This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.
Summarized from real user reviews of Paytm. Based on 39K reviews and a 4.7/5 average, it highlights the 3 positives and 6 negatives reviewers mention most about this Finance app.
10.83.10
August 1, 2026
Spit, Shine & Squashed Bugs We chased down some pesky bugs and gave everything a quick buff, so the app feels faster and smoother every single time you open it.
More4 issues
App crashes and freezes
Transaction failures
4 requests
Support for international numbers
Improved customer support channels
Paytm is a digital payments app built for India, offering secure UPI payments, mobile and DTH recharges, utility bill payments, and online shopping. It supports international UPI payments in several countries, making it convenient for Indian travelers.
Key features include secure and private UPI transfers with personalized UPI IDs, international payments, PIN-less payments with UPI Lite, RuPay credit card on UPI, UPI AutoPay for recurring payments, mobile/DTH recharges, utility bill payments, rent payments, and spend analytics.
The app itself is free to download and use for its core payment and recharge functionalities. While the description mentions in-app purchases, the primary services like UPI payments and recharges are generally free, with potential costs associated with specific transactions or premium features if they exist.
The provided description does not explicitly state the compatibility requirements for Paytm, such as supported operating systems (iOS, Android) or minimum version numbers. However, it is designed for mobile devices and is built for the Indian market.
You can pay your rent directly via UPI or by using your RuPay credit card on Paytm. The app allows you to earn rewards, set reminders, and download monthly payment receipts, simplifying the rent payment process.
