Loaned it and got my stuff back on time!
Ten out of ten my favorite app highly recommended!
Free
About
Easily lend and borrow physical items with people in your community. Track every step of the loan process, from agreement to return, with automatic reminders and reviews to build trust. Save money by borrowing instead of buying and put your unused items to work.
✓Permanent loan ledger
✓Automatic return reminders
✓In-app chat for loans
✓User reviews and ratings
✓Search and filter items
✓ZIP-based location tracking
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What's New in SoBo
1.0.0
April 22, 2026
User reviews
FAQ
How does SoBo track loans?
SoBo creates a permanent loan ledger for every transaction. This ledger records agreed-upon terms, handoff confirmation, return dates, and reviews, ensuring a clear history for both lenders and borrowers.
Does SoBo have ads?
No, SoBo does not contain advertisements. The app is completely ad-free, allowing for an uninterrupted user experience.
What is the pricing for SoBo?
Borrowing items through SoBo is always free. Lenders receive one free active loan slot indefinitely, with each additional concurrent loan costing $1.
How does SoBo handle privacy?
SoBo prioritizes user privacy by using ZIP codes for proximity rather than GPS tracking. Your email is never shared with other users, and no data is sold.
What happens if an item is not returned on time?
SoBo sends automatic return reminders at escalating intervals, starting three days before the due date. If an item is overdue, these reminders continue to prompt the borrower for return.
Can I communicate with other users on SoBo?
Yes, SoBo includes in-app chat functionality for every loan. This allows users to exchange text and photo messages related to the specific item being borrowed.
What devices is SoBo available on?
SoBo is available for iPhone, iPad, and iPod devices. It is designed to be compatible with Apple's iOS ecosystem.
How often is SoBo updated?
The latest version of SoBo, 1.0.0, was released on April 22, 2026, indicating a recent update. Future updates will likely continue to enhance features and reliability.