Best Lending Private Apps

216+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated September 2026

The best lending private apps on iPhone average 4.0★ across 216+ titles — we've ranked them by what real users actually keep on their phones. Updated September 2026.

Compare top Lending Private Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lendbox | P2P LendingLendbox | P2P LendingFree—NoNoMay 2026
2WhatsApp MessengerWhatsApp MessengerFree4.7★ (19M)YesYesSep 2026
3Per Annum: P2P Lending & MorePer Annum: P2P Lending & MoreFree4.0★ (1)NoNoSep 2026
4IndiaMoneyMart - P2P LendingIndiaMoneyMart - P2P LendingFree5.0★ (1)NoNoMay 2026
5PayMe - Personal loan appPayMe - Personal loan appFree3.5★ (33)NoNoSep 2026
6PautangPautangFree—NoNoAug 2026
7Volo - Lend & BorrowVolo - Lend & BorrowFree——NoAug 2026
8PeerCashPeerCashFree—NoYesMay 2026

Top Picks for Lending Private

WhatsApp Messenger#2

WhatsApp Messenger by WhatsApp Inc.

Simple. Reliable. Private.
Strong Contender
🌐 Social Networking
4.7😊(19M ratings)
FreeAdsIn-App Purchases
#2in Social Networking
WhatsApp Messenger screenshot 1
WhatsApp Messenger screenshot 2
WhatsApp Messenger screenshot 3
WhatsApp Messenger screenshot 4
WhatsApp Messenger screenshot 5

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

What We Love

  • 💬 Great communication tool
  • 🌍 Connects people globally
  • 🔒 Secure and private messaging
  • 📱 Versatile features (calls, video, groups)
  • 🆓 Free to use

Room to Improve

  • 🐛 Bugs and glitches (freezing, crashing, notification issues)
  • 🔒 Privacy concerns with data sharing
  • 🙈 Lack of customization and control (status, groups)
  • 📤 Backup and restore issues
  • 🚫 Arbitrary account bans

More Lending Private apps to explore

FAQ about Lending Private

Are there free lending private apps for iPhone?
Yes — 20 of the top lending private apps we rank are free to download, including Lendbox | P2P Lending and WhatsApp Messenger.
Lendbox | P2P Lending has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 216+ lending private apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Lendbox is licensed by RBI as an NBFC-P2P, indicating regulatory oversight. The platform emphasizes rigorous borrower screening with physical verification to mitigate risks for lenders.
Lendbox states there are no hidden charges or fees for users. The platform aims to provide a transparent lending experience.