Coin by Zerodha - Mutual funds

Coin by Zerodha - Mutual funds

Mutual funds, NPS, and more

479 ratings
72 reviews
Free

Details

  • Released
  • Updated
  • July 6, 2018
  • May 12, 2026
Coin by Zerodha - Mutual funds screenshot #1 for iPhone
Coin by Zerodha - Mutual funds screenshot #2 for iPhone
Coin by Zerodha - Mutual funds screenshot #3 for iPhone
Coin by Zerodha - Mutual funds screenshot #4 for iPhone
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About

Invest in direct mutual funds and NPS without commissions. Automate SIPs, manage withdrawals, and access detailed portfolio analytics. Track your investments and family portfolios with ease.

Zero-commission direct mutual funds
Systematic Investment Plans (SIPs)
National Pension Scheme (NPS)
New Fund Offers (NFOs)
Portfolio analytics
Family portfolio view
Tax-ready reports
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What's New in Coin by Zerodha

2.7.9

May 12, 2026

Bug fixes and enhancements

Events

Read more about Daily SIPs

Daily SIPs

Invest daily in mutual funds via Coin

Aug 6, 2025 Aug 19, 2025

User reviews

Can’t map a different mobile number for UPI

I have dual sim and I accidentally mapped a wrong number when I tried to add funds using UPI. The app found no accounts linked to that number, which is fair, but I have no way to map a new number for UPI payment. It looks like a dead end so I’ll have to look for different platform for investments now.
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Account suspension issue

I am extremely disappointed with Instagram’s automated moderation system. My account was permanently banned for no reason, despite zero suspicious activity on my part. I have gone through the appeal process more than 10-15 times, including multiple video verifications and uploading my original, valid government documents.

Even though my identity is verified and my documents are authentic, the system keeps suspending my account repeatedly. It feels like a technical glitch in their AI that no human is bothered to fix. It is unacceptable that a platform this large can lock a user out indefinitely without providing a specific reason or a way to talk to actual support.

I have done everything requested to prove I am a real person, yet the app continues to fail me. Highly unprofessional and terrible user experience.
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Errors never fixed

Redirecting to bank page keep on loading always, not just happened once, but numerous times. Waste of time at every transaction, wish you were as efficient as your Zerodha app.

Improvements needed

Hi, overall its a good app. But it is missing key features like mutual funds overlap, instant NAV updates, check rolling returns, standard deviation, up/down side capture and many more. I understand the philosophy to keep the product as minimalist but there are now plethora of funds to choose from and all above features help to make a good decision. They should be integral to this app as it’s a long term relationship. Thanks, i hope to see improvements in future. Regards.
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Response from developer

Hi Ashish, we are continuously working on adding more features to make your experience better. Thanks for your feedback.

Worst User experience

I wanted to use this app cause of its stp between multiple amc ,Devs cant handle option of choosing which bank account i want to pay from always choosing one for me which i dont want so i removed that account now whenever i want to pay its opening to set stupid upi pin of account which i dont even wanna use in first place and I dont know pin of my debit card so stuck now cant pay ,Hire some good dev
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Response from developer

Hi, we’re sorry to hear about your experience. Please help us understand the issue you are facing in depth by creating a ticket at https://support.zerodha.com or contacting us at 080 4718 1888. We'll ensure to look into it with the utmost priority.

Developer apps

FAQ

What is Coin by Zerodha?

Coin by Zerodha is India's largest zero-commission direct mutual funds platform. It allows users to invest in direct mutual funds, National Pension Scheme (NPS), and New Fund Offers (NFOs) without any brokerage fees.

What are the key features of this app?

Key features include easy creation and automation of Systematic Investment Plans (SIPs), investment in direct mutual funds and NPS without commissions, purchase via multiple payment options like UPI, and detailed portfolio analytics with tax-ready reports.

Is there a cost to use Coin by Zerodha?

No, Coin by Zerodha is a free platform. It offers direct mutual funds and NPS investments without any commission or brokerage fees. There are no in-app purchases or subscription costs mentioned.

Who is this app designed for?

This app is designed for individuals in India who want to invest in mutual funds and NPS directly, aiming to save on commissions and manage their investments efficiently. It's suitable for both new and experienced investors.

How can I track my investments?

You can track your investments through detailed reporting and analytics. The app provides an account value curve to visualize growth, scheme-wise and portfolio XIRR analysis, and comprehensive tax-ready reports. You can also track combined family portfolios.