Best Lending Borrowing Apps

4.4😞(41K ratings)

FreeAds

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

💰 Helpful for emergencies
🤝 Community-driven lending platform
⚡ Quick loan funding
🕰️ Flexible repayment periods
🆙 Ability to build credit score

Room to Improve

🤷‍♂️ Inconsistent customer support
🤯 Unclear fees and policies
🤕 High risk of loan defaults
🤬 Lack of lender protection
📉 Declining lender satisfaction

LendPal - Borrow & Lend Money + Items to Friends by Codemotion

Strong Contender

4.1😐(614 ratings)

Free

LendPal - Borrow & Lend Money + Items to Friends screenshot 1

LendPal - Borrow & Lend Money + Items to Friends screenshot 2

LendPal - Borrow & Lend Money + Items to Friends screenshot 3

LendPal - Borrow & Lend Money + Items to Friends screenshot 4

Easily track money and items lent or borrowed among friends, family, and roommates. Set reminders to ensure nothing is forgotten and settle debts with a simple swipe.

What We Love

👍 Easy to use
📋 Helps keep track of lending/borrowing
🔍 Simple and straightforward interface
🔔 Useful reminder feature

Room to Improve

🐛 Crashes and freezes
🔍 Limited functionality (no partial payments, editing, etc.)
💬 Annoying rating prompts
💱 Limited support for different currencies

LendFlow by DEVLOOPS SOFTWARE NEPAL

Track Lending & Borrowing

Worth Considering

Split bills & track debts

0.0(0 ratings)

Free

More Lending Borrowing apps to explore

Brorow: Borrow & Lend

Borrow. Lend. Keep track.

SoBo: Something Borrowed

Permanent loan ledgerAutomatic return remindersIn-app chat for loans

Easily lend and borrow physical items with people in your community. Track every step of the loan process, from agreement to return, with automatic reminders and reviews to build trust. Save money by borrowing instead of buying and put your unused items to work.

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Borrow & Cash Advance App

Loans Between Paydays Fast

Money Borrowing: Cash Advance

Payday Loans for Bad Credit

Possible: Fast Cash & Credit

Borrow money, loans, advances

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

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Cash Advance: Borrow Money App

Quick Payday & Personal Loans

Simple application processFast loan decisionsAll credit scores considered

Quickly find personal loans from $100 to $2,500 to cover unexpected expenses. The app offers a simple application process, fast decisions, and connects you with lenders, regardless of credit score. Get funds as soon as the next business day.

Lending - Track money & items

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ad-supported

Borrowing & lending manager.

Track borrowed itemsTrack lent itemsTrack borrowed money

Easily manage all your borrowed and lent items and money. Keep a detailed record of transactions, including currency support and returned items.

Track lent and borrowed items

Track lent and borrowed itemsOver 30 predefined categoriesAutomatic reminders

Easily track items you lend to or borrow from friends. Features over thirty categories and automatic reminders to ensure timely returns. Syncs data across all devices for convenient access.

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free with in-app purchases

Cash Advance & Borrow Guide

Fast Payday Money Loan App

Educational articles on loan typesAPR comparison toolLoan calculator for payment estimation

This app provides educational resources and tools to help users understand borrowing money, compare loan terms, and manage their credit health. It offers articles on various loan types, an APR comparison tool, and a loan calculator for informed financial planning.

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BARO | Borrow & Lend Clothing

Peer-to-Peer Clothing Rental

Rent designer clothingLend unworn clothingDiscover fashion inspiration

Rent designer clothing for events and nights out at affordable prices. Make money by lending your unworn pieces. Discover fashion inspiration and connect with users securely.

🛍️ Shopping

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LendWise - Lending Tracker

Track money lent & borrowed

Track money lentTrack money borrowedInterest calculation

Easily track money lent and borrowed with this app. It helps you manage all personal lending and borrowing records, including interest calculations and due date reminders. Enjoy secure, encrypted backups for your financial data.

(3)

Borrow Money Fast: Loan Calc

Instant Loan & EMI Calculator

Instant EMI calculationPersonal loan planningBusiness loan calculations

Instantly calculate loan EMIs, interest, and repayment schedules. Plan personal and business finances with smart insights and educational tools to make informed borrowing decisions.

by VOLO TECHNOLOGIES INC

Cash Advance Now: Borrow Money

Get Loan Fast Before Payday

Financial support for unexpected expensesManage budget when money is tightExplore cash advance options

This app provides quick financial support for unexpected expenses or gaps between paydays. It offers a straightforward and transparent way to explore cash advance options directly from your phone, helping you manage urgent needs like repairs, bills, or travel without visiting a bank.

(48)

MOOCH Lend to a Friend

by Zavala Ventures LLC

💼 Business

Upstart: Personal Loans + More

Money for moments that matter

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

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