IDFC FIRST Bank: MobileBanking

IDFC FIRST Bank: MobileBanking

Savings, Payments, and Loans

3.2K ratings
211 reviews
Free

Details

Released
December 7, 2020
Updated
November 2, 2026
IDFC FIRST Bank: MobileBanking screenshot #1 for iPhone
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IDFC FIRST Bank: MobileBanking screenshot #9 for iPhone
IDFC FIRST Bank: MobileBanking screenshot #10 for iPhone
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About

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, invest in mutual funds, and access personalized offers. Enjoy zero-fee services and secure transactions.

✓One-Swipe account management
✓Instant payments and transfers
✓Zero fee banking services
✓Expense tracking and categorization
✓Investment portfolio management
✓Instant personal loans
✓In-app flight & hotel booking
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What users say about IDFC FIRST Bank

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+2

What's New in IDFC FIRST Bank

2.77

November 2, 2026

Seamless banking is now a chat away with FIRST.AI! Text or speak! Ask things like: • "Food spends last month?" • "Book an FD of ₹10,000" • "Pay my Credit Card bill" • "Send ₹25,000 to Mom" ...and much more. No searching, fewer taps! Reclaim your time with FIRST.AI.

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User reviews

Mr Ranjay Trehan

Always excellent in services since I joined

Worst verification method

It’s 2026 and they still use SMS verification system where I cannot send SMS from a UK mobile number to an Indian number. Even If i want to send I need to pay extra for it whenever I register to this app.

Worts experience ever in my life

I’ve had one of the worst experiences ever with this bank. It honestly feels like they keep adding charges at every opportunity, and I’ve never experienced anything like this with any other bank.

I missed my EMI payment by just 7 days due to financial emergency at home. I tried contacting customer care multiple times, but I couldn’t get through. Last month, I was charged ₹520 as a late fee, and then another ₹520 just 7 days later, along with an additional ₹300 overdue charge.

What’s even more frustrating is that my next due date is October 3rd, but they’re already asking me to pay another ₹300 as an overdue fee.

There are so many different charges that it genuinely feels like my money is being taken from me for every little thing. I’m extremely disappointed with my experience with IDFC.

I would strongly suggest to everyone considering a loan with them, please don’t take it or else you’ll regret. I definitely regret my experience.

And plus the employees also were so rude and unprofessional.
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Transfer money

When I transfer my money to support to my family they will got within a second and it’s really appreciated quick services by IDFC Bank .

Response from developer

We're delighted to hear that you find the IDFC FIRST Mobile Banking App helpful! We hope you continue to enjoy using it.

App keeps crashing

Since the last update, the App keeps crashing a few seconds after logging in. Can't do anything

Developer apps

User experience

🐞

Reported Bugs

4 issues

Login screen freezes and infinite loops

Bug

App not working on WiFi, only on mobile data

Bug

Issues with adding payees and transferring funds

Bug

Notifications and app updates not working properly

Bug
✨

Requested Features

4 requests

Display exchange rates for NRE/NRO account transfers

Feature

Add support for iPads and larger screen devices

Feature

Improve security without compromising user experience

Feature

Provide better options for international customers

Feature

FAQ

What are the main benefits of using IDFC FIRST Bank MobileBanking?

IDFC FIRST Bank MobileBanking offers a fast and seamless online banking experience with features like one-swipe account management, instant payments, zero-fee services, expense tracking, and investment management. Users can also access personalized offers and instant personal loans.

Does IDFC FIRST Bank MobileBanking offer investment services?

Yes, the app allows users to explore online investment services, including investing in Mutual Funds with Instant SIP, equity, debt, large-cap, and multi-cap funds. It also supports tax-saving ELSS funds, ULIPs, and Online Sovereign Gold Bonds.

How does IDFC FIRST Bank MobileBanking handle security?

The app ensures secure fund transfers and payments through various methods like UPI, IMPS, NEFT, and RTGS. It also provides secure access to account details and transaction history.

Can I apply for loans through IDFC FIRST Bank MobileBanking?

Yes, you can avail instant personal loans through the app. It offers pre-approved loan offers with attractive interest rates and flexible tenures.

What are the zero-fee services offered by IDFC FIRST Bank MobileBanking?

IDFC FIRST Bank MobileBanking provides zero-fee services such as savings account services, money transfers, cheque re-issuance, debit card issuance, and ATM withdrawals. There are also no ECS return fees or decline fees at ATMs for low funds.

Does IDFC FIRST Bank MobileBanking have ads?

No, IDFC FIRST Bank MobileBanking does not contain advertisements. The app is free to download and use without any ad interruptions.

What is the user sentiment for IDFC FIRST Bank MobileBanking?

User reviews indicate a neutral overall sentiment. Pros include convenient mobile banking, a fast experience, and useful features, while cons mention frequent app crashes, SIM binding issues for NRIs, and poor customer service.

Is IDFC FIRST Bank MobileBanking available on all devices?

Based on the provided data, IDFC FIRST Bank MobileBanking is supported on iPhones. Compatibility with other devices and OS versions may vary, with some users reporting issues with newer devices.