Best Lending Borrowing Apps

SoBo: Something Borrowed

Borrow. Lend. Keep track.

Free

Easily lend and borrow physical items with people in your community. Track every step of the loan process, from agreement to return, with automatic reminders and reviews to build trust. Save money by borrowing instead of buying and put your unused items to work.

Together Loans

by Transform Credit

Free

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Borrow

Track lent and borrowed items

Free

Easily track items you lend to or borrow from friends. Features over thirty categories and automatic reminders to ensure timely returns. Syncs data across all devices for convenient access.

Upstart: Personal Loans + More

Money for moments that matter

Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

eLendly

Gift, Lend, Borrow and Invest

Free

Manage your financial life by automating subscriptions, lending and borrowing with friends, and tracking your overall finances. This app provides a centralized platform for personal financial management.

Cash Advance – Quick Borrow

Fast Money Between Paydays

Free

Easily explore loan options from $100 to $2,500 through a fast, digital process. Compare offers, repayment terms, and APRs from various lenders before making a decision. The app is free to use and prioritizes data security.

Lending - Track money & items

Borrowing & lending manager.

Free

Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.

Borrow Money Fast: Loan Calc

Instant Loan & EMI Calculator

Free

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

Cash Advance & Borrow Guide

Fast Payday Money Loan App

Free

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

BARO | Borrow & Lend Clothing

Peer-to-Peer Clothing Rental

Free

Rent designer clothing for events and nights out at affordable prices. Make money by lending your unworn pieces. Discover fashion inspiration and connect with users securely.

LendWise - Lending Tracker

Track money lent & borrowed

Free

Easily track money lent and borrowed with this app. It helps you manage all personal lending and borrowing records, including interest calculations and due date reminders. Enjoy secure, encrypted backups for your financial data.