Chime® Reviews: Is It Legit?
What users say about Chime®
Reviews of Chime® are mostly positive: the Finance app is rated 4.8/5 from 1.6M App Store ratings. What users like most: early paycheck, no overdraft fees. Top complaints: inconsistent direct deposit timing, poor chatbot support. Summarized from real user reviews.
Positive things
- 🚀Early paycheck
- 💰No overdraft fees
- 👍Easy to use app
- 💳Credit builder feature
- 💳Spot me feature
- 💳Referral program
- 🏧Fee-free ATM access
- 🤝Helpful customer service
Negative things
- 🐛Inconsistent direct deposit timing
- 🤖Poor chatbot support
- 💳Difficulty with card activation/replacement
- 💰Fees for cash deposits
- 🤔Unclear account closure policies
- 🔒Security concerns with unauthorized transactions
Is Chime® Safe?
Chime® – Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for Chime® is 97/100.
This assessment is based on 1,626,800 user ratings, with an App Store average of 4.8/5.
Safety Analysis
~ Based on 1,626,254 App Store ratings for Chime®.
Is Chime® Legit?
Chime® – Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Chime® is 93/100.
Based on 93 of 100 points across 7 verification signals from App Store and developer data.
Top reviews
Deposit is not showing in my acct!!!!
These people are thieves. They will allow someone to access your account and change your login information. The fraud claims department will not accept accountability and blame you for “sharing your information”
This is the fifth card I have received and the CVV is incorrect.
Love this mobile banking wish they had a bank to where I can go in person to deposit money instead of stores but other than that love how it helps me cover extra expenses I have without overdraft fees
Best Card Ever!
I love yall thanks for your service
Why am I now getting notifications about checking account balances being below the limit. When I initially signed up I didn’t get notices until the balance dropped below $3, so why has that changed to messages being sent if it fell below $15 dollars?
Never a problem
Idk how else to put it but the amount of time this bank has saved me .helped me . Covered me has been outstanding amazing and …..yeah I dnt plan on changing banks ever
Chime has an incredible user experience, and tons of perks for cardholders. Customer support is generally very helpful too. If you’re having trouble finding a bank that works for you, consider Chime. In 2027 I hear they’ll be purchasing partner bank Stride and will be an official bank themselves at that point. My one big ask for the future is Zelle support. Chime already has a robust set of tools for transferring money, but Zelle would be a nice addition once they’re a full bank
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Best online banking in the world can’t beat em
CHIME saved my life so much when I had no food when the bill come up and I don’t even handle money in my pocket after paying all my bills it keep me a flu. I would never give up charm for no other company.
Very easy to navigate
Love love love chime!! It’s been a blessing many times for me!!!
Best ever most importantly for people who can’t wait till they next pay check they could get there pay now 🙏🏾 Thanks a lot in advance this really saves life’s
The chime spot me has saved me so many times . I love all the extra perks
I absolutely love Chime!! Been using it for 6 years. Never had a bank account that long ever. Fast,easy, reliable and the chatbot is actually very helpful. Greatly recommend to anyone who’s tired of tranditional banks nonsense.
I’ve been with Chime for 6 years and it’s been great. The customer service you receive is always prompt. They even ask about transactions before processing them if it seems suspicious. I would recommend Chime to everyone. Not to mention I’m building credit and receiving a great interest rate for my savings account.
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Aaaaaye🔥🔥🔥🔥
I have been a chime member for over 7 years. My card number was stolen. All of my money and purchases and direct deposits go through chime. Purchases were made they weren’t mine. They texted to confirm I made the purchase I said NO! I hurried and froze my cards, THEY ISSUED NEW CARDS!! They DENIED MY REFUND!!! You are horrible.
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