Best India Bank Apps

210+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good india bank apps. We benchmark 210+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top India Bank Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1IndSMART IndianBank Mobile AppIndSMART IndianBank Mobile AppFree4.1★ (334)NoNoAug 2026
2iMobile: Loan, Cards & BankingiMobile: Loan, Cards & BankingFree4.8★ (65K)NoNoAug 2026
3BOI MobileBOI MobileFree2.9★ (95)NoNoAug 2026
4ICICI Bank Money2IndiaICICI Bank Money2IndiaFree1.8★ (298)NoNoJul 2026
5HDFC Bank App: Banking & CardsHDFC Bank App: Banking & CardsFree4.8★ (13K)NoNoAug 2026
6IDFC FIRST Bank: MobileBankingIDFC FIRST Bank: MobileBankingFree4.8★ (2.9K)NoNoAug 2026
7Axis Bank Mobile BankingAxis Bank Mobile BankingFree4.6★ (7.4K)NoNoAug 2026
8HSBC IndiaHSBC IndiaFree4.9★ (1.7K)NoNoAug 2026

Top Picks for India Bank

IndSMART IndianBank Mobile App#1

IndSMART IndianBank Mobile App by Indian Bank

Editor's Choice
💰 Finance
4.1😞(334 ratings)
Free
IndSMART IndianBank Mobile App screenshot 1
IndSMART IndianBank Mobile App screenshot 2
IndSMART IndianBank Mobile App screenshot 3
IndSMART IndianBank Mobile App screenshot 4
IndSMART IndianBank Mobile App screenshot 5
IndSMART IndianBank Mobile App screenshot 6

A comprehensive digital banking application offering over 250 features for managing accounts, making payments, and investing. It provides tools for budgeting, loan applications, and card management, aiming to be a secure and user-friendly financial hub.

What We Love

  • 👍 Intuitive design
  • 👍 Ease of use
  • 👍 Well-organized app
  • 👍 Smooth and seamless operation

Room to Improve

  • 🐛 App not working/loading issues
  • 🐛 OTP not received for international numbers
  • 🐛 Unreliable app performance
iMobile: Loan, Cards & Banking#2

iMobile: Loan, Cards & Banking by ICICI Bank Ltd

Loans, Cards, Payment & FASTag
Strong Contender
💰 Finance
4.8😞(65K ratings)
Free
iMobile: Loan, Cards & Banking screenshot 1
iMobile: Loan, Cards & Banking screenshot 2
iMobile: Loan, Cards & Banking screenshot 3
iMobile: Loan, Cards & Banking screenshot 4
iMobile: Loan, Cards & Banking screenshot 5
iMobile: Loan, Cards & Banking screenshot 6

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

What We Love

  • 🚀 Convenient and fast
  • 👍 User-friendly interface
  • 🔒 Secure banking experience
  • 🚀 Handy for day-to-day banking

Room to Improve

  • 🐛 Crashes and stability issues
  • 🐛 Unreliable UPI payments
  • 🐛 Inconsistent user experience
BOI Mobile#3

BOI Mobile by Bank of India

Worth Considering
💰 Finance
2.9(95 ratings)
Free
BOI Mobile screenshot 1
BOI Mobile screenshot 2
BOI Mobile screenshot 3
BOI Mobile screenshot 4
BOI Mobile screenshot 5
BOI Mobile screenshot 6

Access all your banking services securely from your mobile device. View account details, transfer funds, manage cheques, and receive personalized offers. Enjoy convenient banking from home.

More India Bank apps to explore

4
ICICI Bank Money2India
ICICI Bank Money2India
ICICI Bank Money2India
by ICICI Bank Ltd
Free

This app allows Non-Resident Indians (NRIs) to easily transfer money to India. It offers enhanced UI, biometric and PIN login, and the ability to track transaction status directly on the mobile platform.

Biometric loginPIN based loginRepeat previous transactions
💰 Finance
(298)
free
5
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
HDFC Bank App: Banking & Cards
UPI, Payments, Loans & Offers
Free

Manage your bank accounts, UPI payments, fund transfers, and credit cards securely and conveniently. Enjoy fast logins, instant approvals, and easy bill payments. Access loans and manage deposits all within one trusted digital banking app.

Secure account access with fingerprint/facial recognitionOne-tap block/unblock for banking servicesTwo-step verification for faster transaction approvals
💰 Finance
(13K)
free
6
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
IDFC FIRST Bank: MobileBanking
Savings, Payments, and Loans
Free

Manage your finances with a comprehensive mobile banking app. Perform instant payments, track expenses, build wealth through investments, and access loans and insurance. Enjoy zero-fee banking services and personalized offers.

One-Swipe Banking for account managementInstant payments and UPI transfersZero fee banking services
💰 Finance
(2.9K)
free with in-app purchases
7
Axis Bank Mobile Banking
Axis Bank Mobile Banking
Axis Bank Mobile Banking
by Axis Bank Ltd
Free

Manage your finances with a comprehensive mobile banking app. Open new accounts, track transactions, make payments, and access loans and investments. Enjoy personalized features and secure access to all your banking needs.

Open digital savings accounts onlineCustomizable dashboard for financial overviewSecure MPIN for transactions and login
💰 Finance
(7.4K)
free
8
HSBC India
HSBC India
HSBC India
Simple and secure banking
Free

Manage your finances securely and conveniently with this mobile banking app. Open accounts, transfer funds globally, invest in mutual funds, and redeem rewards all from your device.

Online banking registrationTouch ID / Face ID loginAccount summary view
💰 Finance
(1.7K)
free with in-app purchases
9
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
YONO SBI:Banking and Lifestyle
Bank,Invest,Shop,Travel
Free

Manage your finances with this comprehensive banking and lifestyle application. It offers seamless UPI payments, instant fund transfers, and easy account opening. Enjoy personalized offers, loyalty rewards, and robust security features for all your banking needs.

All-in-one digital bankingInstant account openingSeamless UPI and quick-pay
💰 Finance
(2.9K)
free
10
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Bills, FASTag, Recharge
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
💰 Finance
(167K)
free with in-app purchases
11
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
IndusInd Bank: Savings A/C, FD
Savings Bank Account & FD
Free

This banking app offers a fully digital experience for opening savings accounts, booking fixed deposits, and applying for loans or credit cards. Enjoy features like scan-and-pay, bill payments, and investment options, all with zero fees on many transactions.

Digital savings account openingFixed deposit booking and managementInstant personal loans and credit lines
💰 Finance
(2.1K)
free with in-app purchases
12
Yono Lite SBI
Yono Lite SBI
Yono Lite SBI
SBI Mobile Banking App
Free

This mobile banking application allows State Bank of India customers to manage their finances conveniently on the go. It offers a wide range of features for account management, fund transfers, bill payments, and card management, accessible in multiple Indian languages.

Account management and mini statementsFund transfers (within SBI, third-party, inter-bank)Fixed and recurring deposit opening
💰 Finance
(1.6K)
free with in-app purchases
13
SC Mobile India
SC Mobile India
SC Mobile India
by Standard Chartered Bank
Free

Manage your finances on the go with this intuitive mobile banking app. View account balances, transfer funds, pay bills, and locate ATMs and branches. It offers a secure and efficient way to handle your banking needs with a user-friendly interface.

View account balancesTransfer fundsPay credit card bills
💰 Finance
(1.2K)
free
14
digibank by DBS India
digibank by DBS India
digibank by DBS India
by DBS Bank Ltd.
Free

This banking app offers a seamless and intuitive digital banking experience. It provides tools for managing investments, making international transfers, and controlling debit card features. Users can also access UPI payments, personal loans, and insurance solutions.

Mutual fund investmentsOverseas money transfersDebit card control
💰 Finance
(109)
free with in-app purchases
15
UnionBank Online
UnionBank Online
UnionBank Online
Secure, Easy & Smart
Free

Manage your finances conveniently from your mobile device. Open accounts, deposit checks, transfer funds, and pay bills with ease. Securely monitor your accounts, cards, and loans with advanced features like biometrics and OTP.

Open accounts in-appDeposit checks 24/7Manage accounts and cards
💰 Finance
(3.7K)
free with in-app purchases
16
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
Paytm: Secure UPI Payments
UPI, Recharge & Pay Bills
Free

This app offers secure and private UPI payments, bill recharges, and online shopping. It provides features like personalized UPI IDs, international payments, and spend analytics for users in India and abroad.

Secure UPI paymentsInternational UPI paymentsMobile and DTH recharges
💰 Finance
(39K)
free with in-app purchases
17
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Airtel App: Recharge & Bank
Bill Payment, Recharges, UPI
Free

Manage all your Airtel services, including mobile recharges, bill payments, and banking. Explore 5G Plus speeds, pay utility bills, and access exclusive offers and cashback.

Mobile prepaid and postpaid rechargesDTH and broadband bill paymentsUPI money transfer and QR payments
🌟 Lifestyle
(16K)
free with in-app purchases
18
FedMobile
FedMobile
FedMobile
by Federal Bank
Free

This mobile banking application consolidates banking, bill payments, and UPI services into a single platform. Users can manage accounts, transfer funds, make payments, and access investment and loan services. It also offers account management features and service requests for a comprehensive banking experience.

Account management and transaction viewingOnline fund transfers (UPI, IMPS, NEFT, RTGS)Recharge and bill payments
💰 Finance
(1.4K)
free
19
bob World:Banking & Experience
bob World:Banking & Experience
bob World:Banking & Experience
Save Invest Borrow Shop
Free

This comprehensive banking app offers a digital experience for managing all your financial needs. It allows you to open accounts, save, invest, borrow, and shop securely, all from your mobile device.

Open digital savings account instantlyTrack expenses with spend analyzerInvest in government schemes
💰 Finance
(2.1K)
free
20
slice: UPI credit card & bank
slice: UPI credit card & bank
slice: UPI credit card & bank
A new bank, for a new India
Free

This app offers a digital banking experience with a zero-balance savings account earning daily interest, high-return fixed deposits, and instant personal loans. It also facilitates fast UPI and automated bill payments with robust security.

Zero-balance digital savings accountDaily interest on savingsFixed deposits up to 7.75% returns
💰 Finance
(213)
free

FAQ about India Bank

What are the best india bank apps for iPhone?
IndSMART IndianBank Mobile App tops our india bank apps ranking as of July 2026, with a 4.1-star average from 334 App Store ratings, and it's free to download.
Yes — 20 of the top india bank apps we rank are free to download, including IndSMART IndianBank Mobile App and iMobile: Loan, Cards & Banking.
IndSMART IndianBank Mobile App has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 210+ india bank apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a next-generation digital banking solution designed to handle all your banking needs. It offers a wide array of features for account management, fund transfers, bill payments, investments, loan applications, and card services, aiming to provide a secure and user-friendly experience.
Key features include customizing your dashboard and themes, viewing account summaries and transaction history, making fund transfers via UPI, IMPS, NEFT, and RTGS, paying bills through BBPS, investing in various instruments like PPF, NPS, stocks, and mutual funds, applying for loans, managing debit and credit cards, and even withdrawing cash without a physical card.