Winner Winner Chime Provides Dinner
Best Banking App Out There In My Opinion! I Love Chime!
DK
I Love Chime
O
The guy in the ad looked at me weird
Love chime
I love Chime. It comes in handy, especially the spot me
Chime
Wish I had better control over some things other than that its great
Second chances
I think this is a great concept for people that house had a rough ride financially that was an old you know like a lot of of us has made plenty of money in life, but didn’t have the discipline of learning how to separate bills from pleasure over spending and learning how to put some of your asses into reserve so that even if you do hit a brick wall, you remember that OK I have something put away that you totally forgot about and when you do need it sent for you whether it be $2500 or $5000. Do you have something set aside as a pillow and I think that this is a great system that level and mindset of thinking, I think it’s a great app for people who didn’t totally get the whole concept of financial planning to restart and learn how to do it all over again
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Chime took my money
Update: 6 months later I eventually was refunded my savings. It was a rough ride with lots of unkept promises from associates but eventually I received a full refund. It was difficult to get help because when you switch to credit builder money in your account appears as debt on your statement. Also, Chime is not a bank and is not FDIC insured. Read about the collapse of Yota for why this matters. I changed my review to two stars since I got the money back and because the app is useful, just be careful with credit builder. I’ve decided to primarily bank with a bank that is directly FDIC insured.
Update: 30 days later and I still haven’t gotten a response or refund. Every time I call they say they’ll email me and that my issue will be escalated, but I’m still out almost $2000. Stay away from chime credit builder.
Original review: Be careful of chime credit builder. After they promoted the service, I went for it. They sent me a card and moved all of my funds over onto the credit builder account. Several months later, I had over $1,700 in my account. Not debt, this was my money. Without notice they closed the account and kept the funds. I’ve been fighting with them for weeks to try to get the funds back, but they literally just zeroed out the account. When I called, they told me to contact an attorney. I contacted an attorney and he said to file a complaint with the consumer financial protection bureau. Upon review, the consumer financial protection bureau has gotten lots of complaints like this about chime. They close people’s accounts from the credit builder and then hold onto the money. If I ever get the money back, I’ll update my review, but it’s been pretty devastating for us financially.
Update: 30 days later and I still haven’t gotten a response or refund. Every time I call they say they’ll email me and that my issue will be escalated, but I’m still out almost $2000. Stay away from chime credit builder.
Original review: Be careful of chime credit builder. After they promoted the service, I went for it. They sent me a card and moved all of my funds over onto the credit builder account. Several months later, I had over $1,700 in my account. Not debt, this was my money. Without notice they closed the account and kept the funds. I’ve been fighting with them for weeks to try to get the funds back, but they literally just zeroed out the account. When I called, they told me to contact an attorney. I contacted an attorney and he said to file a complaint with the consumer financial protection bureau. Upon review, the consumer financial protection bureau has gotten lots of complaints like this about chime. They close people’s accounts from the credit builder and then hold onto the money. If I ever get the money back, I’ll update my review, but it’s been pretty devastating for us financially.
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My Favorite Bank
The best bank I’ve been with for yours
Chimes mobile app
Absolutely simple and easy, but powerful tool managing your money
Good
The best app for cash
Sad
I was in a car accident and chime took lowered my money on my pay
Mobile deposits
I have been banking with Chime for many years. Over 6 & there was a time I was able to do mobile check deposits & then it stopped🤷🏾♀️. The only suspicious activity that’s occurred on my account was against me so it’s no reason. Why I shouldn’t still have access to Mobile check deposits it’s really an inconvenience at times for me and I have plenty of direct deposit history in this account. Past and current. Years of it, thousands and thousands of dollars. It’s gotten to the point where I’m really considering just closing my account.
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Chime
Chime has been a great way to bank!
Convenient, easy, and always accessible!
Offers many options, and chances to grow credit, to better spending habits!
I love that I can use Chime anywhere as well! Ty 🙂⭐️⭐️⭐️⭐️⭐️
Convenient, easy, and always accessible!
Offers many options, and chances to grow credit, to better spending habits!
I love that I can use Chime anywhere as well! Ty 🙂⭐️⭐️⭐️⭐️⭐️
Usage
About a few years back I was not to fond of getting this banking app.
Reasons were I just didn't think I would need one.
Fast forward to 2026, I'm satisfied with this app.
Reasons is that I get my funds a couple days early then everyone else.
Customer service is amazing at handling any issue if there seems to be an issue.
Just recently, I've been using the credit part of this app to help with my credit score.
No complaints.
Highly recommended because you are in control of your own banking and usage.
You can lock and unlock at any time. You have options of splitting payments with others.
Highly recommended.
Reasons were I just didn't think I would need one.
Fast forward to 2026, I'm satisfied with this app.
Reasons is that I get my funds a couple days early then everyone else.
Customer service is amazing at handling any issue if there seems to be an issue.
Just recently, I've been using the credit part of this app to help with my credit score.
No complaints.
Highly recommended because you are in control of your own banking and usage.
You can lock and unlock at any time. You have options of splitting payments with others.
Highly recommended.
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Bad card
Once i got card i get 30 visa apps a month its unbearable i would not recommend this card to anyone
Unless you read privacy act they extract even your bosses name
Unless you read privacy act they extract even your bosses name
$
$$$$$
Chime is a life saver
Chime always comes thru
Best bank
Amazing service from day one 💯💪👏👏
Blocking payments is not right!
I hate that they play GOD and block payments I want to pay! They use “SUSPICIOUS “ as a canned reason!
Scamming
They promised me and my friend 500$ and we didnt get anything
