This official banking app provides over 400 services for managing accounts, transferring funds, and applying for loans and credit cards. It offers features for investments, bill payments, mobile recharges, and travel bookings, accessible to both bank customers and non-customers.
Reviews of iMobile are mostly negative: the Finance app is rated 4.8/5 from 70K App Store ratings. What users like most: convenient and fast, user-friendly interface. Top complaints: crashes and stability issues, unreliable UPI payments. Summarized from real user reviews.
31.2
November 4, 2026
- Introducing the new iMobile Home screen with simplified navigation, and faster access to your most used banking services - Security Enhancement - SIM verification - UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across cards, UPI & Bank accounts at one place - Bug fixes and improvement
More5 issues
App crashes on login or during transactions
OTP delivery issues, especially for NRI customers
5 requests
Ability to transfer to other bank accounts
Option to customize notifications
iMobile offers over 400 banking services, including instant loans, savings account management, fund transfers, card management, investments, bill payments, and UPI transactions. It aims to provide the power of Net Banking on your mobile device.
Yes, iMobile is accessible to both ICICI Bank and non-ICICI Bank customers. Non-customers can avail of services like loans, manage savings accounts, transfer funds, manage cards, and make investments.
iMobile offers instant loans such as Personal Loans, Home Loans, and Car Loans. For personal loans, the amount can range from ₹50,000 upwards based on eligibility, with repayment tenures starting from 36 months and interest rates between 10.80% to 16.00%.
You can manage multiple cards including Debit Cards, Credit Cards, and Forex Cards through iMobile. It also allows you to pay credit card bills for other banks and set reminders for due dates.
Yes, iMobile simplifies investments and stock market trading. You can invest in various Mutual Fund schemes without needing to open a Demat Account.
iMobile includes 'iScore & Discover' to review income and expenses, and a 'Budget' feature to help you create and manage your budget for better financial discipline. The 'iFinance' feature consolidates all your bank accounts in one place.
iMobile provides a secure banking experience, as noted by user reviews. Features like 'SmartLock' allow you to control access to banking services such as Net Banking, UPI, and cards with a single swipe.
The app was last updated on November 4, 2026, indicating ongoing development and maintenance. Users can expect regular updates to improve functionality and security.
