Best All In One Loans Apps

186+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Together Loans is the household name in all in one loans, but it's far from the only option. We track 186+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top All In One Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Together LoansTogether LoansFree4.2★ (366)NoNoAug 2026
2Capital One MobileCapital One MobileFree4.8★ (11M)NoNoAug 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (40K)NoNoAug 2026
4Step: All-In-One Money AppStep: All-In-One Money AppFree4.7★ (81K)YesNoAug 2026
5Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoAug 2026
6Axos All-In-One Mobile BankingAxos All-In-One Mobile BankingFree4.7★ (19K)NoNoAug 2026
7Big Picture LoansBig Picture LoansFree4.7★ (289)NoNoAug 2026
8CASH 1 LOANSCASH 1 LOANSFree2.8★ (11)NoNoAug 2026

Top Picks for All In One Loans

Together Loans#1

Together Loans by Transform Credit

Editor's Choice
💰 Finance
4.2(366 ratings)
Free
Together Loans screenshot 1
Together Loans screenshot 2
Together Loans screenshot 3
Together Loans screenshot 4

This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Capital One Mobile#2

Capital One Mobile by Capital One

Easy account access anywhere.
Strong Contender
💰 Finance
4.8😐(11M ratings)
Free
#1in Finance
Capital One Mobile screenshot 1
Capital One Mobile screenshot 2
Capital One Mobile screenshot 3
Capital One Mobile screenshot 4
Capital One Mobile screenshot 5
Capital One Mobile screenshot 6

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

What We Love

  • 🚀 Exceptional customer service
  • 👍 User-friendly app
  • 🚀 Convenient features
  • 🚀 Seamless transactions

Room to Improve

  • 🐛 Buggy and laggy app
  • 🔒 Concerns about account security
  • 🔒 Difficulty verifying identity
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(40K ratings)
Free
#80in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
Upstart: Personal Loans + More screenshot 3
Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More All In One Loans apps to explore

4
Step: All-In-One Money App
Step: All-In-One Money App
Step: All-In-One Money App
Build, Spend, Save, and Borrow
Free

This app helps users build credit, earn cashback on purchases, and save money with high interest rates. It also offers early access to funds and opportunities to earn extra cash through various activities. The platform aims to improve financial independence and offers a secure, globally accepted Visa card.

Build credit for freeCashback on purchasesEarn interest on savings
💰 Finance
(81K)
free with in-app purchases
5
Borrow & Cash Advance App
Borrow & Cash Advance App
Borrow & Cash Advance App
Loans Between Paydays Fast
Free
💰 Finance
(0)
6
Axos All-In-One Mobile Banking
Axos All-In-One Mobile Banking
Axos All-In-One Mobile Banking
Bank. Borrow. Invest. Plan.
Free

Manage all your personal and business finances in one place. Bank, borrow, invest, and plan your financial future with features like mobile check deposit, bill pay, loan management, and investment tracking.

Mobile check depositBill payLoan management
💰 Finance
(19K)
free with in-app purchases
7
Big Picture Loans
Big Picture Loans
Big Picture Loans
Fast. Easy. Confidential.
Free

Manage your installment loans online, from checking balances and due dates to making payments and applying for new ones. This service provides quick, confidential online loans for individuals with fair or bad credit.

Manage existing loansCheck balances and due datesMake payments
💰 Finance
(289)
free
8
CASH 1 LOANS
CASH 1 LOANS
CASH 1 LOANS
Access & Manage Your Credit
Free

Manage your credit account conveniently from your mobile device. View available credit, make payments, and request to use your credit. Servicing existing customers in select states.

View available creditMake paymentsRequest to use available credit
💰 Finance
(11)
free
9
Interest Calculator All in One
Interest Calculator All in One
Interest Calculator All in One
Calculate any type of interest
Free

Manage loans and interest rates with this comprehensive financial calculator. It offers flexible rate management, detailed payment schedules, and visual insights to help you plan and compare loan options effectively. Also includes a savings calculator for integrated financial planning.

Flexible interest rate calculationDetailed payment schedulesVisual loan insights with pie charts
💰 Finance
(40)
free with in-app purchases
10
Loan In Touch
Loan In Touch
Loan In Touch
Apply for Loan easily!
Free

Apply for loans from trusted banks with competitive rates from home. Documents can be collected, loans approved, and funds credited to your account in under 72 hours.

Easy loan applicationTrusted bank partnershipsCompetitive interest rates
💰 Finance
(0)
free
11
WhatsApp Messenger
WhatsApp Messenger
WhatsApp Messenger
Simple. Reliable. Private.
Free

Connect with friends and family globally through private messaging and high-quality calls. Share moments, documents, and stay in touch across devices, even on slow connections. Your conversations are secured with end-to-end encryption.

End-to-end encrypted messagingHigh-quality voice and video callsGroup chats and calls
🌐 Social Networking
(18M)
free with in-app purchases
12
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
13
Sail Loans
Sail Loans
Sail Loans
by Americash Loans LLC
Free

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

Loan application up to $4,000Same-day fund depositCustomer profile editing
💰 Finance
(3)
free
14
Payday Loans
Payday Loans
Payday Loans
Get Cash Fast Today
Free

Access quick cash advances and personal loans directly from your smartphone, even with bad credit. Apply in minutes for urgent financial needs, with transparent terms and a user-friendly interface.

Apply for loans anytimeNo credit check requiredBad credit accepted
💰 Finance
(1)
free
15
Payday Loans by ARGONNE
Payday Loans by ARGONNE
Payday Loans by ARGONNE
Cash Advance. Get Money Now
Free
💰 Finance
(0)
16
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Cash Advance - Flash Advance
Extra Funds, Less Stress
Free

Access quick cash advances and personal loans up to $1,100 with a few taps. The app matches you with tailored offers from lenders, allowing you to preview terms and rates for free without pressure or a hard credit pull.

Cash advances up to $1,100Personal loan offersInstant matching with lenders
💰 Finance
(5)
free
17
OneCalc: All-in-one Calculator
OneCalc: All-in-one Calculator
OneCalc: All-in-one Calculator
Calculates everything. Try it.
Free

This app offers a comprehensive suite of over 40 calculators and unit converters for various needs, including finance, health, construction, and everyday math. It features standard, scientific, and specialized calculators for tasks like loan amortization, currency conversion, and material estimation.

Over 40 calculators and unit convertersStandard and scientific calculator functionsFinancial calculators (interest, loan, currency)
📊 Productivity
(5K)
free with in-app purchases
18
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
SoLo Funds: Lend & Borrow
Loans On Your Terms
Free

Access funds up to $625 without credit checks or earn money by lending to others. This community finance platform offers a banking solution and AI-powered financial advice. It ensures no hidden fees and provides a safety net for its members.

Access up to $625 without credit checksEarn money by funding others' requestsAI-powered financial co-pilot (SoLo IQ)
💰 Finance
(40K)
free with in-app purchases
19
Americash Loans
Americash Loans
Americash Loans
by Americash Loans LLC
Free

Apply for installment loans quickly and easily through a streamlined mobile process. Manage your loan account, view repayment options, make payments, and access referral codes all in one place. Get funded the same day if you apply before 11:30a CST, subject to restrictions.

Fast loan applicationSame-day funding potentialCustomer profile management
💰 Finance
(8)
free
20
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)

FAQ about All In One Loans

What are the best all in one loans apps for iPhone?
Together Loans tops our all in one loans apps ranking as of August 2026, with a 4.2-star average from 366 App Store ratings, and it's free to download.
Yes — 20 of the top all in one loans apps we rank are free to download, including Together Loans and Capital One Mobile.
Together Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 186+ all in one loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Together Loans is a lender that offers a different approach to personal loans. Instead of relying solely on your credit history, they base loan decisions on trust and your ability to afford monthly payments. They aim to provide fair, simple, and transparent loans.
The app allows you to view your loan details like never before, quickly access your statement, and make payments simply and securely. You can also top up your existing loan and borrow more directly through the app.