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Best Financial Help Apps

249+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Looking for free financial help apps? 20 of our 249+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Financial Help Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (897K)NoNoSep 2026
2Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesSep 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoSep 2026
4First Help FinancialFirst Help FinancialFree2.5★ (87)NoNoSep 2026
5Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (459K)NoNoSep 2026
6Grid MoneyGrid MoneyFree4.6★ (29K)NoNoSep 2026
7Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (43K)NoNoSep 2026
8Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (331K)NoNoSep 2026

Top Picks for Financial Help

Dave: Credit, Cash & Money App#1

Dave: Credit, Cash & Money App by Dave, Inc

Get Paid Early, No Hidden Fees
Editor's Choice
💰 Finance
4.8😐(897K ratings)
Free
#27in Finance
Dave: Credit, Cash & Money App screenshot 1
Dave: Credit, Cash & Money App screenshot 2
Dave: Credit, Cash & Money App screenshot 3
Dave: Credit, Cash & Money App screenshot 4
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Dave: Credit, Cash & Money App screenshot 6

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

What We Love

  • 🚀 Quick and easy to use
  • 💰 Helpful for financial emergencies
  • 👍 Convenient and user-friendly
  • 🌳 Donates to charity with tips
  • ⚖️ No interest or fees (besides optional tip)

Room to Improve

  • 🤔 Inconsistent advance limits
  • 🕰️ Slow to update payment information
  • 🤑 Tricky to avoid extra fees
  • 🔒 Concerns about security and identity verification
  • 🤯 Frustrating customer support experiences
Buddy: Budget Planner App#2

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Strong Contender
💰 Finance
4.7😐(9.5K ratings)
FreeIn-App Purchases
#50in Finance
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This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting
  • 👍 Manually entering transactions
  • 👍 Great for those who don't want to link bank accounts

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription
  • 🐛 Inability to split transactions
  • 🐛 Inaccurate category assignments
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(41K ratings)
FreeAds
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Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction

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FAQ about Financial Help

What are the best financial help apps for iPhone?
Dave: Credit, Cash & Money App tops our financial help apps ranking as of September 2026, with a 4.8-star average from 897K App Store ratings, and it's free to download.
Yes — 20 of the top financial help apps we rank are free to download, including Dave: Credit, Cash & Money App and Buddy: Budget Planner App.
Dave: Credit, Cash & Money App has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 249+ financial help apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The Dave app provides financial services including cash advances up to $500, early access to paychecks, fee-free ATM withdrawals, and savings accounts. It aims to help users manage their money better and avoid common financial stresses.
ExtraCash allows eligible members to borrow up to $500 with no credit check, interest, or late fees. Eligibility is determined by income history, spending patterns, and recurring deposits. The borrowed amount is repayable on demand.

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