Best Small Loans Apps

195+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Whether you're new to small loans or looking for an upgrade, our curated collection of 195+ iOS apps has something for everyone. Each app is reviewed and rated by real users, helping you make an informed decision.

Compare top Small Loans Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paycheck Advance Instant MoneyPaycheck Advance Instant MoneyFreeโ€”โ€”NoSep 2026
2Instant Cash Advance - ZoraInstant Cash Advance - ZoraFreeโ€”NoNoSep 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4โ˜… (41K)YesNoSep 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9โ˜… (43K)NoNoSep 2026
5Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8โ˜… (134K)NoNoSep 2026
6Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8โ˜… (379K)YesNoSep 2026
7Cash Advance โ€“ Quick BorrowCash Advance โ€“ Quick BorrowFree3.7โ˜… (22)YesNoSep 2026
8Lenme: Borrowing and LendingLenme: Borrowing and LendingFree4.5โ˜… (88K)YesYesSep 2026

Top Picks for Small Loans

SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
๐Ÿ’ฐ Finance
4.4๐Ÿ˜ž(41K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • ๐Ÿ’ฐ Helpful for emergencies
  • ๐Ÿค Community-driven lending platform
  • โšก Quick loan funding
  • ๐Ÿ•ฐ๏ธ Flexible repayment periods
  • ๐Ÿ†™ Ability to build credit score

Room to Improve

  • ๐Ÿคทโ€โ™‚๏ธ Inconsistent customer support
  • ๐Ÿคฏ Unclear fees and policies
  • ๐Ÿค• High risk of loan defaults
  • ๐Ÿคฌ Lack of lender protection
  • ๐Ÿ“‰ Declining lender satisfaction

More Small Loans apps to explore

FAQ about Small Loans

Are there free small loans apps for iPhone?
Yes โ€” 20 of the top small loans apps we rank are free to download, including Paycheck Advance Instant Money and Instant Cash Advance - Zora.
Paycheck Advance Instant Money has no in-app purchases, according to its App Store listing as of September 2026.
We track 195+ small loans apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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