Best Lending Invest Apps

239+ iOS apps curated and reviewed

4.0 avg rating
20 free apps
Updated August 2026

Looking for free lending invest apps? 20 of our 239+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Lending Invest Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (40K)YesNoAug 2026
2Sycamore - Save Invest BorrowSycamore - Save Invest BorrowFree4.3★ (118)YesNoAug 2026
3Lendo - Short-Term InvestmentLendo - Short-Term InvestmentFree3.9★ (82)NoNoAug 2026
4The Lending HubThe Lending HubFree5.0★ (1)NoNoJul 2026
5Faircent - P2P InvestmentFaircent - P2P InvestmentFree3.7★ (10)YesNoMay 2026
6eLendlyeLendlyFree2.2★ (49)NoNoAug 2026
7Per Annum: P2P Lending & MorePer Annum: P2P Lending & MoreFree4.0★ (1)NoNoAug 2026
8FinzyFinzyFreeNoNoMay 2026

Top Picks for Lending Invest

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
💰 Finance
4.4😞(40K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
Lendo - Short-Term Investment#3

Lendo - Short-Term Investment by Lendo Inc

Easy Investing, High Returns
Worth Considering
💰 Finance
3.9(82 ratings)
Free
Lendo - Short-Term Investment screenshot 1
Lendo - Short-Term Investment screenshot 2
Lendo - Short-Term Investment screenshot 3
Lendo - Short-Term Investment screenshot 4
Lendo - Short-Term Investment screenshot 5

Invest in short-term opportunities supporting SMEs and earn high returns. This platform offers a transparent and secure journey, allowing you to start with as little as SAR 1,000 and potentially achieve up to 24% annual profit. Features include Shariah-compliant options and automated investing.

More Lending Invest apps to explore

4
The Lending Hub
The Lending Hub
The Lending Hub
Crowd Lending platform in KSA
Free

Connects individuals needing funds with investors seeking returns through a secure, user-friendly, and Shari’ah compliant platform. Offers streamlined applications for borrowers and attractive investment opportunities for lenders.

Shari’ah compliant platformConnects borrowers and investorsStreamlined application process
💰 Finance
(1)
free
5
Faircent - P2P Investment
Faircent - P2P Investment
Faircent - P2P Investment
Indias largest P2P-Lending App
Free

Invest in personal and business loans through a peer-to-peer lending marketplace. Earn monthly returns and diversify your investment portfolio. Start with as little as INR 500.

Invest in personal and business loansEarn monthly returns (12%-35% p.a.)Create passive income
💰 Finance
(10)
free with in-app purchases
6
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Automate subscriptionsLend and borrow with friendsTrack finances
💰 Finance
(49)
free
7
Per Annum: P2P Lending & More
Per Annum: P2P Lending & More
Per Annum: P2P Lending & More
Get upto 20% pa in P2P Lending
Free

This investment platform offers high annual returns on curated alternative assets. It provides a seamless investment experience with rigorous risk assessment and daily interest transfers.

High annual returns up to 11.55%Daily interest transfersCurated alternative asset investments
💰 Finance
(1)
free
8
Finzy
Finzy
Finzy
Easy investments, Fair returns
Free
💼 Business
(0)
9
Lendbox | P2P Lending
Lendbox | P2P Lending
Lendbox | P2P Lending
P2P Lending in India
Free

Connect with borrowers and earn higher returns by lending money online. This platform offers a paperless process with rigorous borrower screening and end-to-end recovery support.

Lend money online to borrowersEarn higher than average returnsPaperless KYC & Verification
💰 Finance
(0)
free
10
Cash App
Cash App
Cash App
Money. Debit Card. Bitcoin.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
💰 Finance
(8.6M)
free with in-app purchases
11
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Kuda - Free transfer & payment
Pay, save & invest money
Free

Manage your finances with a digital bank account. Easily make payments, save money with automated features, and invest in stocks. Enjoy free transfers and premium rewards.

Free bank account openingFree money transfersAutomated savings
💰 Finance
(132K)
freemium
12
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
Mocasa: Pay Later & Quick Loan
High Credit. Low Rate. Legit.
Free

Access quick cash loans and a virtual Mastercard for convenient online and in-store purchases. Enjoy flexible repayment terms and interest-free billing cycles for smarter financial management.

Virtual MastercardQuick cash loansFlexible loan terms
💰 Finance
(106)
free with in-app purchases
13
Together Loans
Together Loans
Together Loans
by Transform Credit
Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan detailsAccess statementsSecure payments
💰 Finance
(366)
free
14
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Connects borrowers seeking loans directly with lenders, streamlining the traditional lending process. Users can apply for loans, receive funds, or invest by lending to others. Offers flexible repayment terms and requires KYC for increased loan limits.

Direct borrower-lender connectionLoan application and disbursementLending investment opportunities
💰 Finance
(165)
free
15
Simply Good Lending
Simply Good Lending
Simply Good Lending
by Town Square Mortgage and Investments, Inc.
Free
💰 Finance
(0)
16
Kiakia P2P
Kiakia P2P
Kiakia P2P
You fund. We invest. You earn.
Free

Invest in loans and businesses to earn high returns, or access fast, competitive loans. This platform connects investors with borrowers, facilitating funding with minimal bureaucracy. Earn interest or share profits on your capital.

Invest in loans and businessesEarn 12%-40% returnsAccess personal and business loans
💰 Finance
(18)
free
17
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Carbon: Mobile Banking & Loans
Save Money|Transfers| Loans
Free

Manage your finances with a digital bank offering easy money management, high-interest savings, accessible loans, and a buy now, pay later option. Enjoy secure banking with real-time alerts and a customizable debit card.

High-interest savings accountsAccessible instant loansBuy Now, Pay Later (0% interest)
💰 Finance
(10K)
free with in-app purchases
18
CR Equity Ai, Inc
CR Equity Ai, Inc
CR Equity Ai, Inc
Fast AI Lending & Compliance
Free
💰 Finance
(0)
19
Marketlend
Marketlend
Marketlend
by Marketlend Pty Ltd
Free

This platform connects businesses seeking working capital with investors looking for stable returns. It offers competitive rates for borrowers and enhanced risk protection for investors through insurance and provision funds.

Working capital for businessesCompetitive lending ratesStable investor returns
💰 Finance
(0)
free
20
SeedFi
SeedFi
SeedFi
SeedFi
Free

This app connects users to loan opportunities, allowing them to form or join communities for better interest rates and discounts. It facilitates group borrowing to achieve financial goals.

Access loan opportunitiesCreate or join loan communitiesBenefit from community discounts
💰 Finance
(17)
free

FAQ about Lending Invest

What are the best lending invest apps for iPhone?
SoLo Funds: Lend & Borrow tops our lending invest apps ranking as of August 2026, with a 4.4-star average from 40K App Store ratings, and it's free to download.
Yes — 20 of the top lending invest apps we rank are free to download, including SoLo Funds: Lend & Borrow and Sycamore - Save Invest Borrow.
SoLo Funds: Lend & Borrow shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 239+ lending invest apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
SoLo Funds is a community finance platform that allows members to borrow funds up to $625 without credit checks or to earn money by lending to other members. It also provides a banking solution and AI-powered financial advice to help users manage their money.
You can access funds by requesting a loan through the app. There are no credit checks required, and you can access up to $625. The app offers choice and control over your borrowing terms, with all loans having up to 90 days for repayment.