BHIM Bharat's Own Payments App

BHIM Bharat's Own Payments App

Bharat Interface for Money

1.4K ratings
314 reviews
Free

Details

Released
February 10, 2017
Updated
October 29, 2026
BHIM Bharat's Own Payments App screenshot #1 for iPhone
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BHIM Bharat's Own Payments App screenshot #5 for iPhone
BHIM Bharat's Own Payments App screenshot #6 for iPhone
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About

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

✓Intuitive UI
✓Family payment management
✓Expense monitoring
✓UPI Lite for small payments
✓Credit card on UPI
✓Bill payments
✓Split expenses
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What's New in BHIM Bharat's Own Payments App

4.0.31

October 29, 2026

Good things just got even better. Your BHIM experience now comes with a refreshed Profile, an improved Refer & Earn journey, and smarter Search to help you find what you need faster. We've also enhanced performance and fixed bugs, making BHIM smoother, faster, and more reliable than ever. More convenience. More simplicity. More reasons to love BHIM. Update your BHIM App today and explore what's new.

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User reviews

Unacceptably bad

This app doesn’t allow me to add nro account. On top of that, it spams my inbox with nonsensival messages every few hours. You’re supposed to be payment system, you don’t have to suggest me how and where i should spend my money.

Response from developer

We are available to help you. Kindly write to us at bhim.support@npci.org.in with your mobile number, device model, and operating system version so that we can address the issue swiftly.

Seamless setup process & Works without any flaws.

Did the setup a week ago and it all completed in less than 5 mins. Have made quite a few payments and they all worked almost immediately without any hiccups or errors.

Response from developer

Thank you for your feedback and support! We're glad you're enjoying BHIM.

Top notch

Very hi tech , easily worked and use , fast , and very helpful for nris with safely and secure manners

No cash back anymore.

I installed because of the ease of use and they were the only one with cash back. Now they are also moving to be like Phonepay and Paytm by providing unnecessary vouchers.

App Quality is taking a nosedive

The app is consistent and reliable in terms of payments but I’m seeing more and more features, which WERE available a few months ago (CIBIL Score, search in transaction history) get a “coming soon…” banner. Not inspiring a lot of confidence anymore; it’s alarming since these guys are in charge of my money!!! And I can’t trust them not to mess that up somehow too. The design decisions to keep this going/updated are mind boggling.
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Response from developer

Thank you for your feedback. We're always working to improve your experience with BHIM.

FAQ

What is BHIM Bharat's Own Payments App?

BHIM (Bharat Interface for Money) is a UPI payment app developed by the National Payments Corporation of India (NPCI). It is designed to make digital transactions easier, safer, and faster for all Indian users with an intuitive interface and advanced security features.

What are the key features of BHIM Payments App?

Key features include a refreshed intuitive UI, Family Mode for managing payments, Spend Insights for expense monitoring, UPI Lite for small PIN-less payments, RuPay Credit Card on UPI, Credit Card on EMI options, UPI Circle for payments without a bank account, seamless bill payments, and light/dark mode options. It also allows for easy expense splitting with friends.

Is BHIM Payments App free to use?

Yes, BHIM Payments App is a free application. There are no charges mentioned for using its core payment and transaction features. The app is developed by NPCI to promote digital payments in India.

How do I get started with BHIM Payments App?

To get started, download the BHIM app and register using your mobile number. Ensure your SIM is linked to your bank account. You will need your Debit Card or Aadhaar Card handy to generate your UPI PIN, unless you are using UPI Circle.

What are the use cases for BHIM Payments App?

BHIM Payments App can be used for a wide range of transactions including sending and receiving money, paying utility bills (electricity, credit card, gas, FASTag), recharging, splitting expenses with friends, and making small PIN-less payments up to ₹500 using UPI Lite.