SBI Secure OTP

SBI Secure OTP

by State Bank of India

181 ratings
178 reviews
Free

Details

  • Released
  • Updated
  • November 24, 2015
  • May 13, 2026
SBI Secure OTP screenshot #1 for iPhone
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SBI Secure OTP screenshot #9 for iPhone
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About

This app generates One-Time Passwords (OTPs) for authenticating online banking transactions with SBI Internet Banking and Yono Lite SBI. It offers a hassle-free OTP service independent of service providers after a one-time registration process.

OTP generation for online banking
Authentication for SBI Internet Banking
Authentication for Yono Lite SBI
One-time registration with INB credentials
Service provider independent OTP service
MPIN for app security
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What users say

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What's New in SBI Secure OTP

3.3.0

May 13, 2026

Minor Security Enhancement

User reviews

Srinath

Such an idiot who developed this app. Do you atleast use this app for your own account? Don’t just develop 3rd class products and leave for consumers to bang their heads on it. My account was locked for a day due to invalid password, and when I enter the right one the next day, the message on this app says “ your account have been locked for the day due to many attempts”. This won’t let me register again as well. How do you expect customers to login in this case, even with right password? Did you use common sense at all while developing this?
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Pathetic app

It is a shame for the nation that prides itself on Digital evolution to have a bank like SBI with a broken netbanking or app. I wish we will bankrupt SBI and throw their IT infrastructure in garbage, along with the morons who developed Yono site and secure otp app.

Update

Every time when i opens the app it mentions to download a new app as this app is going to discontinue. But couldn’t find the new app in the app store. Honestly why SBI have to go with new apps all the time since they can fix or update the current app. Especially as an NRI customer these kind of changes are a big headache as we have to get OTP for all the updates and OTP for international numbers are not prompt. India is fast growing but at the same time our banks are putting more security features to make the life of a customer difficult. Strengthen Security features are good but it have to be done at the bank end not at the customer end.
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Not getting activation OTP

Without activation OTP sms cannot go into or enable secure OTP

Not working. Im stranded without an otp

I upgraded to ios26. App stopped working

Developer apps

User experience

🐞

Reported Bugs

5 issues

Blank OTP screen

Bug

Authentication issues

Bug

Incompatible with iOS 10/11/12 updates

Bug

Unable to register or re-register

Bug

OTP not received on registered number

Bug

Requested Features

3 requests

Improve usability with fewer clicks

Feature

Add logout option on every screen

Feature

Support for international phone numbers

Feature

FAQ

What does the SBI Secure OTP app do?

The SBI Secure OTP app is designed to generate One-Time Passwords (OTPs) for verifying and authenticating online banking transactions conducted through SBI Internet Banking and the Yono Lite SBI application. It provides a secure and convenient way to receive OTPs directly within the app.

How do I register for the SBI Secure OTP app?

To register, download and open the app, then enter your internet banking username and select your SIM card. You will be prompted to send an SMS for mobile number validation, after which you'll set an MPIN. Finally, you need to complete activation by logging into OnlineSBI and entering an activation code.

Is the SBI Secure OTP app free to use?

Yes, the SBI Secure OTP app is free to download and use. While standard SMS charges may apply for the initial registration process as per your mobile plan, the app itself does not have any associated costs or in-app purchases.

What happens after I activate the SBI Secure OTP app?

Once activated, your mode of OTP authentication for Internet Banking and Yono Lite will change to State Bank Secure OTP. This means you will no longer receive OTPs via SMS. You will then log into the SBI Secure OTP application using your set MPIN.

Can I use SBI Secure OTP if I have a single SIM card?

Yes, the app supports users with single SIM cards. During the registration process, if you have only one SIM, you will not be prompted to select a SIM. The app will proceed with sending the necessary SMS for validation using your available SIM.