Coin by Zerodha - Mutual funds

Coin by Zerodha - Mutual funds

Mutual funds, NPS, and more

6 ratings
74 reviews
Free

Details

  • Released
  • Updated
  • July 6, 2018
  • May 12, 2026

Features

Coin by Zerodha - Mutual funds screenshot #1 for iPhone
Coin by Zerodha - Mutual funds screenshot #2 for iPhone
Coin by Zerodha - Mutual funds screenshot #3 for iPhone
Coin by Zerodha - Mutual funds screenshot #4 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Invest in direct mutual funds and NPS without commissions. Automate SIPs, manage withdrawals, and access detailed portfolio analytics. Track your investments and family portfolios with ease.

Zero-commission direct mutual funds
Systematic Investment Plans (SIPs)
National Pension Scheme (NPS)
New Fund Offers (NFOs)
Portfolio analytics
Family portfolio view
Tax-ready reports
Show original description

What's New in Coin by Zerodha

2.7.9

May 12, 2026

Bug fixes and enhancements

Events

Read more about Daily SIPs

Daily SIPs

Invest daily in mutual funds via Coin

Aug 6, 2025 Aug 19, 2025

User reviews

Very basic app

It does the job but experience is not upto the mark. For instance xirr is not refreshing (it’s not 2013 where bad ux can be tolerated), nav updates are very slow and you have to rely on 3rd party aggregators like indmoney or PowerUp (they refresh directly from MF central).
For billion dollar organisations, it’s expected to at least have a better app.
Show more

Response from developer

Hi, we’re really sorry for the inconvenience caused. This is due to a delay in reporting fund transactions from the payment aggregator to the Indian Clearing Corporation (ICCL) across all platforms. The NAV applicability is determined by the exchange based on the date ICCL receives the funds. We’ve explained this in detail here: https://support.zerodha.com/category/mutual-funds/coin-web/general-questions-coin-web/articles/cut-off-time-for-mutual-fund-transactions-on-coin

One day change

Hello using coin since long time now Still waiting for an update to show one day gain or loss which must be shown. Pls include this in future updates. Suppose i have 3-5 funds what is overall profit or gain on. A single day that is missing which is there on other platforms.
Pls indicated one day change for a fund.
Show more

Response from developer

Hi Harun, we are continuously working on adding more features to our app to make your experience better. Thanks for your feedback.

Can’t map a different mobile number for UPI

I have dual sim and I accidentally mapped a wrong number when I tried to add funds using UPI. The app found no accounts linked to that number, which is fair, but I have no way to map a new number for UPI payment. It looks like a dead end so I’ll have to look for different platform for investments now.
Show more

Account suspension issue

I am extremely disappointed with Instagram’s automated moderation system. My account was permanently banned for no reason, despite zero suspicious activity on my part. I have gone through the appeal process more than 10-15 times, including multiple video verifications and uploading my original, valid government documents.

Even though my identity is verified and my documents are authentic, the system keeps suspending my account repeatedly. It feels like a technical glitch in their AI that no human is bothered to fix. It is unacceptable that a platform this large can lock a user out indefinitely without providing a specific reason or a way to talk to actual support.

I have done everything requested to prove I am a real person, yet the app continues to fail me. Highly unprofessional and terrible user experience.
Show more

Errors never fixed

Redirecting to bank page keep on loading always, not just happened once, but numerous times. Waste of time at every transaction, wish you were as efficient as your Zerodha app.

Response from developer

Hi, we’re sorry to hear about your experience. Please help us understand the issue in detail by creating a ticket at https://support.zerodha.com or calling us at 080 4718 1888. We’ll look into it on priority. If you’ve already raised a ticket, please share the ticket number so we can follow up.

Developer apps

FAQ

What is Coin by Zerodha?

Coin by Zerodha is India's largest zero-commission direct mutual funds platform. It allows users to invest in direct mutual funds, National Pension Scheme (NPS), and New Fund Offers (NFOs) without any brokerage fees.

What are the key features of this app?

Key features include easy creation and automation of Systematic Investment Plans (SIPs), investment in direct mutual funds and NPS without commissions, purchase via multiple payment options like UPI, and detailed portfolio analytics with tax-ready reports.

Is there a cost to use Coin by Zerodha?

No, Coin by Zerodha is a free platform. It offers direct mutual funds and NPS investments without any commission or brokerage fees. There are no in-app purchases or subscription costs mentioned.

Who is this app designed for?

This app is designed for individuals in India who want to invest in mutual funds and NPS directly, aiming to save on commissions and manage their investments efficiently. It's suitable for both new and experienced investors.

How can I track my investments?

You can track your investments through detailed reporting and analytics. The app provides an account value curve to visualize growth, scheme-wise and portfolio XIRR analysis, and comprehensive tax-ready reports. You can also track combined family portfolios.