Best Upi App

246+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.1★, the upi app category is one of the App Store's strongest. Browse all 246+ apps we track, sorted so the most loved ones surface first.

Compare top Upi App (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (40K)YesNoOct 2026
2PhonePe: UPI, Gold, InsurancePhonePe: UPI, Gold, InsuranceFree4.7★ (174K)NoNoOct 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoOct 2026
4Apple WalletApple WalletFree4.8★ (7.4M)NoNoOct 2026
5slice: UPI credit card & bankslice: UPI credit card & bankFree4.3★ (276)NoNoOct 2026
6Verify App: UPI CashbacksVerify App: UPI CashbacksFree—NoNoAug 2026
7UPI MerchantUPI MerchantFree—NoNoMay 2026
8Hisaab: Split Bills & UPIHisaab: Split Bills & UPIFree—NoNoOct 2026

Top Picks for Upi App

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(40K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
  • 🐛 Buggy app and transactions
  • 📱 Horrible user experience
  • 🔑 KYC issues
PhonePe: UPI, Gold, Insurance#2

PhonePe: UPI, Gold, Insurance by PHONEPE PRIVATE LIMITED

Pay Bills, Mutual Fund SIP
Strong Contender
💰 Finance
4.7😐(174K ratings)
Free
PhonePe: UPI, Gold, Insurance screenshot 1
PhonePe: UPI, Gold, Insurance screenshot 2
PhonePe: UPI, Gold, Insurance screenshot 3
PhonePe: UPI, Gold, Insurance screenshot 4
PhonePe: UPI, Gold, Insurance screenshot 5
PhonePe: UPI, Gold, Insurance screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options
  • 🚀 Fast and convenient

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues
  • 🔍 Unreliable service
  • 🔍 Inconsistent performance

More Upi App apps to explore

FAQ about Upi App

What is the best upi app for iPhone?
Paytm: Secure UPI Payments tops our upi app ranking as of October 2026, with a 4.7-star average from 40K App Store ratings, and it's free to download.
Yes — 20 of the top upi app we rank are free to download, including Paytm: Secure UPI Payments and PhonePe: UPI, Gold, Insurance.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 246+ upi app on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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