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BHIM Bharat's Own Payments App

BHIM Bharat's Own Payments App

Bharat Interface for Money

1.4K ratings
305 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • February 10, 2017
  • July 13, 2026

Developer

National Payments Corporation of India
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About

This UPI payment app simplifies digital transactions for all Indians with an intuitive interface and advanced security. It offers features like expense tracking, bill payments, and the ability to manage family payments.

✓Intuitive UI
✓Family payment management
✓Expense monitoring
✓UPI Lite for small payments
✓Credit card on UPI
✓Bill payments
✓Split expenses
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+1

What's New in BHIM Bharat's Own Payments App

4.0.25

July 13, 2026

Every tap should take you closer to what matters. That's why this update focuses on the moments you experience every day. Finding features is now quicker with Global Search. Discovering cashback is easier in the refreshed Offers section. National Pension System (NPS) services remain seamlessly accessible. And with performance improvements throughout the app, everything feels faster, lighter, and more fluid. Open BHIM. Feel the difference. Update today.

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User reviews

Most RecentHighest RatedLowest Rated

Potentially useful app becomes useless based on stupid “security practices”

They disable the app because screensharing apps like vnc viewer is installed. They are completely misinformed. Vnc viewer only allows you to look at other desktop computer screens, not your own phone. And if they want to stick to those “security practice”, they should also ban Whatsapp and Facetime both of which can also share screen
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KarthikSriramKarthikSriram

Team please invite genuine feedback

Tried making BHIM my primary payment app because honestly, I really wanted to support India's homegrown platform over big tech. But as much as I want to give it priority, the app just falls flat on basic usability. The interface feels messy and disjointed—almost like it’s trying to be a know-it-all app that crams everything in without mastering the core stuff. When I open it, simple UI features like a neatly aligned recent contacts list, pinned favorites, or an organized way to track business payments and credit cards just aren't there. Google Pay nailed this layout years ago. I love the concept of BHIM, but until it cleans up the chaos and gets the fundamental user experience right, it just can't be a daily driver.
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swapnil.bhatnagarswapnil.bhatnagar

Response from developer

Thank you for your suggestion. We have noted your feedback and truly appreciate your support. You may also share further inputs at bhim.support@npci.org.in or call our customer care at 1800-120-1740.

Thief

My mobile recharge is not done and Bhim is not refund my ₹3999 I am waiting for 5 days worst upi app
Cosmoc0xdCosmoc0xd

Imbecile developers

They cant support even one prior version of the OS.

Do they just have single intern working on the ios app?
seanjames_writesseanjames_writes

Unable to Aa the Bank

I am trying to use the app from Canada. I have my phone pe working. Unfortunately, this is not allowing to add my NRE and NRO account.
ShahzmeShahzme

Response from developer

We are available to help you. Kindly write to us at bhim.support@npci.org.in with your mobile number, device model, and operating system version so that we can address the issue swiftly.

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FAQ

What is BHIM Bharat's Own Payments App?

BHIM (Bharat Interface for Money) is a UPI payment app developed by the National Payments Corporation of India (NPCI). It is designed to make digital transactions easier, safer, and faster for all Indian users with an intuitive interface and advanced security features.

What are the key features of BHIM Payments App?

Key features include a refreshed intuitive UI, Family Mode for managing payments, Spend Insights for expense monitoring, UPI Lite for small PIN-less payments, RuPay Credit Card on UPI, Credit Card on EMI options, UPI Circle for payments without a bank account, seamless bill payments, and light/dark mode options. It also allows for easy expense splitting with friends.

Is BHIM Payments App free to use?

Yes, BHIM Payments App is a free application. There are no charges mentioned for using its core payment and transaction features. The app is developed by NPCI to promote digital payments in India.

How do I get started with BHIM Payments App?

To get started, download the BHIM app and register using your mobile number. Ensure your SIM is linked to your bank account. You will need your Debit Card or Aadhaar Card handy to generate your UPI PIN, unless you are using UPI Circle.

What are the use cases for BHIM Payments App?

BHIM Payments App can be used for a wide range of transactions including sending and receiving money, paying utility bills (electricity, credit card, gas, FASTag), recharging, splitting expenses with friends, and making small PIN-less payments up to ₹500 using UPI Lite.