Best Lending Borrowing Apps

238+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our lending borrowing list covers 238+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top Lending Borrowing Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Borrowly: Borrow & LendBorrowly: Borrow & LendFree—NoYesOct 2026
2SoLo Funds: Lend, Borrow, BankSoLo Funds: Lend, Borrow, BankFree4.4★ (42K)YesNoNov 2026
3Volo - Lend & BorrowVolo - Lend & BorrowFree——NoAug 2026
4LendPal - Borrow & Lend Money + Items to FriendsLendPal - Borrow & Lend Money + Items to FriendsFree4.1★ (657)NoNoOct 2026
5Brorow: Borrow & LendBrorow: Borrow & LendFree—YesYesJun 2026
6LendFlowLendFlowFree1.0★ (2)NoYesOct 2026
7SoBo: Something BorrowedSoBo: Something BorrowedFree5.0★ (1)NoNoMay 2026
8Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (48K)NoNoNov 2026

Top Picks for Lending Borrowing

SoLo Funds: Lend, Borrow, Bank#2

SoLo Funds: Lend, Borrow, Bank by SoLo Funds Inc.

Making Gains on Your Own Terms
Strong Contender
💰 Finance
4.4😞(42K ratings)
FreeAds
SoLo Funds: Lend, Borrow, Bank screenshot 1
SoLo Funds: Lend, Borrow, Bank screenshot 2
SoLo Funds: Lend, Borrow, Bank screenshot 3

Borrow up to $650 without a credit check, setting your own repayment terms. Lend to other members to earn returns, or use the free SoLo Wallet for banking and payments. Features an AI financial co-pilot for personalized advice.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods
  • 🆙 Ability to build credit score

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults
  • 🤬 Lack of lender protection
  • 📉 Declining lender satisfaction

More Lending Borrowing apps to explore

FAQ about Lending Borrowing

Are there free lending borrowing apps for iPhone?
Yes — 20 of the top lending borrowing apps we rank are free to download, including Borrowly: Borrow & Lend and SoLo Funds: Lend, Borrow, Bank.
Borrowly: Borrow & Lend has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 238+ lending borrowing apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.