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Paytm: Secure UPI Payments

Paytm: Secure UPI Payments

UPI, Recharge & Pay Bills

39K ratings
357 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • October 24, 2011
  • July 15, 2026

Features

Developer

Paytm Mobile Solutions
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Reviews summary↘︎
⭐357
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📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 5 days
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About

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

✓Secure UPI payments
✓International UPI payments
✓Mobile and DTH recharges
✓Utility bill payments
✓Rent payments
✓Spend analytics
✓Personalized UPI ID
Show original description

What users say

Summarized from real user reviews of Paytm. Based on 39K reviews and a 4.7/5 average, it highlights the 3 positives and 6 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast payments
  • 📱Good all-in-one app
  • 💳Convenient payments

Negative things

  • 🔒Security issues
  • 🤖Poor customer service
  • 🛑Doesn't work internationally
  • 🐛Buggy app and transactions
  • 📱Horrible user experience
  • 🔑KYC issues
See all reviews
+1

What's New in Paytm

10.83.3

July 15, 2026

Spit, Shine & Squashed Bugs We chased down some pesky bugs and gave everything a quick buff, so the app feels faster and smoother every single time you open it.

More

User reviews

Most RecentHighest RatedLowest Rated

Plagued with bugs

Paytm had its license canceled a while ago. The CEO was never able to prove consistency. Currently many users have been knocked out of the app while PhonePe is working just fine. Why should we use Paytm therefore??
PlizzoPlizzo

Cash back

Only in starting they give cash back. But now no more giving any benefits.
94shani94shani

THIRD CLASS APP DO NOT USE IT EVERY TIME I FACE ISSUES

POOR CHEAP APP
latikaharshilatikaharshi

Badd

Got only 30rs cashback but not credited and also history is not showing for that cashback
Pankuuu0924Pankuuu0924

Unsafe, not working well, unable to signin

Unsafe not working wel
Kashu OmparkashKashu Omparkash
See 352 more reviews

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Paytm Mall: E-Gift Card Store

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Paytm Money: Stocks, MF, IPO

Invest in Mutual Fund & Stocks

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Book Travel Ticket & Hotel

✈️ Travel
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With Ads
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User experience

🐞

Reported Bugs

4 issues

App crashes and freezes

Bug

Transaction failures

Bug

Incorrect bill details

Bug

Incompatibility with newer OS versions

Bug
✨

Requested Features

4 requests

Support for international numbers

Feature

Improved customer support channels

Feature

Streamlined KYC process

Feature

Dark mode option

Feature

FAQ

What is Paytm?

Paytm is a digital payments app built for India, offering secure UPI payments, mobile and DTH recharges, utility bill payments, and online shopping. It supports international UPI payments in several countries, making it convenient for Indian travelers.

What are the key features of Paytm?

Key features include secure and private UPI transfers with personalized UPI IDs, international payments, PIN-less payments with UPI Lite, RuPay credit card on UPI, UPI AutoPay for recurring payments, mobile/DTH recharges, utility bill payments, rent payments, and spend analytics.

Is Paytm free to use?

The app itself is free to download and use for its core payment and recharge functionalities. While the description mentions in-app purchases, the primary services like UPI payments and recharges are generally free, with potential costs associated with specific transactions or premium features if they exist.

What are the compatibility requirements for Paytm?

The provided description does not explicitly state the compatibility requirements for Paytm, such as supported operating systems (iOS, Android) or minimum version numbers. However, it is designed for mobile devices and is built for the Indian market.

How can I use Paytm for rent payments?

You can pay your rent directly via UPI or by using your RuPay credit card on Paytm. The app allows you to earn rewards, set reminders, and download monthly payment receipts, simplifying the rent payment process.