iMobile: Loan, Cards & Banking

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

64K ratings
800 reviews
Free

Details

  • Released
  • Updated
  • May 24, 2012
  • July 10, 2026

Features

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iMobile: Loan, Cards & Banking screenshot #7 for iPhone
iMobile: Loan, Cards & Banking screenshot #8 for iPhone
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About

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)
Open digital savings accounts and fixed deposits
Manage debit, credit, and forex cards
Invest in mutual funds and stock trading
Make UPI payments and bill recharges
Track income, expenses, and manage budgets
24/7 chatbot assistance
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What users say

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What's New in iMobile

30.4

July 10, 2026

- UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.

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User reviews

Worst banking app

I never used such a banking application with such a slow speed. Worst experience.

Every update is making this app more unusable

After every update all basic functionality is not wokring on the app. Other banking apps of nationalised bank are more stable than this at doing basic things like money transfer and UPI payments. I have been trying to make a payment from a qr code for past half an hour but dare it budge or let me do it. Pathetic app and update and maintenance.
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Huge Performance Issue

App has huge performance issue , I have 300GIG plan but the app is always failed to load the send money features.

Crashes often

One of the worst apps i have used so far. Their technology is so far behind

Version 30.4 also crashes non-stop (all 30.x versions have been crashing)

The app has been crashing at almost every tap, every option and every screen for the last several weeks. Even version 30.4 crashes non-stop. Can’t get anything done on the app. I don’t know why the developers aren’t doing any testing on the crashes or using crash reports to fix the issues. This app might as well be removed from the App Store.
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Developer apps

User experience

🐞

Reported Bugs

5 issues

App crashes on login or during transactions

Bug

OTP delivery issues, especially for NRI customers

Bug

Inconsistent behavior across different devices and OS versions

Bug

Inability to add payees or transfer funds to other banks

Bug

Frequent session timeouts and login issues

Bug

Requested Features

5 requests

Ability to transfer to other bank accounts

Feature

Option to customize notifications

Feature

Improved UPI functionality

Feature

Better support for older iOS versions

Feature

More transparency in transaction history

Feature

FAQ

What can I do with this banking app?

This app offers over 400 banking services. You can apply for various loans like personal, home, and car loans, open digital savings accounts, manage your debit, credit, and forex cards, and invest in mutual funds and the stock market. It also facilitates UPI payments, bill recharges, and travel bookings.

Is this app free to use?

Yes, the app is free to download and use. It provides access to a wide range of banking services without any upfront cost to the user. While the app itself is free, specific financial products like loans or credit cards will have their own associated costs and interest rates.

Who is this app designed for?

This app is designed for individuals who want a convenient and comprehensive mobile solution for managing their banking needs. It caters to both existing ICICI Bank customers and non-customers who wish to avail of services like loans, credit cards, and investment opportunities.

How can I manage my finances with this app?

The app includes features like 'iScore & Discover' to review your income and expenses, and a 'Budget' feature to help you create and manage your financial plans. The 'iFinance' feature allows you to view all your bank accounts in one place, making it easier to track your financial activity.

What kind of loans can I get through the app?

You can apply for instant loans such as Personal Loans, Home Loans, and Car Loans through the app. The loan amount, repayment tenure, and interest rates are subject to customer eligibility and specific loan product details.