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iMobile: Loan, Cards & Banking

iMobile: Loan, Cards & Banking

Loans, Cards, Payment & FASTag

70K ratings
1264 reviews
🔧 Utilities
💰 Finance
Free

Details

Released
May 24, 2012
Updated
November 4, 2026

Features

Developer

ICICI Bank Ltd
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About

This official banking app provides over 400 services for managing accounts, transferring funds, and applying for loans and credit cards. It offers features for investments, bill payments, mobile recharges, and travel bookings, accessible to both bank customers and non-customers.

✓Instant loans (personal, home, car)
✓Online savings account opening
✓Credit card applications
✓Fixed and recurring deposit management
✓UPI payments via QR code
✓Bill payments and mobile recharges
✓Investment and stock market trading
✓Card management and bill payments
Show original description

What users say about iMobile

Reviews of iMobile are mostly negative: the Finance app is rated 4.8/5 from 70K App Store ratings. What users like most: convenient and fast, user-friendly interface. Top complaints: crashes and stability issues, unreliable UPI payments. Summarized from real user reviews.

Positive things

  • 🚀Convenient and fast
  • 👍User-friendly interface
  • 🔒Secure banking experience
  • 🚀Handy for day-to-day banking
  • 🚀Improved compared to previous versions

Negative things

  • 🐛Crashes and stability issues
  • 🐛Unreliable UPI payments
  • 🐛Inconsistent user experience
  • 🐛Slow performance and lagging
  • 🐛Frequent login and registration issues
  • 🐛Buggy and unstable app
See all reviews
+1

What's New in iMobile

31.2

November 4, 2026

- Introducing the new iMobile Home screen with simplified navigation, and faster access to your most used banking services - Security Enhancement - SIM verification - UPI Circle - Enable your family & friends to make UPI payments via your bank account - Access all your mandates across cards, UPI & Bank accounts at one place - Bug fixes and improvement

More

User reviews

Most RecentHighest RatedLowest Rated

Elegant banking app

Elegant looking easy to use banking app
KKarani007

Response from developer

Thank you for your feedback. We assure you of our best services at all times. Sincerely, Team ICICI Bank.

Its funny that bank is stopping me to spend my money

Didn’t allow to me make UPI payments
Tteju_singh1989

Bad!!!

Stop asking every month to send a message to check if my number is active!!
__Vips

Post software update it kicked me out

Login not working post latest software update . Customer care sucks no one helping
TATanmoy as

Best

Its the best and most easy to use
BBindudot
See 1259 more reviews

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ICICI Bank Canada SPP
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See developer apps

User experience

🐞

Reported Bugs

5 issues

App crashes on login or during transactions

Bug

OTP delivery issues, especially for NRI customers

Bug

Inconsistent behavior across different devices and OS versions

Bug

Inability to add payees or transfer funds to other banks

Bug

Frequent session timeouts and login issues

Bug
✨

Requested Features

5 requests

Ability to transfer to other bank accounts

Feature

Option to customize notifications

Feature

Improved UPI functionality

Feature

Better support for older iOS versions

Feature

More transparency in transaction history

Feature

FAQ

What banking services does iMobile offer?

iMobile offers over 400 banking services, including instant loans, savings account management, fund transfers, card management, investments, bill payments, and UPI transactions. It aims to provide the power of Net Banking on your mobile device.

Can non-ICICI Bank customers use iMobile?

Yes, iMobile is accessible to both ICICI Bank and non-ICICI Bank customers. Non-customers can avail of services like loans, manage savings accounts, transfer funds, manage cards, and make investments.

What types of loans are available through iMobile?

iMobile offers instant loans such as Personal Loans, Home Loans, and Car Loans. For personal loans, the amount can range from ₹50,000 upwards based on eligibility, with repayment tenures starting from 36 months and interest rates between 10.80% to 16.00%.

How does iMobile help with managing cards?

You can manage multiple cards including Debit Cards, Credit Cards, and Forex Cards through iMobile. It also allows you to pay credit card bills for other banks and set reminders for due dates.

Does iMobile offer investment services?

Yes, iMobile simplifies investments and stock market trading. You can invest in various Mutual Fund schemes without needing to open a Demat Account.

What are the features for financial tracking in iMobile?

iMobile includes 'iScore & Discover' to review income and expenses, and a 'Budget' feature to help you create and manage your budget for better financial discipline. The 'iFinance' feature consolidates all your bank accounts in one place.

How secure is iMobile for banking transactions?

iMobile provides a secure banking experience, as noted by user reviews. Features like 'SmartLock' allow you to control access to banking services such as Net Banking, UPI, and cards with a single swipe.

What is the update frequency for iMobile?

The app was last updated on November 4, 2026, indicating ongoing development and maintenance. Users can expect regular updates to improve functionality and security.