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Dave: Credit, Cash & Money App

Dave: Credit, Cash & Money App

Get Paid Early, No Hidden Fees

861K ratings
4214 reviews
#31 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • April 20, 2017
  • July 20, 2026

Features

Developer

Dave, Inc
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Dave: Credit, Cash & Money App screenshot #9 for iPhone
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Reviews summary↘︎
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🎪1 happening
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❓5 answered
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About

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

✓Up to $500 cash advance
✓No credit check or interest on advances
✓Get paid up to 2 days early
✓Avoid ATM and hidden fees
✓Effortless savings accounts
✓Financial management tools
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What users say

Summarized from real user reviews of Dave. Based on 861K reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Quick and easy to use
  • 💰Helpful for financial emergencies
  • 👍Convenient and user-friendly
  • 🌳Donates to charity with tips
  • ⚖️No interest or fees (besides optional tip)

Negative things

  • 🤔Inconsistent advance limits
  • 🕰️Slow to update payment information
  • 🤑Tricky to avoid extra fees
  • 🔒Concerns about security and identity verification
  • 🤯Frustrating customer support experiences
See all reviews
+1

What's New in Dave

4.6.0

July 20, 2026

What’s a bear use to squash bugs? A constant, rigorous quality assurance process with multiple rounds of testing and review. We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version. As always, if you run into any issues, please visit https://support.dave.com/

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Charts

Top Free

📈 31+1

Finance

This app rose +1 position in Finance chart.

Last updated on July 24, 2026.

Events

Read more about Help With Tax Season
Event EndedSpecial Event

Help With Tax Season

Get support with tax season costs.

Apr 1, 2026 — Apr 30, 2026

Read More

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User reviews

Most RecentHighest RatedLowest Rated

Dave

They app is awesome! It really helps when u need a lil bit of money before payday and they don’t charge a big fee for it!)
Jessf1982Jessf1982

Settlement

I don’t get why it the settlement is not settling for the time period that I received money so why doesn’t request on the day that I receive my payment I receive payment only once a month
LnikyLniky

In the clutch!

No lies just results
Elfoko$661Elfoko$661

Issues

I have been using this app for a long time and just started having problems just opening the dang app!!!! It will not load I have uninstalled it and reinstalled and still won’t load I don’t know what’s going on
Ugh!! AnnoyingUgh!! Annoying

Fantastic!!

This app is so easy to apply for and easily accessible! I absolutely love this service.
JacqueM77JacqueM77
See 4209 more reviews

User experience

🐞

Reported Bugs

3 issues

Incorrect advance amounts shown

Bug

Delays in fund transfers and deposits

Bug

Accounts being locked or closed unexpectedly

Bug
✨

Requested Features

4 requests

More flexible repayment options

Feature

Ability to reschedule repayment dates

Feature

Improved syncing with bank accounts

Feature

Clearer communication of policies and fees

Feature

FAQ

What does the Dave app do?

The Dave app provides financial services including cash advances up to $500, early access to paychecks, fee-free ATM withdrawals, and savings accounts. It aims to help users manage their money better and avoid common financial stresses.

How does the ExtraCash feature work?

ExtraCash allows eligible members to borrow up to $500 with no credit check, interest, or late fees. Eligibility is determined by income history, spending patterns, and recurring deposits. The borrowed amount is repayable on demand.

Is there a cost to use Dave?

Yes, there is a small monthly membership fee that grants full access to the app's features, including ExtraCash, Income Opportunity Services, and Financial Management Services. Optional fees may apply for external debit card transfers.

Can I get paid early with Dave?

Yes, you can receive your paycheck up to two business days early by setting up direct deposit into your Dave account. This feature depends on the timing and availability of payroll files from your employer.

Who is the Dave app for?

The app is designed for individuals who want to improve their financial management, gain easier access to funds when needed, avoid overdraft and ATM fees, and build savings for future goals.