Best Lending App

248+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

The best lending app on iPhone average 4.7★ across 248+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Lending App (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1FloatMe: Fast Cash Advance AppFloatMe: Fast Cash Advance AppFree4.8★ (154K)NoNoSep 2026
2Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (134K)NoNoSep 2026
3Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (563K)NoNoSep 2026
4Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (379K)YesNoSep 2026
5SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (41K)YesNoSep 2026
6Tilt: Cash Advance & CreditTilt: Cash Advance & CreditFree4.8★ (460K)NoNoSep 2026
7Dave: Credit, Cash & Money AppDave: Credit, Cash & Money AppFree4.8★ (899K)NoNoSep 2026
8EarnIn: Beyond Cash AdvanceEarnIn: Beyond Cash AdvanceFree4.8★ (456K)NoNoSep 2026

Top Picks for Lending App

FloatMe: Fast Cash Advance App#1

FloatMe: Fast Cash Advance App by FloatMe

Support When You Need Money
Editor's Choice
💰 Finance
4.8😞(154K ratings)
Free
#63in Finance
FloatMe: Fast Cash Advance App screenshot 1
FloatMe: Fast Cash Advance App screenshot 2
FloatMe: Fast Cash Advance App screenshot 3
FloatMe: Fast Cash Advance App screenshot 4
FloatMe: Fast Cash Advance App screenshot 5
FloatMe: Fast Cash Advance App screenshot 6

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

What We Love

  • 🚀 Quick cash advance
  • 💳 Convenient for emergencies
  • 🔒 Reliable payment history

Room to Improve

  • 🔒 Strict eligibility requirements
  • 💰 High fees for small advances
  • 🤔 Inconsistent advance amounts
  • 🔍 Unclear subscription details
  • 🔍 Lack of transparency
  • 🔍 Poor customer service
Possible: Fast Cash & Credit#2

Possible: Fast Cash & Credit by Possible Finance

Borrow money, loans, advances
Strong Contender
💰 Finance
4.8😐(134K ratings)
Free
#57in Finance
Possible: Fast Cash & Credit screenshot 1
Possible: Fast Cash & Credit screenshot 2
Possible: Fast Cash & Credit screenshot 3
Possible: Fast Cash & Credit screenshot 4
Possible: Fast Cash & Credit screenshot 5
Possible: Fast Cash & Credit screenshot 6

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

What We Love

  • 🚀 Quick approval and fund disbursement
  • 💳 Helps build credit score
  • 🗓️ Flexible payment schedule
  • 🆓 No credit check required
  • 🤝 Good customer service (in some cases)

Room to Improve

  • 🐛 App issues (crashes, bugs, login problems)
  • 🕰️ Slow customer support response times
  • 💰 High interest rates
  • 🤖 Outsourced/poor customer service
  • 🚫 Bank account issues (unlinked, unauthorized withdrawals)
Brigit: Cash Advance & Credit#3

Brigit: Cash Advance & Credit by Brigit Inc

Get $25-$500* in Minutes
Worth Considering
💰 Finance
4.8😐(563K ratings)
Free
#39in Finance
Brigit: Cash Advance & Credit screenshot 1
Brigit: Cash Advance & Credit screenshot 2
Brigit: Cash Advance & Credit screenshot 3
Brigit: Cash Advance & Credit screenshot 4
Brigit: Cash Advance & Credit screenshot 5
Brigit: Cash Advance & Credit screenshot 6

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

What We Love

  • 🚀 Fast and easy to use
  • 💰 Helpful during financial emergencies
  • 🤝 Reliable and trustworthy service
  • 🔒 Secure account connection

Room to Improve

  • 🐛 Inconsistent app performance
  • 🤖 Poor customer service and communication
  • 💲 Expensive subscription fees
  • 🚫 Difficulty canceling subscription
  • ❌ Unreliable approval process

More Lending App apps to explore

FAQ about Lending App

What is the best lending app for iPhone?
FloatMe: Fast Cash Advance App tops our lending app ranking as of September 2026, with a 4.8-star average from 154K App Store ratings, and it's free to download.
Yes — 20 of the top lending app we rank are free to download, including FloatMe: Fast Cash Advance App and Possible: Fast Cash & Credit.
FloatMe: Fast Cash Advance App has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ lending app on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
FloatMe is a financial app designed to help you get, manage, and save money. It provides access to cash advances, money management tools like a cash flow calendar, and low balance alerts to help you avoid overdraft fees. The app aims to bridge small cash gaps and guide users toward financial prosperity.
To get a cash advance, you need to become a member of FloatMe, which costs $4.99 per month. Once you are a member, you can connect your bank account and request a 'Float' to be delivered to your bank account within 3 days. For an additional fee, you can expedite this to receive funds within minutes.

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