Best Bear Loan Apps

245+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

The best bear loan apps on iPhone average 4.6โ˜… across 245+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Bear Loan Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8โ˜… (899K)NoNoSep 2026
2Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026
3Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7โ˜… (6.8K)NoNoSep 2026
4Bear Loan CalculatorBear Loan CalculatorFree4.7โ˜… (60)YesYesSep 2026
5Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (43K)NoNoSep 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8โ˜… (560K)NoNoSep 2026
7toWealth Credit CardtoWealth Credit CardFree3.7โ˜… (3)NoNoSep 2026
8Cash Advance Now: Borrow MoneyCash Advance Now: Borrow MoneyFree3.1โ˜… (48)NoNoSep 2026

Top Picks for Bear Loan

Dave: Credit, Cash & Money App#1

Dave: Credit, Cash & Money App by Dave, Inc

Get Paid Early, No Hidden Fees
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(899K ratings)
Free
#27in Finance
Dave: Credit, Cash & Money App screenshot 1
Dave: Credit, Cash & Money App screenshot 2
Dave: Credit, Cash & Money App screenshot 3
Dave: Credit, Cash & Money App screenshot 4
Dave: Credit, Cash & Money App screenshot 5
Dave: Credit, Cash & Money App screenshot 6

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

What We Love

  • ๐Ÿš€ Quick and easy to use
  • ๐Ÿ’ฐ Helpful for financial emergencies
  • ๐Ÿ‘ Convenient and user-friendly
  • ๐ŸŒณ Donates to charity with tips
  • โš–๏ธ No interest or fees (besides optional tip)

Room to Improve

  • ๐Ÿค” Inconsistent advance limits
  • ๐Ÿ•ฐ๏ธ Slow to update payment information
  • ๐Ÿค‘ Tricky to avoid extra fees
  • ๐Ÿ”’ Concerns about security and identity verification
  • ๐Ÿคฏ Frustrating customer support experiences
Lenme: Borrowing and Lending#2

Lenme: Borrowing and Lending by Lenme Inc.

Quick Cash Advances and Loans
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜ž(88K ratings)
FreeAdsIn-App Purchases
#13in Finance
Lenme: Borrowing and Lending screenshot 1
Lenme: Borrowing and Lending screenshot 2
Lenme: Borrowing and Lending screenshot 3
Lenme: Borrowing and Lending screenshot 4
Lenme: Borrowing and Lending screenshot 5
Lenme: Borrowing and Lending screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • ๐Ÿš€ Smooth app experience
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ก Innovative peer-to-peer lending model
  • ๐Ÿค Helpful when in financial need

Room to Improve

  • ๐Ÿ› Frequent app crashes
  • ๐Ÿ•ฐ๏ธ Slow customer support response times
  • ๐Ÿ’ณ Issues with bank account linking
  • ๐Ÿคทโ€โ™€๏ธ Unclear loan approval process
  • ๐Ÿšซ Inability to modify or cancel loan requests

More Bear Loan apps to explore

FAQ about Bear Loan

What are the best bear loan apps for iPhone?
Dave: Credit, Cash & Money App tops our bear loan apps ranking as of September 2026, with a 4.8-star average from 899K App Store ratings, and it's free to download.
Yes โ€” 20 of the top bear loan apps we rank are free to download, including Dave: Credit, Cash & Money App and Lenme: Borrowing and Lending.
Dave: Credit, Cash & Money App has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 245+ bear loan apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Dave app provides financial services including cash advances up to $500, early access to paychecks, fee-free ATM withdrawals, and savings accounts. It aims to help users manage their money better and avoid common financial stresses.
ExtraCash allows eligible members to borrow up to $500 with no credit check, interest, or late fees. Eligibility is determined by income history, spending patterns, and recurring deposits. The borrowed amount is repayable on demand.

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