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Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

UPI, Recharge & Pay Bills

41K ratings
382 reviews
With Ads
💰 Finance
Free
With Ads

Details

Released
October 24, 2011
Updated
November 2, 2026

Features

Developer

Paytm Mobile Solutions
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Paytm: Secure UPI Payments screenshot #7 for iPhone
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Reviews summary↘︎
⭐382
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 4 days
Updates frequency↘︎
🖼️Get Icon
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About

This app facilitates secure digital payments and money transfers across India and internationally. It offers features like personalized UPI IDs, transaction privacy controls, and convenient bill payments and recharges. Users can also manage bank balances and track spending with detailed analytics.

✓Secure UPI money transfers
✓Personalized UPI IDs
✓Hide/Unhide payment visibility
✓Download UPI statements (Excel/PDF)
✓Spend analytics and tracking
✓International UPI payments
✓Mobile and DTH recharges
✓Utility bill payments
Show original description

What users say about Paytm

Reviews of Paytm are mostly negative: the Finance app is rated 4.7/5 from 41K App Store ratings. What users like most: fast payments, good all-in-one app. Top complaints: security issues, poor customer service. Summarized from real user reviews.

Positive things

  • 🚀Fast payments
  • 📱Good all-in-one app
  • 💳Convenient payments

Negative things

  • 🔒Security issues
  • 🤖Poor customer service
  • 🛑Doesn't work internationally
  • 🐛Buggy app and transactions
  • 📱Horrible user experience
  • 🔑KYC issues
See all reviews
+2

What's New in Paytm

10.86.8

November 2, 2026

Spit, Shine & Squashed Bugs We chased down some pesky bugs and gave everything a quick buff, so the app feels faster and smoother every single time you open it.

More

User reviews

Most RecentHighest RatedLowest Rated

Payment

Excellently nice.
Superbly fine.
SPSharad Purohit

Response from developer

Hi Sharad, Awesome! It's been our pleasure. You can also avail our services like Payments, UPI, Recharge and Bill Payments, Gold, Gift Vouchers, Travel and more.

Money

Goood for money transactions
RLRemith lal

Help full

Mast he bhai
GGaju@713

Easy to use

Very nice app recommend to others
RRap_artist_01

Response from developer

Hi, Thank you! It gives us immense joy seeing your positive review. Please consider rating us 5 stars if you found our services worthy.

Smashing app

Very quick and easy to use.
BBulldozed

Response from developer

Hi, Thanks for your rating of 5 stars. Please try our services like Payments, UPI, Recharge and Bill Payments, Gold, Gift Vouchers, Travel and more.

See 377 more reviews

Developer apps

Paytm Mall Seller
Paytm Mall Seller

by PayTM Mobile Solutions Private Limited

💼 Business

(2)

Free
Paytm Mall: E-Gift Card Store
Paytm Mall: E-Gift Card Store

by Paytm Mobile Solutions

🛍️ Shopping

(36)

Free
Paytm Money: Stocks, MF, IPO
Paytm Money: Stocks, MF, IPO

Invest in Mutual Fund & Stocks

💰 Finance

(579)

Free
Paytm for Business
Paytm for Business

Accept & Manage Payments

💰 Finance

(212)

Free
With Ads
Paytm Checkin Flight Train Bus
Paytm Checkin Flight Train Bus

Book Travel Ticket

✈️ Travel
Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Transaction failures

Bug

Incorrect bill details

Bug

Incompatibility with newer OS versions

Bug
✨

Requested Features

4 requests

Support for international numbers

Feature

Improved customer support channels

Feature

Streamlined KYC process

Feature

Dark mode option

Feature

FAQ

What is Paytm's primary function?

Paytm is primarily a digital payments app that allows users to send and receive money via UPI, recharge mobile phones and DTH services, and pay various utility bills. It also supports international payments in select countries.

How secure is Paytm for transactions?

Paytm is built with security in mind, offering features like personalized UPI IDs and privacy controls to enhance user safety. It is powered by top Indian banks and requires a UPI PIN for transaction security.

Can I track my spending with Paytm?

Yes, Paytm provides spend analytics that categorize your spending and offer month-on-month tracking. You can also download UPI statements in Excel and PDF formats for detailed accounting and tax filing.

Does Paytm work internationally?

Yes, Paytm UPI now works internationally in the UAE, Singapore, France, Mauritius, Bhutan, Sri Lanka, and Nepal, making it easier for Indian travelers to send money or pay abroad.

What are the different payment methods available on Paytm?

Paytm offers Paytm UPI for standard transfers, Paytm UPI Lite for PIN-less payments up to ₹4,000 daily, RuPay Credit Card on UPI for card payments, and UPI AutoPay for recurring payments.

Does Paytm have advertisements?

Yes, Paytm contains advertisements. As a free service, it utilizes ads to support its operations and development.

What is the age rating for Paytm?

Paytm has an age rating of 4+, making it suitable for users of all ages. It is available on iPhone and iPod devices.

How often is Paytm updated?

Paytm was last updated on November 2, 2026, with version 10.86.8. The app is actively maintained, suggesting regular updates to improve features and security.