iMobile: Loan, Cards & Banking

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

67K ratings
1205 reviews
Free

Details

  • Released
  • Updated
  • May 24, 2012
  • August 28, 2026

Features

iMobile: Loan, Cards & Banking screenshot #1 for iPhone
iMobile: Loan, Cards & Banking screenshot #2 for iPhone
iMobile: Loan, Cards & Banking screenshot #3 for iPhone
iMobile: Loan, Cards & Banking screenshot #4 for iPhone
iMobile: Loan, Cards & Banking screenshot #5 for iPhone
iMobile: Loan, Cards & Banking screenshot #6 for iPhone
iMobile: Loan, Cards & Banking screenshot #7 for iPhone
iMobile: Loan, Cards & Banking screenshot #8 for iPhone
🖼️Get Icon
Icons↘︎

About

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)
Open digital savings accounts and fixed deposits
Manage debit, credit, and forex cards
Invest in mutual funds and stock trading
Make UPI payments and bill recharges
Track income, expenses, and manage budgets
24/7 chatbot assistance
Show original description

What users say

See all reviews
+1

What's New in iMobile

30.7

August 28, 2026

- Security Enhancement - Sim Verification - UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across Cards, UPI & Bank Accounts at one place - Experience faster and more secure login - Experience the all-new, redesigned CIBIL & Loan journey - Explore the Invest journey, featuring APY & PMSBY for smarter retirement and financial security - Experience intuitive offers & rewards journey with enhanced features - Bug Fixes & improvements.

More

User reviews

App is too slow

App is too slow

Hopeless app from hopeless bank

Today I wanted to make some payment in India and try to log into my NRO bank account. Just after I signed in, the app completely froze and I started getting new prompts to authenticate my phone number etc. It almost was like I was being hacked and I got suspicious.
I logged out and when I try to log back in, it wanted me to re-authenticate everything that again made me suspicious
After two minutes, I get the notification you are being locked out for 24 hours because of too many attempts.
It seems they come out with a new version of the app without intimation.
There is no intimation on email or via text that there is going to be a new version of app .
The only time they send me a text is when they want to market some fixed deposit rate and that too without my consent.
If you call them, they have some humans sitting who are trained to speak certain lines like a robot. They will not be able to help you at all and they will keep repeating we understand or I we apologies for your trouble. That’s all they’ll know .
Overall a very substandard bank
Show more

Worst mobile app

Please update with good software

Very slow

The app nerds lot of improvement. It’s very slow. It takes 10-15 mins from the time I open the app and finish checking and transactions

iMobile App Performance Needs Improvement

I’ve been using the iMobile app, but the overall experience has been quite disappointing. The app is extremely slow and frequently becomes unresponsive, especially while performing important actions such as money transfers. It often remains stuck on the loading screen, making the process frustrating and unreliable.

The app’s performance needs significant improvement, as the backend responses appear to be very slow. In addition, the user experience and interface could be made more intuitive, smooth, and responsive. Overall, the app does not meet the expected standards of a banking platform and requires considerable improvements in both performance and UX.

I hope to see noticeable improvements in the app’s performance and overall user experience soon.
Show more

Developer apps

User experience

🐞

Reported Bugs

5 issues

App crashes on login or during transactions

Bug

OTP delivery issues, especially for NRI customers

Bug

Inconsistent behavior across different devices and OS versions

Bug

Inability to add payees or transfer funds to other banks

Bug

Frequent session timeouts and login issues

Bug

Requested Features

5 requests

Ability to transfer to other bank accounts

Feature

Option to customize notifications

Feature

Improved UPI functionality

Feature

Better support for older iOS versions

Feature

More transparency in transaction history

Feature

FAQ

What can I do with this banking app?

This app offers over 400 banking services. You can apply for various loans like personal, home, and car loans, open digital savings accounts, manage your debit, credit, and forex cards, and invest in mutual funds and the stock market. It also facilitates UPI payments, bill recharges, and travel bookings.

Is this app free to use?

Yes, the app is free to download and use. It provides access to a wide range of banking services without any upfront cost to the user. While the app itself is free, specific financial products like loans or credit cards will have their own associated costs and interest rates.

Who is this app designed for?

This app is designed for individuals who want a convenient and comprehensive mobile solution for managing their banking needs. It caters to both existing ICICI Bank customers and non-customers who wish to avail of services like loans, credit cards, and investment opportunities.

How can I manage my finances with this app?

The app includes features like 'iScore & Discover' to review your income and expenses, and a 'Budget' feature to help you create and manage your financial plans. The 'iFinance' feature allows you to view all your bank accounts in one place, making it easier to track your financial activity.

What kind of loans can I get through the app?

You can apply for instant loans such as Personal Loans, Home Loans, and Car Loans through the app. The loan amount, repayment tenure, and interest rates are subject to customer eligibility and specific loan product details.