Best Upi App

249+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.1★, the upi app category is one of the App Store's strongest. Browse all 249+ apps we track, sorted so the most loved ones surface first.

Compare top Upi App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Paytm: Secure UPI PaymentsPaytm: Secure UPI PaymentsFree4.7★ (39K)YesNoAug 2026
2PhonePe UPI, Payment, RechargePhonePe UPI, Payment, RechargeFree4.7★ (169K)NoNoAug 2026
3BHIM Bharat's Own Payments AppBHIM Bharat's Own Payments AppFree4.4★ (1.4K)NoNoAug 2026
4Mony - UPI for Tourists & NRIsMony - UPI for Tourists & NRIsFree4.6★ (556)NoNoAug 2026
5Airtel App: Recharge & BankAirtel App: Recharge & BankFree4.2★ (16K)YesNoAug 2026
6PayZapp UPI, Pixel Credit CardPayZapp UPI, Pixel Credit CardFree4.8★ (1.3K)NoNoAug 2026
7Apple WalletApple WalletFree4.8★ (6.7M)YesNoAug 2026
8Sixtynine Pay. Luxury UPI AppSixtynine Pay. Luxury UPI AppFreeNoNoMay 2026

Top Picks for Upi App

Paytm: Secure UPI Payments#1

Paytm: Secure UPI Payments by Paytm Mobile Solutions

UPI, Recharge & Pay Bills
Editor's Choice
💰 Finance
4.7😞(39K ratings)
FreeAds
Paytm: Secure UPI Payments screenshot 1
Paytm: Secure UPI Payments screenshot 2
Paytm: Secure UPI Payments screenshot 3
Paytm: Secure UPI Payments screenshot 4
Paytm: Secure UPI Payments screenshot 5
Paytm: Secure UPI Payments screenshot 6

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

What We Love

  • 🚀 Fast payments
  • 📱 Good all-in-one app
  • 💳 Convenient payments

Room to Improve

  • 🔒 Security issues
  • 🤖 Poor customer service
  • 🛑 Doesn't work internationally
PhonePe UPI, Payment, Recharge#2

PhonePe UPI, Payment, Recharge by PHONEPE PRIVATE LIMITED

FASTag, Credit Card, Gold SIP
Strong Contender
💰 Finance
4.7😐(169K ratings)
Free
PhonePe UPI, Payment, Recharge screenshot 1
PhonePe UPI, Payment, Recharge screenshot 2
PhonePe UPI, Payment, Recharge screenshot 3
PhonePe UPI, Payment, Recharge screenshot 4
PhonePe UPI, Payment, Recharge screenshot 5
PhonePe UPI, Payment, Recharge screenshot 6

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

What We Love

  • 🚀 Instant payments
  • 👍 User-friendly interface
  • 🔒 Secure transactions
  • 💡 Diverse payment options

Room to Improve

  • 🐛 Transactions failing or pending
  • 🔍 Lack of customer support
  • 🔍 Difficult to resolve issues

More Upi App apps to explore

4
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
Mony - UPI for Tourists & NRIs
UPI Wallet for Tourists & NRIs
Free

This app enables tourists and NRIs to make seamless, cashless payments across India using UPI. Avoid currency exchanges, ATM lines, and card issues to explore local markets and hidden gems. Track expenses and enjoy secure transactions.

Cashless payments across IndiaPay at local markets and shopsAvoid currency exchange and ATM fees
💰 Finance
(556)
free
5
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
6
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
PayZapp UPI, Pixel Credit Card
Bill Payment, Recharge, Wallet
Free

Manage your finances with a digital credit card, UPI payments, and bill recharges. Link your existing cards, shop with vouchers, and earn rewards. Offers instant digital card access and secure payment options.

Digital credit card application and managementUPI payments and money transfersBill payments and mobile recharges
💰 Finance
(1.3K)
free with in-app purchases
7
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
8
Sixtynine Pay. Luxury UPI App
Sixtynine Pay. Luxury UPI App
Sixtynine Pay. Luxury UPI App
Silence is the new luxury.
Free
💰 Finance
(0)
9
Rediff: UPI, Mail & News App
Rediff: UPI, Mail & News App
Rediff: UPI, Mail & News App
UPI Payments, Email & News App
Free

This app combines email, news, and payment services into a single platform. Manage your inbox with advanced spam filters, stay informed with breaking news and trending stories, and make fast, secure payments for recharges and bills.

Spam-free email inboxReal-time news updatesVisual web stories
💰 Finance
(5)
free
10
Hisaab: Split Bills & UPI
Hisaab: Split Bills & UPI
Hisaab: Split Bills & UPI
Track group expenses, settle
Free
💰 Finance
(0)
11
KUKL Customer App
KUKL Customer App
KUKL Customer App
KUKL customer app
Free
🔧 Utilities
(0)
12
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(239)
free
13
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
14
Raabta Social
Raabta Social
Raabta Social
by Iqbal akhtar
Free
🌐 Social Networking
(0)
15
UPCL Consumer Self Service
UPCL Consumer Self Service
UPCL Consumer Self Service
Mobile App for UPCL Consumers
Free

Manage your electricity services with this app. Pay bills, view billing and payment history, register complaints, and update contact information. Stay informed about your account and receive important communications.

Pay electricity billsView billing detailsAccess payment history
🔧 Utilities
(0)
free
16
PAPSI Mobile
PAPSI Mobile
PAPSI Mobile
by PHILIPPINE ARMY FINANCE CENTER PRODUCERS INTEGRATED COOPERATIVE
Free
💰 Finance
(0)
17
ZoomOnline
ZoomOnline
ZoomOnline
by ZoomOnline
Free
📊 Productivity
(0)
18
Verify App: UPI Cashbacks
Verify App: UPI Cashbacks
Verify App: UPI Cashbacks
by Safestack Private Limited
Free
🔧 Utilities
(0)
19
CIL Digital
CIL Digital
CIL Digital
by Chiripal Industries Limited
Free
💼 Business
(0)
20
SC Library
SC Library
SC Library
Sathachak
Free
📚 Books
(0)

FAQ about Upi App

What is the best upi app for iPhone?
Paytm: Secure UPI Payments tops our upi app ranking as of August 2026, with a 4.7-star average from 39K App Store ratings, and it's free to download.
Yes — 20 of the top upi app we rank are free to download, including Paytm: Secure UPI Payments and PhonePe UPI, Payment, Recharge.
Paytm: Secure UPI Payments shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 249+ upi app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Paytm is a digital payments app built for India, offering secure UPI payments, mobile and DTH recharges, utility bill payments, and online shopping. It supports international UPI payments in several countries, making it convenient for Indian travelers.
Key features include secure and private UPI transfers with personalized UPI IDs, international payments, PIN-less payments with UPI Lite, RuPay credit card on UPI, UPI AutoPay for recurring payments, mobile/DTH recharges, utility bill payments, rent payments, and spend analytics.

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