Best All In One Loans Apps

186+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated August 2026

Together Loans is the household name in all in one loans, but it's far from the only option. We track 186+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top All In One Loans Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Together LoansTogether LoansFree4.3★ (388)NoNoSep 2026
2Capital One MobileCapital One MobileFree4.8★ (11M)NoNoSep 2026
3Upstart: Personal Loans + MoreUpstart: Personal Loans + MoreFree4.9★ (41K)NoNoSep 2026
4Step: All-In-One Money AppStep: All-In-One Money AppFree4.7★ (82K)YesNoSep 2026
5Borrow & Cash Advance AppBorrow & Cash Advance AppFreeYesNoSep 2026
6Axos All-In-One Mobile BankingAxos All-In-One Mobile BankingFree4.7★ (19K)NoNoSep 2026
7Big Picture LoansBig Picture LoansFree4.7★ (289)NoNoSep 2026
8CASH 1 LOANSCASH 1 LOANSFree2.9★ (18)NoNoSep 2026

Top Picks for All In One Loans

Together Loans#1

Together Loans by Transform Credit

Editor's Choice
💰 Finance
4.3(388 ratings)
Free
Together Loans screenshot 1
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This app offers a new approach to lending, providing loans based on trust rather than solely on credit history. It allows users to view their loan details, access statements, make secure payments, and apply to borrow more.

Capital One Mobile#2

Capital One Mobile by Capital One

Easy account access anywhere.
Strong Contender
💰 Finance
4.8😐(11M ratings)
Free
#2in Finance
Capital One Mobile screenshot 1
Capital One Mobile screenshot 2
Capital One Mobile screenshot 3
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Capital One Mobile screenshot 6

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

What We Love

  • 🚀 Exceptional customer service
  • 👍 User-friendly app
  • 🚀 Convenient features
  • 🚀 Seamless transactions

Room to Improve

  • 🐛 Buggy and laggy app
  • 🔒 Concerns about account security
  • 🔒 Difficulty verifying identity
Upstart: Personal Loans + More#3

Upstart: Personal Loans + More by Upstart Network, Inc.

Money for moments that matter
Worth Considering
💰 Finance
4.9😞(41K ratings)
Free
#83in Finance
Upstart: Personal Loans + More screenshot 1
Upstart: Personal Loans + More screenshot 2
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Upstart: Personal Loans + More screenshot 4
Upstart: Personal Loans + More screenshot 5
Upstart: Personal Loans + More screenshot 6

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

What We Love

  • 👍 Easy to use
  • 👍 Convenient app
  • 👍 Quick loan approval
  • 🚀 Fast loan disbursement

Room to Improve

  • 🐛 Login issues
  • 💰 High interest rates
  • 🕰️ Slow payment processing

More All In One Loans apps to explore

FAQ about All In One Loans

What are the best all in one loans apps for iPhone?
Together Loans tops our all in one loans apps ranking as of August 2026, with a 4.3-star average from 388 App Store ratings, and it's free to download.
Yes — 20 of the top all in one loans apps we rank are free to download, including Together Loans and Capital One Mobile.
Together Loans has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 186+ all in one loans apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Together Loans is a lender that offers a different approach to personal loans. Instead of relying solely on your credit history, they base loan decisions on trust and your ability to afford monthly payments. They aim to provide fair, simple, and transparent loans.
The app allows you to view your loan details like never before, quickly access your statement, and make payments simply and securely. You can also top up your existing loan and borrow more directly through the app.