Best Bharat Pay Apps

207+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated May 2026

The best bharat pay apps on iPhone average 4.4โ˜… across 207+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated May 2026.

Top Picks for Bharat Pay

PhonePe: Secure Payments App#2

PhonePe: Secure Payments App by PHONEPE PRIVATE LIMITED

UPI, Recharges, Bills Payments
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(161K ratings)
FreeAds
PhonePe: Secure Payments App screenshot 1
PhonePe: Secure Payments App screenshot 2
PhonePe: Secure Payments App screenshot 3
PhonePe: Secure Payments App screenshot 4
PhonePe: Secure Payments App screenshot 5
PhonePe: Secure Payments App screenshot 6

A versatile payments app offering BHIM UPI, bill payments, recharges, and more. Seamlessly manage transactions and investments in one place. Download now for secure and convenient financial management.

What We Love

  • ๐Ÿš€ Instant payments
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ”’ Secure transactions
  • ๐Ÿ’ก Diverse payment options

Room to Improve

  • ๐Ÿ› Transactions failing or pending
  • ๐Ÿ” Lack of customer support
  • ๐Ÿ” Difficult to resolve issues
Paytm: Secure UPI Payments#3

Paytm: Secure UPI Payments by PayTM Mobile Solutions Private Limited

UPI, Recharge & Pay Bills
Worth Considering
๐Ÿ’ฐ Finance
4.7๐Ÿ˜ž(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

A secure mobile app for easy BHIM UPI payments and mobile recharges. Conveniently send money, pay bills, and recharge your mobile phone with peace of mind. Simplify your transactions today!

What We Love

  • ๐Ÿš€ Fast payments
  • ๐Ÿ“ฑ Good all-in-one app
  • ๐Ÿ’ณ Convenient payments

Room to Improve

  • ๐Ÿ”’ Security issues
  • ๐Ÿค– Poor customer service
  • ๐Ÿ›‘ Doesn't work internationally

More Bharat Pay apps to explore

4
Paymennt | Payments on the go
Paymennt | Payments on the go
Paymennt | Payments on the go
Your payments made simple
Free

This all-in-one payment platform allows businesses to easily accept and manage payments with customizable features, including sending payment links, launching online shops, and setting up subscriptions. With instant settlement and top-notch security, businesses can grow and manage their payments with ease, sign up now to simplify their financial operations.

๐Ÿ’ฐ Finance
(3)
5
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This banking application offers a range of services, including zero-balance digital savings accounts with daily interest, fixed deposits with high interest rates, and instant personal loans up to โ‚น5 lakhs. It also enables fast UPI payments, automated bill payments, and real-time spend tracking with complete security, allowing users to take control of their finances with smarter banking.

๐Ÿ’ฐ Finance
(193)
6
Flipkart - Online Shopping App
Flipkart - Online Shopping App
Flipkart - Online Shopping App
by Flipkart Internet Private Limited
Free

Discover a diverse range of products from fashion to electronics with discounts, rewards, and personalized shopping experiences on this all-in-one shopping app. Update now to explore new trends, personalized recommendations, and convenient features tailored for an enhanced shopping experience.

๐Ÿ›๏ธ Shopping
(103K)
7
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

A comprehensive rewards and recharge app, easily managing all your Airtel services in one place. Simplifying bill payments, offering exclusive rewards, and providing personalized suggestions for a seamless user experience. Download now to streamline your Airtel experience.

๐ŸŒŸ Lifestyle
(2.3K)
8
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

A versatile financial app offering Bill Payment, Recharge, Wallet services along with Pixel Credit Card and UPI features like scanning QR codes, sending money to contacts, and linking cards. Take control of your finances effortlessly!

๐Ÿ’ฐ Finance
(1.2K)
9
DigiLocker
DigiLocker
DigiLocker
Simple &Secure document wallet
Free

DigiLocker is a digital platform allowing users to securely store and access important documents and certificates online. Easily upload, organize, and share documents while ensuring data privacy and convenience. Sign up now to streamline your document management tasks.

๐Ÿ“Š Productivity
(182)
10
BHIM SBIPay
BHIM SBIPay
BHIM SBIPay
by State Bank of India
Free
๐Ÿ’ฐ Finance
(97)
11
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Razorpay - Accept Payments Now
Accept & track digital payment
Free

This application enables businesses to accept and track digital payments through various channels, including credit cards, debit cards, UPI, and wallets, allowing them to go cashless and focus on their products. With a simple and secure setup process, businesses can start accepting payments in under 7 minutes and benefit from real-time data analysis, instant refunds, and 24/7 support.

๐Ÿ’ฐ Finance
(22)
12
Navi: UPI, Payments, Insurance
Navi: UPI, Payments, Insurance
Navi: UPI, Payments, Insurance
Pay, Borrow, Invest, Insure
Free
๐Ÿ’ฐ Finance
(225K)
13
bob World:Banking & Experience
bob World:Banking & Experience
bob World:Banking & Experience
Save Invest Borrow Shop
Free

Discover bob World, the ultimate mobile banking app for all your banking needs. With 220+ services and intuitive design, enjoy seamless and effortless banking at your fingertips. Open a B3 digital savings account instantly with Video KYC.

๐Ÿ’ฐ Finance
(1.9K)
14
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned pay instantly with Dayforce Wallet: On-demand Pay. Transfer funds, make purchases, and manage your money hassle-free with no hidden fees. Simply download the app, connect your account, and activate your card to get started today.

๐Ÿ’ฐ Finance
(53K)
15
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Paid Keeper - Same Day Pay
Your money, when you need it
Free

Get instant access to your earnings with our app. Say goodbye to waiting for payday and hello to Same Day Pay! Download now and take control of your finances.

๐Ÿ’ฐ Finance
(4.7K)
16
Rain Instant Pay
Rain Instant Pay
Rain Instant Pay
Unlock your employer benefits!
Free

Unlock early access to your paycheck with our on-demand wage app! Seamlessly transfer funds when needed, enjoy zero hidden fees or interest payments, and experience around-the-clock support. Join now for financial freedom and make everyday payday! Call us at (424) 369-7246 or visit Rainapp.com to learn more.

๐Ÿ’ผ Business
(40K)
17
PayMaster - Pay and Transfer
PayMaster - Pay and Transfer
PayMaster - Pay and Transfer
by Pay Master Solutions (Private) Limited
Free

This mobile app allows users to go cashless and enjoy a range of convenient services, including mobile recharges, bill payments, money transfers, and in-app credits, all in a secure and simple platform. Register in seconds, explore various features, and take advantage of discounts and benefits - start using it today!

๐ŸŒŸ Lifestyle
(135)
18
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
ZayZoon - Wages On-Demand
Benefit for Eligible Employees
Free

This application provides on-demand access to earned wages, allowing users to choose how much of their wages they'd like to receive instantly. It includes financial wellness tools, instant money transfers, flat fee access, and the option to boost spending power. To use the app, employers must have an agreement with the service. Visit the website to learn more.

๐Ÿ’ฐ Finance
(36K)
19
Payactiv
Payactiv
Payactiv
On-demand pay and beyond
Free

Access your earnings early, manage spending, savings, and get discounts effortlessly with our app. Enjoy early access to your paycheck, instant mobile payments, smart spending insights, and grow your savings with real-time advice. Experience convenient and secure banking without hidden fees. Join us at www.payactiv.com.

๐Ÿ’ฐ Finance
(77K)
20
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Papaya: Securely Pay Any Bill
Fast & Secure Bill Payments
Free

A secure bill payment app that enables users to quickly and securely pay any bill with ease. Simplify your bill payments today!

๐Ÿ’ฐ Finance
(117K)

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