Best Lending Borrowing Apps

181+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our lending borrowing list covers 181+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Lending Borrowing

SoLo Funds: Lend & Borrow#1

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Editor's Choice
💰 Finance
4.4😞(37K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access fast and secure lending with SoLo Funds. Borrow or lend money directly from your peers with ease using this innovative platform. Join SoLo Funds today for hassle-free financial transactions.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
LendingTree Spring#3

LendingTree Spring by LendingTree

Loans, credit score and more
Worth Considering
💰 Finance
4.8😐(38K ratings)
FreeAds
LendingTree Spring screenshot 1
LendingTree Spring screenshot 2
LendingTree Spring screenshot 3
LendingTree Spring screenshot 4
LendingTree Spring screenshot 5
LendingTree Spring screenshot 6

Spring into a world of smart money habits with free credit score updates, personalized saving insights, easy loan and credit card shopping, and more with this application. Unlock your credit score potential, get personalized recommendations, shop for loans and credit cards, and stay protected with instant credit monitoring alerts.

What We Love

  • 💯 Excellent credit monitoring and reporting
  • 💳 Helpful in getting approved for credit cards and loans
  • 📈 Useful for improving and tracking credit score
  • 💰 Provides valuable financial insights and savings opportunities

Room to Improve

  • 🐛 Login and account verification issues
  • 🔄 Inaccurate or outdated account and credit information
  • 📞 Excessive sales calls and spam after signing up

More Lending Borrowing apps to explore

4
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

💰 Finance
(72K)
5
LendWise - Lending Tracker
LendWise - Lending Tracker
LendWise - Lending Tracker
Track money lent & borrowed
Free
💰 Finance
(2)
6
eLendly
eLendly
eLendly
Gift, Lend, Borrow and Invest
Free

Automate your subscriptions, lend and borrow from friends, and track your finances with this all-in-one financial management tool. Take control of your money and simplify your financial relationships with others.

💰 Finance
(49)
7
LendingClub: Banking and More
LendingClub: Banking and More
LendingClub: Banking and More
Get more from your money
Free

Access a comprehensive mobile banking experience with the new app that allows you to manage accounts, loans, credit, and more all in one place. Seamlessly handle transactions, earn cashback, and enjoy personalized financial recommendations for better money management.

💰 Finance
(7.8K)
8
Nexo: Crypto Wealth Platform
Nexo: Crypto Wealth Platform
Nexo: Crypto Wealth Platform
Borrow, еarn & еxchange crypto
Free

A cryptocurrency investment app allowing users to easily buy, sell, and manage Bitcoin and other digital assets. Join now to start investing in cryptocurrencies with ease!

💰 Finance
(1.7K)
9
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2Vest - Loan & Insurance App
P2P Lending | Buy Insurance
Free

Experience a convenient and user-friendly loan management app that simplifies the process of managing your loans, tracking payments, and staying on top of your financial commitments. Take control of your finances with P2Vest – download now!

💰 Finance
(165)
10
Together Loans
Together Loans
Together Loans
by Transform Credit Inc.
Free

Discover a new way of borrowing with an innovative loan company focused on trust, not just credit history. Use the Transform Credit app to securely access and manage your loan details easily. Visit transformcredit.com for a fresh approach to lending.

💰 Finance
(104)
11
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Lenme: Investing and Borrowing
Borrow, Lend & Grow!
Free

A comprehensive finance app for users to seamlessly borrow and lend money. Manage investments, track loans, and maximize financial opportunities all in one place. Start empowering your financial future today!

💰 Finance
(73K)
12
Borrow
Borrow
Borrow
Track lent and borrowed items
Free

This application helps you track items you've lent or borrowed from others, with features like reminders and automatic syncing across all your devices. Easily keep tabs on your belongings and get notified when it's time for someone to return something, and take action with a simple message.

🌟 Lifestyle
(11)
13
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

This application allows users to easily access cash advances, manage their finances, and receive financial forecasts. It also provides low balance alerts, personalized spending insights, and secure bank account connections. Download today for fast cash advances and financial tools to help you save and manage money effectively.

💰 Finance
(142K)
14
BARO | Borrow & Lend Clothing
BARO | Borrow & Lend Clothing
BARO | Borrow & Lend Clothing
Peer-to-Peer Clothing Rental
Free

BARO is a user-friendly borrowing application that allows you to easily lend and borrow items with people in your community. Join now to start sharing and borrowing items hassle-free!

🛍️ Shopping
(25)
15
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Personal Loan: Adel Funds
Installment Loans & Borrowing
Free
💰 Finance
(3)
16
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access fast cash advances to bridge financial gaps with Empower. Get quick approvals, flexible repayment options, and funds deposited directly into your account. Take control of your finances today.

💰 Finance
(443K)
17
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Sycamore - Save Invest Borrow
Save, Invest & Get loans
Free
💰 Finance
(111)
18
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

💰 Finance
(248K)
19
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Possible: Fast Cash is a mobile app that provides quick and easy short-term loans to users in need of urgent financial assistance. Simply download the app, apply for a loan, and receive funds directly into your account within minutes.

💰 Finance
(130K)
20
Money Lending Wizard
Money Lending Wizard
Money Lending Wizard
Debt / Loan Tracking Assistant
Free

This debt and loan tracking assistant helps you manage your finances by synchronizing payments, sending automatic notifications, and providing a clear overview of your debts and loans. With features like customizable loan creation, payment reminders, and visual statistics, you can take control of your money and make informed decisions.

🔧 Utilities
(40)