Best 500 Loan Apps

232+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good 500 loan apps. We benchmark 232+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top 500 Loan Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Lenme: Investing and BorrowingLenme: Investing and BorrowingFree4.4★ (73K)YesYesJul 2026
2Cash Advance - Payday BrinCash Advance - Payday BrinFree4.7★ (3K)NoNoJul 2026
3SoLo Funds: Lend & BorrowSoLo Funds: Lend & BorrowFree4.4★ (39K)YesNoJul 2026
4Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (37K)NoNoJul 2026
5Possible: Fast Cash & CreditPossible: Fast Cash & CreditFree4.8★ (133K)YesNoJul 2026
6Brigit: Cash Advance & CreditBrigit: Cash Advance & CreditFree4.8★ (531K)NoNoJul 2026
7Vola: Cash Advance & CreditVola: Cash Advance & CreditFree4.6★ (36K)NoNoJul 2026
8Klover - Instant Cash AdvanceKlover - Instant Cash AdvanceFree4.8★ (359K)YesNoJul 2026

Top Picks for 500 Loan

Lenme: Investing and Borrowing#1

Lenme: Investing and Borrowing by Lenme Inc.

Borrow, Lend & Grow!
Editor's Choice
💰 Finance
4.4😞(73K ratings)
FreeAdsIn-App Purchases
#13in Finance
Lenme: Investing and Borrowing screenshot 1
Lenme: Investing and Borrowing screenshot 2
Lenme: Investing and Borrowing screenshot 3
Lenme: Investing and Borrowing screenshot 4
Lenme: Investing and Borrowing screenshot 5
Lenme: Investing and Borrowing screenshot 6

Access instant cash advances and personal loans regardless of credit score. Borrow or lend money with flexible terms and transparent fees. Explore money-saving tools and passive income opportunities.

What We Love

  • 🚀 Smooth app experience
  • 👍 User-friendly interface
  • 💡 Innovative peer-to-peer lending model
  • 🤝 Helpful when in financial need

Room to Improve

  • 🐛 Frequent app crashes
  • 🕰️ Slow customer support response times
  • 💳 Issues with bank account linking
SoLo Funds: Lend & Borrow#3

SoLo Funds: Lend & Borrow by SoLo Funds Inc.

Loans On Your Terms
Worth Considering
💰 Finance
4.4😞(39K ratings)
FreeAds
SoLo Funds: Lend & Borrow screenshot 1
SoLo Funds: Lend & Borrow screenshot 2
SoLo Funds: Lend & Borrow screenshot 3
SoLo Funds: Lend & Borrow screenshot 4
SoLo Funds: Lend & Borrow screenshot 5
SoLo Funds: Lend & Borrow screenshot 6

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

What We Love

  • 💰 Helpful for emergencies
  • 🤝 Community-driven lending platform
  • ⚡ Quick loan funding
  • 🕰️ Flexible repayment periods

Room to Improve

  • 🤷‍♂️ Inconsistent customer support
  • 🤯 Unclear fees and policies
  • 🤕 High risk of loan defaults

More 500 Loan apps to explore

4
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Helping you borrow, better.
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
💰 Finance
(37K)
free
5
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(133K)
free with in-app purchases
6
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Brigit: Cash Advance & Credit
Get $25-$500* in Minutes
Free

Access fast cash advances, build credit history without a card, and manage your finances with smart budgeting tools. Get personalized loan offers, earn extra money, and protect your identity. Offers free financial insights and paid plans for enhanced features.

Instant cash advances up to $500Build credit history with on-time paymentsPersonal loan offers from partners
💰 Finance
(531K)
free with in-app purchases
7
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Vola: Cash Advance & Credit
Instant Cash & Expense Tracker
Free

Access instant cash advances up to $500 with no interest or credit checks. Build your credit score by reporting rent payments and track your financial health with budgeting tools. Take control of your finances with this all-in-one financial management app.

Instant cash advances up to $500No interest, no credit checkBuild credit by reporting rent
💰 Finance
(36K)
free
8
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Klover - Instant Cash Advance
Up to $750 Before Payday
Free

Access cash advances up to $750 before your next payday without credit checks, late fees, or interest. Earn points for surveys and ads to increase your advance amount. Utilize budgeting tools and track your credit score.

Cash advances up to $750No credit checks, late fees, or interestEarn points for surveys and ads
💰 Finance
(359K)
free with in-app purchases
9
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Dave: Credit, Cash & Money App
Get Paid Early, No Hidden Fees
Free

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early
💰 Finance
(861K)
freemium
10
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Beem: Cash Advance & Banking
Bank, Budget & Build Credit
Free

This app offers instant cash advances up to $1,000 without interest or credit checks. It also automatically builds your credit with every purchase and provides AI-powered financial tools to optimize your money.

Instant cash advances up to $1,000Automatic credit building on every purchaseAI agents for job finding, deals, price comparison, and budgeting
💰 Finance
(31K)
free with in-app purchases
11
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Tilt: Cash Advance & Credit
Cash Advance, Credit Cards
Free

Access cash and credit through advances, lines of credit, and credit cards. The app evaluates real-time income and spending to determine eligibility, offering options without traditional credit checks. It also provides credit score monitoring and automated savings features.

Cash advances up to $400Lines of credit up to $1,000Credit cards with cash back rewards
💰 Finance
(449K)
subscription
12
Avant
Avant
Avant
by Avant, LLC (US)
Free

Manage your credit card or personal loan with this app. View transactions, schedule payments, and update payment methods. Access customer support easily within the app.

Schedule or cancel paymentsView transaction historyAdd or remove payment methods
💰 Finance
(111K)
free
13
Grant Cash Advance
Grant Cash Advance
Grant Cash Advance
Get Cash Fast, No Credit Check
Free

Access quick cash advances between $25 and $500 without a credit check. Cover essential bills or unexpected expenses with same-day delivery options. Repay automatically with your next paycheck.

Cash advances from $25 to $500No credit check requiredOptional same-day delivery
💰 Finance
(187K)
free with in-app purchases
14
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Access your earned wages and employer benefits instantly, anytime. Track your earnings, gain financial insights, and utilize a full suite of financial tools. Manage your money on your terms with secure, on-demand access.

Instant access to earned wagesTrack earnings in real-timeFinancial coaching and education
💼 Business
(40K)
free
15
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(84K)
free
16
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
AF247 - Advance Financial 24/7
Same day cash. Up to $4,000.
Free

Access cash 24/7 with this app, offering up to $4,000. Manage your loan, check available credit, make payments, and apply for funds with fast approvals and same-day funding.

24/7 cash accessLoan managementCheck available credit
💰 Finance
(146)
free
17
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Credit Genie: Get Cash Advance
Fast money between paydays
Free

Access quick cash advances up to $150 without interest, credit checks, or late fees. Track spending, manage budgets, and receive overdraft alerts. The app also helps identify and cancel recurring subscriptions and offers access to credit and debt management tools.

Cash advance up to $150No interest or credit checkSpending tracking
💰 Finance
(114K)
free with in-app purchases
18
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(64K)
free
19
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
FairMoney: Loan App In Nigeria
Instant Loan App For Fast Cash
Free

This app provides instant cash loans and flexible repayment plans for individuals and businesses. It also offers savings features with high interest rates and a secure ATM card for seamless transactions. Enjoy transparent financial services with no hidden charges.

Instant cash loans up to NGN 3,000,000Flexible repayment plans (30-180 days)Savings with up to 30% interest
💰 Finance
(14K)
free
20
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
FloatMe: Fast Cash Advance App
Borrow Money Between Paychecks
Free

Access quick cash advances to cover bills and expenses between paychecks. This app offers money management tools, low balance alerts, and a marketplace for earning opportunities. Securely connect your bank account for seamless transactions.

Cash advances up to $50No credit checks or interestCash flow calendar
💰 Finance
(147K)
subscription

FAQ about 500 Loan

What are the best 500 loan apps for iPhone?
Lenme: Investing and Borrowing tops our 500 loan apps ranking as of July 2026, with a 4.4-star average from 73K App Store ratings, and it's free to download.
Yes — 20 of the top 500 loan apps we rank are free to download, including Lenme: Investing and Borrowing and Cash Advance - Payday Brin.
Lenme: Investing and Borrowing shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 232+ 500 loan apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Lenme is a financial platform that connects individuals looking to borrow money with lenders, including financial institutions, businesses, and individual investors. It facilitates personal loans, instant cash advances, and offers opportunities for users to earn passive income by lending.
You can access instant cash advances, with options for up to $200, regardless of your credit score. The app aims to make personal loans simple and accessible for various needs, from unexpected bills to everyday expenses.