YONO SBI: Banking, UPI & Pay

YONO SBI: Banking, UPI & Pay

Bank, Invest, Credit Card, FD

2.9K ratings
845 reviews
Free

Details

  • Released
  • Updated
  • October 21, 2017
  • September 3, 2026

Features

YONO SBI: Banking, UPI & Pay screenshot #1 for iPhone
YONO SBI: Banking, UPI & Pay screenshot #2 for iPhone
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YONO SBI: Banking, UPI & Pay screenshot #6 for iPhone
YONO SBI: Banking, UPI & Pay screenshot #7 for iPhone
YONO SBI: Banking, UPI & Pay screenshot #8 for iPhone
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About

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital banking
Instant account opening
Seamless UPI and quick-pay
Effortless bill payments
Apply for credit cards, mutual funds, insurance
24x7 fund management
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What users say

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+1

What's New in YONO SBI

2.29.19

September 3, 2026

New Features and Key Enhancements: • Credit line on UPI • CASA linkage for TDS • Up to 4 nominees addition in SB account • SSA and Minor PPF account view • Re-KYC feature in Pre-login • Hyper-personalization based on colour theme and favourite • Consent Management • Tutorial videos for customer awareness

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User reviews

Extremely Frustrating YONO App Access Issue – Forced to Visit Branch Despite Successful SMS Verifica

I have been trying to access the SBI YONO app for a long time, but I am continuously facing problems during the verification process.

The app sends the verification SMS, and the SMS is actually being sent and delivered successfully. However, the YONO app intermittently shows that the message was not sent and asks me to try again. After multiple attempts and considerable effort, it eventually shows that my access has been locked and instructs me to visit the branch.

This is extremely frustrating and unacceptable for a digital banking application.

If I have to physically visit the bank branch every time there is an issue with YONO verification or access being locked, then what is the purpose of providing a mobile banking application in the first place? The entire purpose of YONO is to provide convenient banking services without requiring customers to repeatedly visit a branch.

I request SBI to urgently investigate this issue, unlock/restore my YONO access remotely, and fix the underlying verification/SMS issue so that this does not happen again.

I have already spent significant time trying to resolve this through the app. Please do not simply ask me to visit the branch again. I expect SBI to provide a proper digital resolution for a problem occurring within its own digital banking service.

Please treat this as a serious complaint and provide a clear resolution at the earliest.
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Response from developer

Dear Customer We apologize for any inconvenience you’ve experienced. To help us assist you more effectively please email us at appfeedback.yono@sbi.co.in with a description of your concern. Be sure to include the ticket number SBIAPS280826002 in the subject line. Team YONO SBI

Really bad app

This new app upgrade has ruined everything. Multiple steps everywhere, slower, and wants location info. Information on important account details is missing! The layout is cluttered with ads for finservices.

Irritating updates

Ask to update every single time the app is opened !!

Response from developer

We regret the inconvenience you're facing with the app after the update. To help us look into this please email us at appfeedback.yono@sbi.co.in with your registered contact number, error description and ticket no. SBIAPS200826005 in the subject line. Thankyou!

Hopeless update

This update completely prevented me from the YONO App more than one day it is still going in circles

Worst update (access issue)

I am using IPhone X and max update for this phone is 16.7.16, earlier this app was working fine in this phone and now app got an update compatibility with only 17 or later? Users who’ve older version has to change their phones to use this app? 👎don’t like this update. SBI need to fix this asap.

Developer apps

User experience

🐞

Reported Bugs

6 issues

App crashes after updates

Bug

Registration process not working

Bug

Unable to login or register

Bug

App not compatible with eSIM or international numbers

Bug

Blank or unresponsive screens

Bug

Inconsistent behavior across devices

Bug

Requested Features

6 requests

Allow login via internet banking credentials

Feature

Provide option to change password

Feature

Improve UX and UI design

Feature

Add support for biometric authentication

Feature

Optimize app for better performance

Feature

Make the app more user-friendly for NRI customers

Feature

FAQ

What does the YONO SBI app do?

The YONO SBI app is a comprehensive digital banking and lifestyle platform. It allows users to perform banking transactions, make payments, manage investments, apply for loans and credit cards, and access shopping and travel services.

What are the key features of the YONO SBI app?

Key features include an all-in-one digital banking experience for payments, savings, investments, and loans. It also offers simple account opening, effortless bill payments with budget tracking, and the ability to apply for credit cards, mutual funds, and insurance directly within the app.

Is the YONO SBI app free to use?

Yes, the YONO SBI app is available for free. There are no upfront costs to download or use the core banking and lifestyle features provided by the application.

Who is the YONO SBI app designed for?

This app is designed for existing and new SBI customers who want a convenient and integrated way to manage their finances, make payments, invest, shop, and plan their travel all from a single platform.

How does the app help with managing finances?

The app provides 24x7 access to manage funds, monitor spending, and plan finances effectively. It includes features like effortless bill payments, auto reminders, and budget tracking to help users stay on top of their financial goals.