with our easy-to-use app.

💰 Finance
(6.3K)
11
Bread Savings
Bread Savings
Bread Savings
by Comenity LLC
Free

An app for users of Bread Savings online bank to easily access and manage their high-yield savings accounts and CDs. Features include account monitoring, mobile check deposits, fund transfers, customization options, and direct customer support access. Sign in with online banking credentials to start saving conveniently on the go.

💰 Finance
(4.7K)
12
Capital One Mobile
Capital One Mobile
Capital One Mobile
Easy account access anywhere.
Free

Access all your accounts and manage your money easily with this app: view balances, pay bills, redeem rewards, and more. Stay informed with alerts, lock your cards instantly, and get assistance from Eno. Download now for better banking.

💰 Finance
(11M)
13
Oportun: Savings & Loans
Oportun: Savings & Loans
Oportun: Savings & Loans
Build savings, track your loan
Free

Simplify saving and manage loans in one place with our app that tailored to your financial situation. Start saving effortlessly and meet your money goals smarter!

💰 Finance
(289K)
14
Revolut — Mobile Finance
Revolut — Mobile Finance
Revolut — Mobile Finance
Change the way you money
Free

An app that allows you to easily manage your finances, send money worldwide, track spending, and save with features like smart budgeting, instant notifications, and investment opportunities. Upgrade to premium plans for exclusive benefits and perks.

💰 Finance
(23K)
15
GO2bank: Mobile banking
GO2bank: Mobile banking
GO2bank: Mobile banking
Mobile bank that works for you
Free

An all-in-one mobile banking app with no hidden fees, early paydays, credit building options, account protection features, and more. Download now for easy access to your finances. Visit the app's website to learn more.

💰 Finance
(57K)
16
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
Savings Bank Account & FD
Free
💰 Finance
(1.9K)
17
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Kuda is a financial app that offers free money transfers, savings, and bill payments. It provides easy access to banking services without hidden fees. Download now to simplify your finances.

💰 Finance
(133K)
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

Access a comprehensive financial management solution in the palm of your hand with this app. From loans to cards and payments, streamline your banking experience seamlessly.

💰 Finance
(63K)
19
Moniepoint Personal Banking
Moniepoint Personal Banking
Moniepoint Personal Banking
Savings account | Send money
Free

Moniepoint Personal Banking simplifies personal financial management by offering secure mobile banking, instant money transfers, bill payments, and easy airtime purchase. With features like debit card services, savings plans, and seamless issue resolution, Moniepoint ensures a convenient and safe banking experience. Sign up today for hassle-free banking on the go!

💰 Finance
(28K)
20
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Monzo Bank - Mobile Banking
Spend, save, manage your money
Free

A mobile banking app that helps you save, spend confidently, and manage money without fees. Open accounts quickly, get early payments, and track spending habits easily. Save towards goals, get secure money management, and enjoy 24/7 support.

💰 Finance
(5.6K)