Coin by Zerodha User Reviews

Top reviews

Can’t map a different mobile number for UPI

I have dual sim and I accidentally mapped a wrong number when I tried to add funds using UPI. The app found no accounts linked to that number, which is fair, but I have no way to map a new number for UPI payment. It looks like a dead end so I’ll have to look for different platform for investments now.
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Account suspension issue

I am extremely disappointed with Instagram’s automated moderation system. My account was permanently banned for no reason, despite zero suspicious activity on my part. I have gone through the appeal process more than 10-15 times, including multiple video verifications and uploading my original, valid government documents.

Even though my identity is verified and my documents are authentic, the system keeps suspending my account repeatedly. It feels like a technical glitch in their AI that no human is bothered to fix. It is unacceptable that a platform this large can lock a user out indefinitely without providing a specific reason or a way to talk to actual support.

I have done everything requested to prove I am a real person, yet the app continues to fail me. Highly unprofessional and terrible user experience.
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Errors never fixed

Redirecting to bank page keep on loading always, not just happened once, but numerous times. Waste of time at every transaction, wish you were as efficient as your Zerodha app.

Improvements needed

Hi, overall its a good app. But it is missing key features like mutual funds overlap, instant NAV updates, check rolling returns, standard deviation, up/down side capture and many more. I understand the philosophy to keep the product as minimalist but there are now plethora of funds to choose from and all above features help to make a good decision. They should be integral to this app as it’s a long term relationship. Thanks, i hope to see improvements in future. Regards.
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Response from developer

Hi Ashish, we are continuously working on adding more features to make your experience better. Thanks for your feedback.

Worst User experience

I wanted to use this app cause of its stp between multiple amc ,Devs cant handle option of choosing which bank account i want to pay from always choosing one for me which i dont want so i removed that account now whenever i want to pay its opening to set stupid upi pin of account which i dont even wanna use in first place and I dont know pin of my debit card so stuck now cant pay ,Hire some good dev
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Response from developer

Hi, we’re sorry to hear about your experience. Please help us understand the issue you are facing in depth by creating a ticket at https://support.zerodha.com or contacting us at 080 4718 1888. We'll ensure to look into it with the utmost priority.

App issues

I’ve been facing several recurring issues on the Coin app — for example, mutual fund orders show as Completed but the updated investment amount takes 2–3 days to reflect in the Total Investments section. This has happened multiple times and makes it difficult to track my portfolio accurately.

It would be great if the Coin app received more frequent updates and fixes, similar to what you already do for Kite. I understand that mutual funds are long-term investments and short-term glitches may not affect returns, but they do impact user experience. More frequent releases addressing these issues would make the platform far more reliable and convenient.
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Response from developer

Hi Siva, we're sorry to hear about your experience. Please create a ticket at support.zerodha.com with details of the issue so we can check and resolve this at the earliest. If you have already created a ticket, please provide us with the ticket number so we can reach out.

Simple app - lacks many functions

Very simple and basic app. Lots of limitations compared to web page, which simple too yet extremely good.

Notification os mutual fund order broken

I used to get app notification when mutual fund orders were placed. Now I dont for last few months only an email which is easy to miss and causing pending payments

The Most User-Unfriendly App on the Planet

I’ve genuinely never encountered an app as confusing, disorganized, and downright frustrating as Coin. You have absolutely no clue what’s going on at any point — the interface is a total mess, the navigation makes zero sense, and the entire experience feels like it was designed to confuse users rather than help them. After struggling with it far too long, I’ve decided to stop using Coin altogether. Easily the most horrible app experience I’ve ever had.
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Smooth app

Keep it up guys. Always with zero timeout. I didn’t see any breaking things in this app from last 2 years

App is Great and easy

App is easy to use and has all the information anyone needed and zerodha update new features regularly, just one suggestion if zerodha can add multiple accounts feature in one app to access my account my child account or any other account from same app it will be very helpful.

Response from developer

Hi Saurabh, regulatory guidelines prohibit multiple account logins or placing orders for another account, including family members. However, you can link multiple Zerodha accounts as a family account to view holdings on Console. Here's how: https://zerodha.com/z-connect/console/introducing-family-portfolio-view-on-console

Love the simplicity

Lot of people raising concerns here , probably don’t know use case of this app. They need to understand difference between demat mutual fund and buying from other platforms. Great app overall , love the stability

No option of see bank out in which settlement amount is credited!

To invest in mutual fund and add bank account is lengthy process. While selling of mutual fund there is no option to see where the my funds are to be credited and not option to see the actual status of fund transfer.

Poor chart not showing return %

I can say that only one app coin is very poor in group of zerodha,
As per their standard of data and clarity coin app and user facility are poor
Chart is very poor without data
Not showing return for selected period of time

The product was better than I expected.

Highly recommendable

Good

The coin app is awesome and very user friendly. it makes investment simple and smooth even for beginners. highly recommended

Review

Zerodha coin is highly recommended app for people who are willing to invest in mutual funds Zerodha is providing features like SIP, SWP & STP also here STP is a unique feature which you can see on this platform do checkout Zerodha coin for mutual funds it is very convenient for investors.

Mutual fund

Best app for mutualfund investment, easy interface for check all mutual funds. create sip is also very easy here.. everyone have to open account in zerodha ❤️

SIP Intimation and Payments

There’s a rule, don’t fix what’s not broken. Why did we have to make so many changes to how upcoming SIPs are highlighted and payment is made ?

Please go back to what it was 6 months back. The latest change and the one before this are absolutely ridiculous and needless.

App not working on mobile data

App is not working on mobile data but working on wifi. My Kite app works on mobile data but coin app doesn’t.

App gets stuck on app launch, and says no internet connection. If launched via wifi and home page is visible then app starts working on mobile data as well. It seems some check on mobile data on app launch
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