Together Loans

Together Loans

by Transform Credit Inc.

167 ratings
31 reviews
Free

Details

  • Released
  • Updated
  • April 3, 2024
  • July 16, 2026

Features

Together Loans screenshot #1 for iPhone
Together Loans screenshot #2 for iPhone
Together Loans screenshot #3 for iPhone
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About

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

View loan details
Access statements
Secure payments
Top up and borrow more
Transparent loan terms
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What's New in Together Loans

9.0.4

July 16, 2026

You can now apply for a loan right in the app; the same place you make payments and check statements. Start an application & get a decision. All without leaving the app.

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User reviews

Thank you together loans team

Read the fine print. Understand what you’re signing, don’t be shocked. You either agree or don’t agree. Transform credit now together loans helped me out when no one else would. Yea it took some time to pay it back but the monthly payments didn’t break my bank. It forced me to be smarter and realize I needed to manage money better. Just paid it off and it’s done wonders for my credit. Thank you together loans team. To whomever really needs this, I hope it helps you get back on your feet. May god be with you.
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Horrible app/website

“Lines are open 8am-8pm CT Monday through Friday” but you call them and they make you leave a voicemail and never answer. All I need is to change a phone number. Why can’t I do it in the app or on the website? Ridiculous.

Only writing a view because

The amount of people leaving bad reviews is insane. We are literally informed about the high interest rates in the beginning process of applying for the loan. Yes, the interest rate is high and yes, we are paying them an enormous amount back as it’s being taken from our monthly payment portion. It’s to help build credit but also take into consideration they are taking a HUGE risk in each individual they are helping with these loans. Maybe take this as a learning experience that we just need to be more responsible and respectful and that it helps build financial responsibility and build experience. I don’t know, I just don’t understand the negative views when EVERYTHING is transparent from the get go. If you’re mad about paying even more than you borrowed you shouldn’t have taken one out in the first place. Everything we do is a learning experience from our own actions. Hope everyone has a blessed day and life! Thank you togetherloans for helping me when I needed it 2 years ago and thank you for helping me build my credit in the process. Truly grateful! 💕
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Horrible customer service and business practices

Do not under any circumstances use this company! They are out to just take your money and then add more onto your debt even more with their interest rates!!! I have great credit and cosigned, they are the most horrible, inconsiderate, irrational, and also don’t have a way to contact them for customer service.
So that means they are not willing to offer any customer services. Take heed!! From an experienced customer.
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This is company is awful

This company has zero live customer service after you take a loan from them. I have tried talking to someone for days and it only lets you leave a voicemail or email but no one ever gets back to you.

FAQ

What is Together Loans?

Together Loans is a lender that offers a different approach to personal loans. Instead of relying solely on your credit history, they base loan decisions on trust and your ability to afford monthly payments. They aim to provide fair, simple, and transparent loans.

What can I do with the Together Loans app?

The app allows you to view your loan details like never before, quickly access your statement, and make payments simply and securely. You can also top up your existing loan and borrow more directly through the app.

How much do Together Loans cost?

The app itself is free to download and use. The loans offered have a representative example showing a borrowing amount, term, monthly repayment, and APR. There are no added fees, but all loans are subject to credit and underwriting approval.

Who is Together Loans for?

This service is for individuals who are trustworthy and can afford monthly payments but may have been turned down by traditional banks. It's ideal for those looking for a loan based on trust rather than just their financial history.

Is Together Loans available on all devices?

The provided description does not specify compatibility with particular operating systems (e.g., iOS or Android). However, it is presented as a mobile application, suggesting it is designed for smartphones and tablets.