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LendingPoint

LendingPoint

Loan Management

3.2K ratings
188 reviews
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 5, 2020
  • July 23, 2026

Features

Developer

LendingPoint LLC
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LendingPoint screenshot #1 for iPhone
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Reviews summary↘︎
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About

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

✓Check personal loan rates
✓Manage existing loans
✓Make loan payments
✓Update personal information
✓Track financial goals
✓Hassle-free account management
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What users say

Summarized from real user reviews of LendingPoint. Based on 3.2K reviews and a 4.8/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast service
  • 👍Easy process
  • 🤝Helpful customer service
  • 💰Reasonable rates
  • 🙏Compassionate in difficult times

Negative things

  • 🐛App crashes and freezes
  • 🔒Login and account access issues
  • 📆Inflexible payment scheduling
  • 🤖Unreliable app and website
See all reviews

What's New in LendingPoint

4.4.56

July 23, 2026

Enhanced estimated first payment date messaging for improved accuracy and clarity

User reviews

Most RecentHighest RatedLowest Rated

Seamless Experience

Will apply for another loan in the very near future!
Gigi MoneaGigi Monea

Great Service!

Lending Point were the only ones that would give me a loan when I needed a new A/C & furnace (living in AZ having an A/C is a must). The interest rate was a little higher at 14% but could have been much worse. I was able to reach someone at any time with questions and they were really nice, reliable, and quick to answer questions. I was able to pay off my loan half way through with no penalties. That was also very easy. I don’t think I ever had to wait in queue which is so refreshing these days!Thanks! Highly recommend!
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Low DoughLow Dough

Awesome

Fast and efficient
mindset2mindset2

Can’t login on app, version 4.4.53 did not fix

Can’t login on app as of this month, version 4.4.53 did not fix. Error message reads: “Something didn’t go right but let’s try again.”
CayceeFrankCayceeFrank

Great experience

LendingPoint got me 24.5k at a nice 13% which was not bad and had me funded in a day and worked with me every step of the way, payoff was simple no extra just what I owed will definetly use them if needed again in future top notch top service great rate can’t say enough
Trev719Trev719
See 183 more reviews

User experience

🐞

Reported Bugs

3 issues

App freezes on contact information page

Bug

Unable to log in or access account

Bug

Inconsistent app and website functionality

Bug
✨

Requested Features

3 requests

Allow extra payments without issues

Feature

Improve app stability and user experience

Feature

Provide more transparency on loan details

Feature

FAQ

What is LendingPoint?

LendingPoint is a mobile application designed for individuals to manage their personal loans and work towards financial well-being. It allows users to check loan rates, make payments, and update personal information.

What are the loan amounts and APRs offered by LendingPoint?

Loans are offered from $1,000 to $50,000, with rates ranging from 7.99% to 35.99% APR. Terms are from 24 to 72 months. Specific minimum loan amounts apply in certain states like Georgia, Colorado, and Hawaii.

Does LendingPoint have ads?

No, LendingPoint does not contain advertisements. The app is free to download and use without any ad interruptions.

What is the user sentiment for LendingPoint?

User reviews for LendingPoint are mixed. Pros include fast service, an easy process, helpful customer service, reasonable rates, and compassion in difficult times. Cons mention app crashes, login issues, inflexible payment scheduling, and unreliable app performance.

How often is LendingPoint updated?

The latest version of LendingPoint is 4.4.53.1, and it was last updated on June 20, 2026. This indicates regular updates to improve functionality and address issues.

What devices is LendingPoint available on?

LendingPoint is available on iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go.

What are the security features of LendingPoint?

While specific security features are not detailed, the app is part of the finance category, implying standard security protocols for handling sensitive financial data. Users can manage their accounts and update personal information securely.

Can I apply for a loan directly through the LendingPoint app?

Yes, the app allows you to check rates for a personal loan and manage your account if you already have one with LendingPoint. Applications submitted may be funded by various lenders, including FinWise Bank, Coastal Community Bank, and LendingPoint itself.