Together Loans is the household name in all in one loans, but it's far from the only option. We track 232+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
This app offers personal loans based on trust rather than solely on credit history. It allows users to apply for loans, view statements, make payments securely, and access real-time support. Users can also top up existing loans or borrow more.
This financial app helps users build credit, earn cashback on purchases, and grow savings with a high interest rate. It also offers early access to funds and opportunities to earn money through various activities, simplifying personal finance management.
What We Love
💳 Great for teens to manage money
🚀 Easy to use app and card
💳 Helpful for building credit
💳 No monthly fees
💳 Allows direct deposit and money transfers
Room to Improve
🐛 Account suspension and lockout issues
🔍 Lack of transparency on account closures
🕰️ Slow customer support response times
🔒 Security concerns with card information being compromised
💳 Limitations on deposits, withdrawals, and transactions
Manage loans and interest rates with this comprehensive financial calculator. It offers flexible rate management, detailed payment schedules, and visual insights to help you plan and compare loan options effectively. Also includes a savings calculator for integrated financial planning.
What are the best all in one loans apps for iPhone?
Together Loans tops our all in one loans apps ranking as of October 2026, with a 4.2-star average from 415 App Store ratings, and it's free to download.
Are there free all in one loans apps for iPhone?
Yes — 20 of the top all in one loans apps we rank are free to download, including Together Loans and Step: All-In-One Money App.
Does Together Loans have ads or in-app purchases?
Together Loans has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
How many all in one loans apps are on the App Store?
We track 232+ all in one loans apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.